Independence Realty Trust Inc (IRT)vsMid-America Apartment Communities Inc (MAA)
IRT
Independence Realty Trust Inc
$15.01
-0.60%
REAL ESTATE · Cap: $4.03B
MAA
Mid-America Apartment Communities Inc
$121.64
-0.14%
REAL ESTATE · Cap: $14.62B
Smart Verdict
WallStSmart Research — data-driven comparison
Mid-America Apartment Communities Inc generates 233% more annual revenue ($2.21B vs $662.92M). MAA leads profitability with a 20.2% profit margin vs 3.4%. IRT appears more attractively valued with a PEG of 4.57. MAA earns a higher WallStSmart Score of 52/100 (C-).
IRT
Hold47
out of 100
Grade: D+
MAA
Buy52
out of 100
Grade: C-
Intrinsic Value Comparison
Multi-model valuation · Graham Formula
Margin of Safety
-2657.4%
Fair Value
$0.61
Current Price
$15.01
$14.40 premium
Margin of Safety
-429.3%
Fair Value
$25.70
Current Price
$121.64
$95.94 premium
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Reasonable price relative to book value
Strong operational efficiency at 23.0%
Keeps 20 of every $100 in revenue as profit
Reasonable price relative to book value
Strong operational efficiency at 28.4%
Areas to Watch
ROE of 0.6% — below average capital efficiency
3.4% margin — thin
Weak financial health signals
Expensive relative to growth rate
Premium valuation, high expectations priced in
1.0% revenue growth
ROE of 7.6% — below average capital efficiency
Weak financial health signals
Comparative Analysis Report
WallStSmart ResearchBull Case : IRT
The strongest argument for IRT centers on Price/Book, Operating Margin. Revenue growth of 11.0% demonstrates continued momentum.
Bull Case : MAA
The strongest argument for MAA centers on Profit Margin, Price/Book, Operating Margin. Profitability is solid with margins at 20.2% and operating margin at 28.4%.
Bear Case : IRT
The primary concerns for IRT are Return on Equity, Profit Margin, Piotroski F-Score. A P/E of 182.9x leaves little room for execution misses. Thin 3.4% margins leave little buffer for downturns.
Bear Case : MAA
The primary concerns for MAA are P/E Ratio, Revenue Growth, Return on Equity.
Key Dynamics to Monitor
IRT carries more volatility with a beta of 1.02 — expect wider price swings.
IRT is growing revenue faster at 11.0% — sustainability is the question.
MAA generates stronger free cash flow (159M), providing more financial flexibility.
Monitor REIT - RESIDENTIAL industry trends, competitive dynamics, and regulatory changes.
Bottom Line
MAA scores higher overall (52/100 vs 47/100), backed by strong 20.2% margins. Both earn "Buy" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
Independence Realty Trust Inc
REAL ESTATE · REIT - RESIDENTIAL · USA
Independence Realty Trust, Inc. (NYSE: IRT) is a real estate investment trust that owns and operates multi-family apartment properties in non-entry US markets, including Atlanta, Louisville, Memphis and Raleigh.
Visit Website →Mid-America Apartment Communities Inc
REAL ESTATE · REIT - RESIDENTIAL · USA
Mid-America Apartment Communities (MAA) is a publicly traded real estate investment trust based in Memphis, Tennessee that invests in apartments in the Southeastern United States and the Southwestern United States.
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