WallStSmart

JIADE LIMITED Common stock (JDZG)vsTAL Education Group (TAL)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

TAL Education Group generates 11607% more annual revenue ($3.01B vs $25.70M). TAL leads profitability with a 17.6% profit margin vs -41.2%. TAL earns a higher WallStSmart Score of 68/100 (B-).

JDZG

Avoid

24

out of 100

Grade: F

Growth: 7.3Profit: 2.5Value: 5.0Quality: 8.5
Piotroski: 3/9Altman Z: 3.69

TAL

Strong Buy

68

out of 100

Grade: B-

Growth: 10.0Profit: 6.5Value: 7.3Quality: 7.3
Piotroski: 5/9
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

Intrinsic value data unavailable for JDZG.

TALUndervalued (+87.9%)

Margin of Safety

+87.9%

Fair Value

$98.36

Current Price

$9.56

$88.80 discount

UndervaluedFair: $98.36Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

JDZG4 strengths · Avg: 9.8/10
Price/BookValuation
0.4x10/10

Reasonable price relative to book value

Revenue GrowthGrowth
66.2%10/10

Revenue surging 66.2% year-over-year

Altman Z-ScoreHealth
3.6910/10

Safe zone — low bankruptcy risk

Debt/EquityHealth
0.149/10

Conservative balance sheet, low leverage

TAL5 strengths · Avg: 9.8/10
P/E RatioValuation
10.1x10/10

Attractively priced relative to earnings

Price/BookValuation
1.4x10/10

Reasonable price relative to book value

Revenue GrowthGrowth
31.5%10/10

Revenue surging 31.5% year-over-year

EPS GrowthGrowth
536.0%10/10

Earnings expanding 536.0% YoY

Debt/EquityHealth
0.109/10

Conservative balance sheet, low leverage

Areas to Watch

JDZG4 concerns · Avg: 2.8/10
Market CapQuality
$94.00M3/10

Smaller company, higher risk/reward

Return on EquityProfitability
2.3%3/10

ROE of 2.3% — below average capital efficiency

Piotroski F-ScoreQuality
3/93/10

Weak financial health signals

EPS GrowthGrowth
-91.4%2/10

Earnings declined 91.4%

TAL1 concerns · Avg: 2.0/10
PEG RatioValuation
10.462/10

Expensive relative to growth rate

Comparative Analysis Report

WallStSmart Research

Bull Case : JDZG

The strongest argument for JDZG centers on Price/Book, Revenue Growth, Altman Z-Score. Revenue growth of 66.2% demonstrates continued momentum.

Bull Case : TAL

The strongest argument for TAL centers on P/E Ratio, Price/Book, Revenue Growth. Profitability is solid with margins at 17.6% and operating margin at 9.0%. Revenue growth of 31.5% demonstrates continued momentum.

Bear Case : JDZG

The primary concerns for JDZG are Market Cap, Return on Equity, Piotroski F-Score.

Bear Case : TAL

The primary concerns for TAL are PEG Ratio.

Key Dynamics to Monitor

JDZG profiles as a hypergrowth stock while TAL is a growth play — different risk/reward profiles.

JDZG carries more volatility with a beta of 2.10 — expect wider price swings.

JDZG is growing revenue faster at 66.2% — sustainability is the question.

TAL generates stronger free cash flow (816M), providing more financial flexibility.

Bottom Line

TAL scores higher overall (68/100 vs 24/100), backed by strong 17.6% margins and 31.5% revenue growth. Both earn "Strong Buy" and "Avoid" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

JIADE LIMITED Common stock

CONSUMER DEFENSIVE · EDUCATION & TRAINING SERVICES · China

JIADE LIMITED (Ticker: JDZG) is an innovative player in the e-commerce and technology industries, dedicated to enhancing consumer engagement through cutting-edge solutions. The company emphasizes sustainable growth via significant investments in research and development, positioning itself as a leader in adapting to market trends. With a robust network of strategic partnerships and a commitment to exceptional customer satisfaction, JIADE LIMITED is poised to provide substantial long-term value, making it an appealing option for institutional investors looking for growth and stability in their investment portfolios.

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TAL Education Group

CONSUMER DEFENSIVE · EDUCATION & TRAINING SERVICES · China

TAL Education Group offers K-12 afterschool tutoring services in the People's Republic of China. The company is headquartered in Beijing, the People's Republic of China.

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