Intuit Inc (INTU)vsPaychex Inc (PAYX)
INTU
Intuit Inc
$455.56
+0.32%
TECHNOLOGY · Cap: $126.77B
PAYX
Paychex Inc
$92.55
+0.92%
TECHNOLOGY · Cap: $33.22B
Smart Verdict
WallStSmart Research — data-driven comparison
Intuit Inc generates 233% more annual revenue ($20.12B vs $6.03B). PAYX leads profitability with a 26.5% profit margin vs 21.6%. INTU appears more attractively valued with a PEG of 1.35. INTU earns a higher WallStSmart Score of 65/100 (C+).
INTU
Buy65
out of 100
Grade: C+
PAYX
Buy64
out of 100
Grade: C+
Intrinsic Value Comparison
Multi-model valuation · Graham Formula
Margin of Safety
-335.0%
Fair Value
$104.72
Current Price
$455.56
$350.84 premium
Margin of Safety
-212.7%
Fair Value
$30.33
Current Price
$92.55
$62.22 premium
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Revenue surging 41.0% year-over-year
Large-cap with strong market position
Every $100 of equity generates 24 in profit
Keeps 22 of every $100 in revenue as profit
Generating 1.5B in free cash flow
Every $100 of equity generates 41 in profit
Strong operational efficiency at 41.7%
Keeps 27 of every $100 in revenue as profit
18.3% revenue growth
Areas to Watch
Moderate valuation
Earnings declined 18.5%
Expensive relative to growth rate
Trading at 8.6x book value
Elevated debt levels
Weak financial health signals
Comparative Analysis Report
WallStSmart ResearchBull Case : INTU
The strongest argument for INTU centers on Revenue Growth, Market Cap, Return on Equity. Profitability is solid with margins at 21.6% and operating margin at 15.7%. Revenue growth of 41.0% demonstrates continued momentum.
Bull Case : PAYX
The strongest argument for PAYX centers on Return on Equity, Operating Margin, Profit Margin. Profitability is solid with margins at 26.5% and operating margin at 41.7%. Revenue growth of 18.3% demonstrates continued momentum.
Bear Case : INTU
The primary concerns for INTU are P/E Ratio, EPS Growth.
Bear Case : PAYX
The primary concerns for PAYX are PEG Ratio, Price/Book, Debt/Equity.
Key Dynamics to Monitor
INTU carries more volatility with a beta of 1.28 — expect wider price swings.
INTU is growing revenue faster at 41.0% — sustainability is the question.
INTU generates stronger free cash flow (1.5B), providing more financial flexibility.
Monitor SOFTWARE - APPLICATION industry trends, competitive dynamics, and regulatory changes.
Bottom Line
INTU scores higher overall (65/100 vs 64/100), backed by strong 21.6% margins and 41.0% revenue growth. Both earn "Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
Intuit Inc
TECHNOLOGY · SOFTWARE - APPLICATION · USA
Intuit Inc. is an American business that specializes in financial software. Intuit's products include the tax preparation application TurboTax, personal finance app Mint and the small business accounting program QuickBooks.
Paychex Inc
TECHNOLOGY · SOFTWARE - APPLICATION · USA
Paychex, Inc. is an American provider of human resource, payroll, and benefits outsourcing services for small- to medium-sized businesses.
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