WallStSmart

Intuit Inc (INTU)vsNice Ltd ADR (NICE)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Intuit Inc generates 583% more annual revenue ($20.12B vs $2.95B). INTU leads profitability with a 21.6% profit margin vs 20.8%. NICE appears more attractively valued with a PEG of 0.99. NICE earns a higher WallStSmart Score of 78/100 (B+).

INTU

Buy

65

out of 100

Grade: C+

Growth: 6.7Profit: 8.0Value: 7.3Quality: 6.3
Piotroski: 6/9Altman Z: 2.52

NICE

Strong Buy

78

out of 100

Grade: B+

Growth: 8.0Profit: 7.5Value: 10.0Quality: 7.5
Piotroski: 4/9Altman Z: 3.23
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

INTUSignificantly Overvalued (-308.7%)

Margin of Safety

-308.7%

Fair Value

$104.45

Current Price

$426.86

$322.41 premium

UndervaluedFair: $104.45Overvalued
NICEUndervalued (+75.5%)

Margin of Safety

+75.5%

Fair Value

$452.56

Current Price

$109.51

$343.05 discount

UndervaluedFair: $452.56Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

INTU5 strengths · Avg: 9.0/10
Revenue GrowthGrowth
41.0%10/10

Revenue surging 41.0% year-over-year

Market CapQuality
$120.34B9/10

Large-cap with strong market position

Return on EquityProfitability
23.5%9/10

Every $100 of equity generates 24 in profit

Profit MarginProfitability
21.6%9/10

Keeps 22 of every $100 in revenue as profit

Free Cash FlowQuality
$1.52B8/10

Generating 1.5B in free cash flow

NICE6 strengths · Avg: 9.5/10
P/E RatioValuation
11.4x10/10

Attractively priced relative to earnings

EPS GrowthGrowth
56.7%10/10

Earnings expanding 56.7% YoY

Debt/EquityHealth
0.0210/10

Conservative balance sheet, low leverage

Altman Z-ScoreHealth
3.2310/10

Safe zone — low bankruptcy risk

Profit MarginProfitability
20.8%9/10

Keeps 21 of every $100 in revenue as profit

PEG RatioValuation
0.998/10

Growing faster than its price suggests

Areas to Watch

INTU2 concerns · Avg: 3.0/10
P/E RatioValuation
28.1x4/10

Moderate valuation

EPS GrowthGrowth
-18.5%2/10

Earnings declined 18.5%

NICE0 concerns · Avg: 0/10

No major concerns identified

Comparative Analysis Report

WallStSmart Research

Bull Case : INTU

The strongest argument for INTU centers on Revenue Growth, Market Cap, Return on Equity. Profitability is solid with margins at 21.6% and operating margin at 15.7%. Revenue growth of 41.0% demonstrates continued momentum.

Bull Case : NICE

The strongest argument for NICE centers on P/E Ratio, EPS Growth, Debt/Equity. Profitability is solid with margins at 20.8% and operating margin at 22.4%. PEG of 0.99 suggests the stock is reasonably priced for its growth.

Bear Case : INTU

The primary concerns for INTU are P/E Ratio, EPS Growth.

Bear Case : NICE

No major red flags identified for NICE, but monitor valuation.

Key Dynamics to Monitor

INTU profiles as a growth stock while NICE is a mature play — different risk/reward profiles.

INTU carries more volatility with a beta of 1.28 — expect wider price swings.

INTU is growing revenue faster at 41.0% — sustainability is the question.

INTU generates stronger free cash flow (1.5B), providing more financial flexibility.

Bottom Line

NICE scores higher overall (78/100 vs 65/100), backed by strong 20.8% margins. Both earn "Strong Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Intuit Inc

TECHNOLOGY · SOFTWARE - APPLICATION · USA

Intuit Inc. is an American business that specializes in financial software. Intuit's products include the tax preparation application TurboTax, personal finance app Mint and the small business accounting program QuickBooks.

Nice Ltd ADR

TECHNOLOGY · SOFTWARE - APPLICATION · USA

NICE Ltd. provides business software solutions globally. The company is headquartered in Ra'anana, Israel.

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