Jack Henry & Associates Inc (JKHY)vsWipro Limited ADR (WIT)
JKHY
Jack Henry & Associates Inc
$155.95
-0.63%
TECHNOLOGY · Cap: $10.94B
WIT
Wipro Limited ADR
$2.02
+1.51%
TECHNOLOGY · Cap: $18.99B
Smart Verdict
WallStSmart Research — data-driven comparison
Wipro Limited ADR generates 37650% more annual revenue ($949.68B vs $2.52B). JKHY leads profitability with a 20.6% profit margin vs 13.9%. WIT appears more attractively valued with a PEG of 1.53. JKHY earns a higher WallStSmart Score of 63/100 (C+).
JKHY
Buy63
out of 100
Grade: C+
WIT
Buy61
out of 100
Grade: C+
Intrinsic Value Comparison
Multi-model valuation · Graham Formula
Margin of Safety
-43.7%
Fair Value
$115.28
Current Price
$155.95
$40.67 premium
Intrinsic value data unavailable for WIT.
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Conservative balance sheet, low leverage
Safe zone — low bankruptcy risk
Every $100 of equity generates 24 in profit
Keeps 21 of every $100 in revenue as profit
Strong operational efficiency at 24.4%
Generating 37.3B in free cash flow
Safe zone — low bankruptcy risk
Conservative balance sheet, low leverage
Attractively priced relative to earnings
Reasonable price relative to book value
Areas to Watch
Expensive relative to growth rate
Expensive relative to growth rate
0.9% earnings growth
Weak financial health signals
Comparative Analysis Report
WallStSmart ResearchBull Case : JKHY
The strongest argument for JKHY centers on Debt/Equity, Altman Z-Score, Return on Equity. Profitability is solid with margins at 20.6% and operating margin at 24.4%.
Bull Case : WIT
The strongest argument for WIT centers on Free Cash Flow, Altman Z-Score, Debt/Equity. Revenue growth of 10.6% demonstrates continued momentum.
Bear Case : JKHY
The primary concerns for JKHY are PEG Ratio.
Bear Case : WIT
The primary concerns for WIT are PEG Ratio, EPS Growth, Piotroski F-Score.
Key Dynamics to Monitor
JKHY profiles as a mature stock while WIT is a value play — different risk/reward profiles.
JKHY carries more volatility with a beta of 0.57 — expect wider price swings.
WIT is growing revenue faster at 10.6% — sustainability is the question.
WIT generates stronger free cash flow (37.3B), providing more financial flexibility.
Bottom Line
JKHY scores higher overall (63/100 vs 61/100), backed by strong 20.6% margins. Both earn "Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
Jack Henry & Associates Inc
TECHNOLOGY · INFORMATION TECHNOLOGY SERVICES · USA
Jack Henry & Associates, Inc. is a technology company and payment processing service for the financial services industry.
Visit Website →Wipro Limited ADR
TECHNOLOGY · INFORMATION TECHNOLOGY SERVICES · USA
Wipro Limited is a global information technology (IT), consulting and business process services company. The company is headquartered in Bengaluru, India.
Compare with Other INFORMATION TECHNOLOGY SERVICES Stocks
Want to dig deeper into these stocks?