JPMorgan Chase & Co (JPM)vsLazard Ltd (LAZ)
JPM
JPMorgan Chase & Co
$350.99
+1.78%
FINANCIAL SERVICES · Cap: $900.78B
LAZ
Lazard Ltd
$40.67
-4.89%
FINANCIAL SERVICES · Cap: $4.15B
Smart Verdict
WallStSmart Research — data-driven comparison
JPMorgan Chase & Co generates 5725% more annual revenue ($186.33B vs $3.20B). JPM leads profitability with a 34.9% profit margin vs 8.7%. LAZ appears more attractively valued with a PEG of 1.00. JPM earns a higher WallStSmart Score of 81/100 (A-).
JPM
Exceptional Buy81
out of 100
Grade: A-
LAZ
Strong Buy70
out of 100
Grade: B-
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Mega-cap, among the largest globally
Keeps 35 of every $100 in revenue as profit
Strong operational efficiency at 50.4%
Revenue surging 30.4% year-over-year
Attractively priced relative to earnings
Reasonable price relative to book value
Every $100 of equity generates 31 in profit
Earnings expanding 62.5% YoY
Growing faster than its price suggests
Attractively priced relative to earnings
15.4% revenue growth
Areas to Watch
Expensive relative to growth rate
Negative free cash flow — burning cash
Distress zone — elevated risk
Elevated debt levels
Weak financial health signals
Negative free cash flow — burning cash
Elevated debt levels
Comparative Analysis Report
WallStSmart ResearchBull Case : JPM
The strongest argument for JPM centers on Market Cap, Profit Margin, Operating Margin. Profitability is solid with margins at 34.9% and operating margin at 50.4%. Revenue growth of 30.4% demonstrates continued momentum.
Bull Case : LAZ
The strongest argument for LAZ centers on Return on Equity, EPS Growth, PEG Ratio. Revenue growth of 15.4% demonstrates continued momentum. PEG of 1.00 suggests the stock is reasonably priced for its growth.
Bear Case : JPM
The primary concerns for JPM are PEG Ratio, Free Cash Flow, Altman Z-Score. Debt-to-equity of 3.30 is elevated, increasing financial risk.
Bear Case : LAZ
The primary concerns for LAZ are Piotroski F-Score, Free Cash Flow, Debt/Equity. Debt-to-equity of 2.35 is elevated, increasing financial risk.
Key Dynamics to Monitor
LAZ carries more volatility with a beta of 1.42 — expect wider price swings.
JPM is growing revenue faster at 30.4% — sustainability is the question.
LAZ generates stronger free cash flow (-221M), providing more financial flexibility.
Monitor BANKS - DIVERSIFIED industry trends, competitive dynamics, and regulatory changes.
Bottom Line
JPM scores higher overall (81/100 vs 70/100), backed by strong 34.9% margins and 30.4% revenue growth. Both earn "Exceptional Buy" and "Strong Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
JPMorgan Chase & Co
FINANCIAL SERVICES · BANKS - DIVERSIFIED · USA
JPMorgan Chase & Co. is an American multinational investment bank and financial services holding company headquartered in New York City. JPMorgan Chase is incorporated in Delaware. As a Bulge Bracket bank, it is a major provider of various investment banking and financial services. It is one of America's Big Four banks, along with Bank of America, Citigroup, and Wells Fargo. JPMorgan Chase is considered to be a universal bank and a custodian bank. The J.P. Morgan brand is used by the investment banking, asset management, private banking, private wealth management, and treasury services divisions.
Visit Website →Lazard Ltd
FINANCIAL SERVICES · CAPITAL MARKETS · USA
Lazard Ltd, is a financial advisory and asset management firm in North America, Europe, Asia, Australia, and Central and South America. The company is headquartered in Hamilton, Bermuda.
Compare with Other BANKS - DIVERSIFIED Stocks
Want to dig deeper into these stocks?