Intuit Inc (INTU)vsClear Secure Inc (YOU)
INTU
Intuit Inc
$426.86
-1.29%
TECHNOLOGY · Cap: $120.34B
YOU
Clear Secure Inc
$54.48
+1.77%
TECHNOLOGY · Cap: $7.21B
Smart Verdict
WallStSmart Research — data-driven comparison
Intuit Inc generates 2134% more annual revenue ($20.12B vs $900.78M). INTU leads profitability with a 21.6% profit margin vs 12.1%. INTU trades at a lower P/E of 28.1x. INTU earns a higher WallStSmart Score of 65/100 (C+).
INTU
Buy65
out of 100
Grade: C+
YOU
Hold48
out of 100
Grade: D+
Intrinsic Value Comparison
Multi-model valuation · Graham Formula
Margin of Safety
-308.7%
Fair Value
$104.45
Current Price
$426.86
$322.41 premium
Margin of Safety
-327.0%
Fair Value
$7.62
Current Price
$54.48
$46.86 premium
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Revenue surging 41.0% year-over-year
Large-cap with strong market position
Every $100 of equity generates 24 in profit
Keeps 22 of every $100 in revenue as profit
Generating 1.5B in free cash flow
Every $100 of equity generates 76 in profit
Strong operational efficiency at 22.4%
16.7% revenue growth
Areas to Watch
Moderate valuation
Earnings declined 18.5%
Distress zone — elevated risk
Weak financial health signals
Premium valuation, high expectations priced in
Trading at 30.1x book value
Comparative Analysis Report
WallStSmart ResearchBull Case : INTU
The strongest argument for INTU centers on Revenue Growth, Market Cap, Return on Equity. Profitability is solid with margins at 21.6% and operating margin at 15.7%. Revenue growth of 41.0% demonstrates continued momentum.
Bull Case : YOU
The strongest argument for YOU centers on Return on Equity, Operating Margin, Revenue Growth. Revenue growth of 16.7% demonstrates continued momentum.
Bear Case : INTU
The primary concerns for INTU are P/E Ratio, EPS Growth.
Bear Case : YOU
The primary concerns for YOU are Altman Z-Score, Piotroski F-Score, P/E Ratio. A P/E of 47.8x leaves little room for execution misses.
Key Dynamics to Monitor
INTU carries more volatility with a beta of 1.28 — expect wider price swings.
INTU is growing revenue faster at 41.0% — sustainability is the question.
INTU generates stronger free cash flow (1.5B), providing more financial flexibility.
Monitor SOFTWARE - APPLICATION industry trends, competitive dynamics, and regulatory changes.
Bottom Line
INTU scores higher overall (65/100 vs 48/100), backed by strong 21.6% margins and 41.0% revenue growth. Both earn "Buy" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
Intuit Inc
TECHNOLOGY · SOFTWARE - APPLICATION · USA
Intuit Inc. is an American business that specializes in financial software. Intuit's products include the tax preparation application TurboTax, personal finance app Mint and the small business accounting program QuickBooks.
Clear Secure Inc
TECHNOLOGY · SOFTWARE - APPLICATION · USA
Clear Secure, Inc. is focused on operating as a holding company for Alclear Holdings LLC providing a member-centric secure identity platform using biometric data in the United States. The company is headquartered in New York, New York.
Compare with Other SOFTWARE - APPLICATION Stocks
Want to dig deeper into these stocks?