Independence Realty Trust Inc (IRT)vsMid-America Apartment Communities Inc (MAA)
IRT
Independence Realty Trust Inc
$16.00
-1.54%
REAL ESTATE · Cap: $3.98B
MAA
Mid-America Apartment Communities Inc
$125.71
-1.19%
REAL ESTATE · Cap: $15.48B
Smart Verdict
WallStSmart Research — data-driven comparison
Mid-America Apartment Communities Inc generates 229% more annual revenue ($2.21B vs $672.38M). MAA leads profitability with a 17.6% profit margin vs 7.2%. IRT appears more attractively valued with a PEG of 4.57. MAA earns a higher WallStSmart Score of 50/100 (D+).
IRT
Hold41
out of 100
Grade: D
MAA
Hold50
out of 100
Grade: D+
Intrinsic Value Comparison
Multi-model valuation · Graham Formula
Margin of Safety
+13.9%
Fair Value
$19.54
Current Price
$16.00
$3.54 discount
Margin of Safety
-4.4%
Fair Value
$130.28
Current Price
$125.71
$4.57 premium
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Reasonable price relative to book value
Reasonable price relative to book value
Strong operational efficiency at 26.6%
Areas to Watch
2.3% revenue growth
ROE of 1.4% — below average capital efficiency
7.2% margin — thin
Weak financial health signals
Premium valuation, high expectations priced in
0.8% revenue growth
ROE of 6.7% — below average capital efficiency
Weak financial health signals
Comparative Analysis Report
WallStSmart ResearchBull Case : IRT
The strongest argument for IRT centers on Price/Book.
Bull Case : MAA
The strongest argument for MAA centers on Price/Book, Operating Margin. Profitability is solid with margins at 17.6% and operating margin at 26.6%.
Bear Case : IRT
The primary concerns for IRT are Revenue Growth, Return on Equity, Profit Margin. A P/E of 82.3x leaves little room for execution misses.
Bear Case : MAA
The primary concerns for MAA are P/E Ratio, Revenue Growth, Return on Equity.
Key Dynamics to Monitor
IRT carries more volatility with a beta of 0.99 — expect wider price swings.
IRT is growing revenue faster at 2.3% — sustainability is the question.
IRT generates stronger free cash flow (32M), providing more financial flexibility.
Monitor REIT - RESIDENTIAL industry trends, competitive dynamics, and regulatory changes.
Bottom Line
MAA scores higher overall (50/100 vs 41/100), backed by strong 17.6% margins. Both earn "Hold" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
Independence Realty Trust Inc
REAL ESTATE · REIT - RESIDENTIAL · USA
Independence Realty Trust, Inc. (NYSE: IRT) is a real estate investment trust that owns and operates multi-family apartment properties in non-entry US markets, including Atlanta, Louisville, Memphis and Raleigh.
Visit Website →Mid-America Apartment Communities Inc
REAL ESTATE · REIT - RESIDENTIAL · USA
Mid-America Apartment Communities (MAA) is a publicly traded real estate investment trust based in Memphis, Tennessee that invests in apartments in the Southeastern United States and the Southwestern United States.
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