WallStSmart

St Joe Company (JOE)vsWelltower Inc (WELL)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Welltower Inc generates 2230% more annual revenue ($12.76B vs $547.84M). JOE leads profitability with a 22.5% profit margin vs 12.1%. JOE trades at a lower P/E of 30.0x. JOE earns a higher WallStSmart Score of 68/100 (B-).

JOE

Strong Buy

68

out of 100

Grade: B-

Growth: 9.3Profit: 7.5Value: 5.0Quality: 8.0
Piotroski: 7/9Altman Z: 2.06

WELL

Buy

57

out of 100

Grade: C

Growth: 10.0Profit: 5.5Value: 2.0Quality: 5.0
Piotroski: 4/9Altman Z: 1.20
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

JOEOvervalued (-9.8%)

Margin of Safety

-9.8%

Fair Value

$62.40

Current Price

$65.86

$3.46 premium

UndervaluedFair: $62.40Overvalued
WELLSignificantly Overvalued (-87.0%)

Margin of Safety

-87.0%

Fair Value

$125.97

Current Price

$235.62

$109.65 premium

UndervaluedFair: $125.97Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

JOE4 strengths · Avg: 8.8/10
Operating MarginProfitability
34.5%10/10

Strong operational efficiency at 34.5%

Profit MarginProfitability
22.5%9/10

Keeps 23 of every $100 in revenue as profit

Revenue GrowthGrowth
23.0%8/10

Revenue surging 23.0% year-over-year

EPS GrowthGrowth
39.2%8/10

Earnings expanding 39.2% YoY

WELL3 strengths · Avg: 9.0/10
Revenue GrowthGrowth
39.1%10/10

Revenue surging 39.1% year-over-year

Market CapQuality
$169.78B9/10

Large-cap with strong market position

EPS GrowthGrowth
35.6%8/10

Earnings expanding 35.6% YoY

Areas to Watch

JOE1 concerns · Avg: 4.0/10
P/E RatioValuation
30.0x4/10

Moderate valuation

WELL4 concerns · Avg: 2.3/10
Return on EquityProfitability
2.9%3/10

ROE of 2.9% — below average capital efficiency

PEG RatioValuation
3.622/10

Expensive relative to growth rate

P/E RatioValuation
105.2x2/10

Premium valuation, high expectations priced in

Altman Z-ScoreHealth
1.202/10

Distress zone — elevated risk

Comparative Analysis Report

WallStSmart Research

Bull Case : JOE

The strongest argument for JOE centers on Operating Margin, Profit Margin, Revenue Growth. Profitability is solid with margins at 22.5% and operating margin at 34.5%. Revenue growth of 23.0% demonstrates continued momentum.

Bull Case : WELL

The strongest argument for WELL centers on Revenue Growth, Market Cap, EPS Growth. Revenue growth of 39.1% demonstrates continued momentum.

Bear Case : JOE

The primary concerns for JOE are P/E Ratio.

Bear Case : WELL

The primary concerns for WELL are Return on Equity, PEG Ratio, P/E Ratio. A P/E of 105.2x leaves little room for execution misses.

Key Dynamics to Monitor

JOE carries more volatility with a beta of 1.29 — expect wider price swings.

WELL is growing revenue faster at 39.1% — sustainability is the question.

WELL generates stronger free cash flow (881M), providing more financial flexibility.

Monitor REAL ESTATE - DIVERSIFIED industry trends, competitive dynamics, and regulatory changes.

Bottom Line

JOE scores higher overall (68/100 vs 57/100), backed by strong 22.5% margins and 23.0% revenue growth. Both earn "Strong Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

St Joe Company

REAL ESTATE · REAL ESTATE - DIVERSIFIED · USA

The St. Joe Company is a real estate development, asset management and operation company in Northwest Florida, USA. The company is headquartered in Panama City Beach, Florida.

Welltower Inc

REAL ESTATE · REIT - HEALTHCARE FACILITIES · USA

Welltower Inc. is a real estate investment trust that invests in healthcare infrastructure.

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