ICICI Bank Limited (IBN)vsKeyCorp (KEY)
IBN
ICICI Bank Limited
$26.31
+1.08%
FINANCIAL SERVICES · Cap: $95.10B
KEY
KeyCorp
$20.00
+0.91%
FINANCIAL SERVICES · Cap: $21.79B
Smart Verdict
WallStSmart Research — data-driven comparison
ICICI Bank Limited generates 27368% more annual revenue ($1.92T vs $7.01B). IBN leads profitability with a 27.5% profit margin vs 26.1%. IBN appears more attractively valued with a PEG of 0.53. KEY earns a higher WallStSmart Score of 81/100 (A-).
IBN
Strong Buy69
out of 100
Grade: B-
KEY
Exceptional Buy81
out of 100
Grade: A-
Intrinsic Value Comparison
Multi-model valuation · Graham Formula
Margin of Safety
-191.4%
Fair Value
$10.68
Current Price
$26.31
$15.63 premium
Margin of Safety
+68.3%
Fair Value
$71.14
Current Price
$20.00
$51.14 discount
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Strong operational efficiency at 34.0%
Large-cap with strong market position
Keeps 28 of every $100 in revenue as profit
Growing faster than its price suggests
Attractively priced relative to earnings
Reasonable price relative to book value
Strong operational efficiency at 33.6%
Revenue surging 131.5% year-over-year
Keeps 26 of every $100 in revenue as profit
Attractively priced relative to earnings
Earnings expanding 40.1% YoY
Areas to Watch
3.0% revenue growth
Earnings declined 3.7%
Expensive relative to growth rate
Distress zone — elevated risk
Comparative Analysis Report
WallStSmart ResearchBull Case : IBN
The strongest argument for IBN centers on Operating Margin, Market Cap, Profit Margin. Profitability is solid with margins at 27.5% and operating margin at 34.0%. PEG of 0.53 suggests the stock is reasonably priced for its growth.
Bull Case : KEY
The strongest argument for KEY centers on Price/Book, Operating Margin, Revenue Growth. Profitability is solid with margins at 26.1% and operating margin at 33.6%. Revenue growth of 131.5% demonstrates continued momentum.
Bear Case : IBN
The primary concerns for IBN are Revenue Growth, EPS Growth.
Bear Case : KEY
The primary concerns for KEY are PEG Ratio, Altman Z-Score.
Key Dynamics to Monitor
IBN profiles as a value stock while KEY is a growth play — different risk/reward profiles.
KEY carries more volatility with a beta of 1.09 — expect wider price swings.
KEY is growing revenue faster at 131.5% — sustainability is the question.
Monitor BANKS - REGIONAL industry trends, competitive dynamics, and regulatory changes.
Bottom Line
KEY scores higher overall (81/100 vs 69/100), backed by strong 26.1% margins and 131.5% revenue growth. Both earn "Exceptional Buy" and "Strong Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
ICICI Bank Limited
FINANCIAL SERVICES · BANKS - REGIONAL · USA
ICICI Bank Limited offers various banking products and financial services in India and internationally. The company is headquartered in Mumbai, India.
Visit Website →KeyCorp
FINANCIAL SERVICES · BANKS - REGIONAL · USA
KeyBank, the primary subsidiary of KeyCorp, is a regional bank headquartered in Cleveland.
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