Itau Unibanco Banco Holding SA (ITUB)vsKeyCorp (KEY)
ITUB
Itau Unibanco Banco Holding SA
$8.44
-0.24%
FINANCIAL SERVICES · Cap: $91.48B
KEY
KeyCorp
$20.87
+0.29%
FINANCIAL SERVICES · Cap: $22.21B
Smart Verdict
WallStSmart Research — data-driven comparison
Itau Unibanco Banco Holding SA generates 1850% more annual revenue ($143.71B vs $7.37B). ITUB leads profitability with a 32.6% profit margin vs 27.5%. ITUB appears more attractively valued with a PEG of 1.26. KEY earns a higher WallStSmart Score of 79/100 (B+).
ITUB
Strong Buy77
out of 100
Grade: B+
KEY
Strong Buy79
out of 100
Grade: B+
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Attractively priced relative to earnings
Keeps 33 of every $100 in revenue as profit
Strong operational efficiency at 39.1%
Generating 70.9B in free cash flow
Large-cap with strong market position
Every $100 of equity generates 22 in profit
Reasonable price relative to book value
Strong operational efficiency at 34.7%
Keeps 28 of every $100 in revenue as profit
Attractively priced relative to earnings
Earnings expanding 25.3% YoY
Areas to Watch
Weak financial health signals
Elevated debt levels
Distress zone — elevated risk
Comparative Analysis Report
WallStSmart ResearchBull Case : ITUB
The strongest argument for ITUB centers on P/E Ratio, Profit Margin, Operating Margin. Profitability is solid with margins at 32.6% and operating margin at 39.1%. Revenue growth of 17.5% demonstrates continued momentum.
Bull Case : KEY
The strongest argument for KEY centers on Price/Book, Operating Margin, Profit Margin. Profitability is solid with margins at 27.5% and operating margin at 34.7%. Revenue growth of 10.1% demonstrates continued momentum.
Bear Case : ITUB
The primary concerns for ITUB are Piotroski F-Score, Debt/Equity. Debt-to-equity of 4.71 is elevated, increasing financial risk.
Bear Case : KEY
The primary concerns for KEY are Altman Z-Score.
Key Dynamics to Monitor
ITUB profiles as a growth stock while KEY is a mature play — different risk/reward profiles.
KEY carries more volatility with a beta of 1.02 — expect wider price swings.
ITUB is growing revenue faster at 17.5% — sustainability is the question.
ITUB generates stronger free cash flow (70.9B), providing more financial flexibility.
Bottom Line
KEY scores higher overall (79/100 vs 77/100), backed by strong 27.5% margins and 10.1% revenue growth. Both earn "Strong Buy" and "Strong Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
Itau Unibanco Banco Holding SA
FINANCIAL SERVICES · BANKS - REGIONAL · USA
Ita Unibanco Holding SA offers a range of financial products and services in Brazil and internationally. The company is headquartered in So Paulo, Brazil.
KeyCorp
FINANCIAL SERVICES · BANKS - REGIONAL · USA
KeyBank, the primary subsidiary of KeyCorp, is a regional bank headquartered in Cleveland.
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