Jack Henry & Associates Inc (JKHY)vsWipro Limited ADR (WIT)
JKHY
Jack Henry & Associates Inc
$173.23
-3.90%
TECHNOLOGY · Cap: $11.10B
WIT
Wipro Limited ADR
$2.16
0.00%
TECHNOLOGY · Cap: $20.88B
Smart Verdict
WallStSmart Research — data-driven comparison
Wipro Limited ADR generates 38033% more annual revenue ($970.23B vs $2.54B). JKHY leads profitability with a 19.8% profit margin vs 13.6%. WIT appears more attractively valued with a PEG of 1.33. WIT earns a higher WallStSmart Score of 61/100 (C+).
JKHY
Buy55
out of 100
Grade: C-
WIT
Buy61
out of 100
Grade: C+
Intrinsic Value Comparison
Multi-model valuation · Graham Formula
Margin of Safety
-39.5%
Fair Value
$118.74
Current Price
$173.23
$54.49 premium
Intrinsic value data unavailable for WIT.
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Conservative balance sheet, low leverage
Safe zone — low bankruptcy risk
Every $100 of equity generates 25 in profit
Strong operational efficiency at 22.5%
Generating 53.1B in free cash flow
Safe zone — low bankruptcy risk
Conservative balance sheet, low leverage
Attractively priced relative to earnings
Reasonable price relative to book value
Areas to Watch
Expensive relative to growth rate
4.7% revenue growth
Earnings declined 10.4%
4.5% earnings growth
Weak financial health signals
Comparative Analysis Report
WallStSmart ResearchBull Case : JKHY
The strongest argument for JKHY centers on Debt/Equity, Altman Z-Score, Return on Equity. Profitability is solid with margins at 19.8% and operating margin at 22.5%.
Bull Case : WIT
The strongest argument for WIT centers on Free Cash Flow, Altman Z-Score, Debt/Equity. PEG of 1.33 suggests the stock is reasonably priced for its growth.
Bear Case : JKHY
The primary concerns for JKHY are PEG Ratio, Revenue Growth, EPS Growth.
Bear Case : WIT
The primary concerns for WIT are EPS Growth, Piotroski F-Score.
Key Dynamics to Monitor
JKHY carries more volatility with a beta of 0.56 — expect wider price swings.
WIT is growing revenue faster at 9.1% — sustainability is the question.
WIT generates stronger free cash flow (53.1B), providing more financial flexibility.
Monitor INFORMATION TECHNOLOGY SERVICES industry trends, competitive dynamics, and regulatory changes.
Bottom Line
WIT scores higher overall (61/100 vs 55/100). Both earn "Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
Jack Henry & Associates Inc
TECHNOLOGY · INFORMATION TECHNOLOGY SERVICES · USA
Jack Henry & Associates, Inc. is a technology company and payment processing service for the financial services industry.
Visit Website →Wipro Limited ADR
TECHNOLOGY · INFORMATION TECHNOLOGY SERVICES · USA
Wipro Limited is a global information technology (IT), consulting and business process services company. The company is headquartered in Bengaluru, India.
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