Itau Unibanco Banco Holding SA (ITUB)vsFirst Western Financial Inc (MYFW)
ITUB
Itau Unibanco Banco Holding SA
$8.24
-1.14%
FINANCIAL SERVICES · Cap: $91.48B
MYFW
First Western Financial Inc
$30.99
-0.03%
FINANCIAL SERVICES · Cap: $306.23M
Smart Verdict
WallStSmart Research — data-driven comparison
Itau Unibanco Banco Holding SA generates 134634% more annual revenue ($143.71B vs $106.67M). ITUB leads profitability with a 32.6% profit margin vs 17.3%. ITUB trades at a lower P/E of 10.0x. ITUB earns a higher WallStSmart Score of 77/100 (B+).
ITUB
Strong Buy77
out of 100
Grade: B+
MYFW
Strong Buy66
out of 100
Grade: B-
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Attractively priced relative to earnings
Keeps 33 of every $100 in revenue as profit
Strong operational efficiency at 39.1%
Generating 70.9B in free cash flow
Large-cap with strong market position
Every $100 of equity generates 22 in profit
Reasonable price relative to book value
Earnings expanding 119.2% YoY
Conservative balance sheet, low leverage
Attractively priced relative to earnings
Strong operational efficiency at 26.0%
Revenue surging 27.7% year-over-year
Areas to Watch
Weak financial health signals
Elevated debt levels
Smaller company, higher risk/reward
ROE of 5.7% — below average capital efficiency
Distress zone — elevated risk
Comparative Analysis Report
WallStSmart ResearchBull Case : ITUB
The strongest argument for ITUB centers on P/E Ratio, Profit Margin, Operating Margin. Profitability is solid with margins at 32.6% and operating margin at 39.1%. Revenue growth of 17.5% demonstrates continued momentum.
Bull Case : MYFW
The strongest argument for MYFW centers on Price/Book, EPS Growth, Debt/Equity. Profitability is solid with margins at 17.3% and operating margin at 26.0%. Revenue growth of 27.7% demonstrates continued momentum.
Bear Case : ITUB
The primary concerns for ITUB are Piotroski F-Score, Debt/Equity. Debt-to-equity of 4.71 is elevated, increasing financial risk.
Bear Case : MYFW
The primary concerns for MYFW are Market Cap, Return on Equity, Altman Z-Score.
Key Dynamics to Monitor
MYFW carries more volatility with a beta of 0.71 — expect wider price swings.
MYFW is growing revenue faster at 27.7% — sustainability is the question.
ITUB generates stronger free cash flow (70.9B), providing more financial flexibility.
Monitor BANKS - REGIONAL industry trends, competitive dynamics, and regulatory changes.
Bottom Line
ITUB scores higher overall (77/100 vs 66/100), backed by strong 32.6% margins and 17.5% revenue growth. Both earn "Strong Buy" and "Strong Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
Itau Unibanco Banco Holding SA
FINANCIAL SERVICES · BANKS - REGIONAL · USA
Ita Unibanco Holding SA offers a range of financial products and services in Brazil and internationally. The company is headquartered in So Paulo, Brazil.
First Western Financial Inc
FINANCIAL SERVICES · BANKS - REGIONAL · USA
First Western Financial, Inc., a financial holding company, provides wealth management, private banking, personal trust, investment management, home loan, and institutional asset management services. The company is headquartered in Denver, Colorado.
Compare with Other BANKS - REGIONAL Stocks
Want to dig deeper into these stocks?