JPMorgan Chase & Co (JPM)vsRaymond James Financial Inc. (RJF)
JPM
JPMorgan Chase & Co
$343.54
+1.26%
FINANCIAL SERVICES · Cap: $902.16B
RJF
Raymond James Financial Inc.
$157.42
-0.44%
FINANCIAL SERVICES · Cap: $30.42B
Smart Verdict
WallStSmart Research — data-driven comparison
JPMorgan Chase & Co generates 1152% more annual revenue ($190.73B vs $15.24B). JPM leads profitability with a 34.6% profit margin vs 15.1%. RJF appears more attractively valued with a PEG of 0.78. RJF earns a higher WallStSmart Score of 79/100 (B+).
JPM
Strong Buy71
out of 100
Grade: B
RJF
Strong Buy79
out of 100
Grade: B+
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Mega-cap, among the largest globally
Keeps 35 of every $100 in revenue as profit
Strong operational efficiency at 42.6%
Attractively priced relative to earnings
Reasonable price relative to book value
Growing faster than its price suggests
Attractively priced relative to earnings
Reasonable price relative to book value
15.1% revenue growth
Earnings expanding 42.0% YoY
Areas to Watch
Expensive relative to growth rate
Distress zone — elevated risk
Elevated debt levels
Distress zone — elevated risk
Comparative Analysis Report
WallStSmart ResearchBull Case : JPM
The strongest argument for JPM centers on Market Cap, Profit Margin, Operating Margin. Profitability is solid with margins at 34.6% and operating margin at 42.6%. Revenue growth of 10.2% demonstrates continued momentum.
Bull Case : RJF
The strongest argument for RJF centers on PEG Ratio, P/E Ratio, Price/Book. Profitability is solid with margins at 15.1% and operating margin at 19.3%. Revenue growth of 15.1% demonstrates continued momentum.
Bear Case : JPM
The primary concerns for JPM are PEG Ratio, Altman Z-Score, Debt/Equity. Debt-to-equity of 3.32 is elevated, increasing financial risk.
Bear Case : RJF
The primary concerns for RJF are Altman Z-Score.
Key Dynamics to Monitor
JPM profiles as a mature stock while RJF is a growth play — different risk/reward profiles.
JPM carries more volatility with a beta of 1.01 — expect wider price swings.
RJF is growing revenue faster at 15.1% — sustainability is the question.
Monitor BANKS - DIVERSIFIED industry trends, competitive dynamics, and regulatory changes.
Bottom Line
RJF scores higher overall (79/100 vs 71/100), backed by strong 15.1% margins and 15.1% revenue growth. Both earn "Strong Buy" and "Strong Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
JPMorgan Chase & Co
FINANCIAL SERVICES · BANKS - DIVERSIFIED · USA
JPMorgan Chase & Co. is an American multinational investment bank and financial services holding company headquartered in New York City. JPMorgan Chase is incorporated in Delaware. As a Bulge Bracket bank, it is a major provider of various investment banking and financial services. It is one of America's Big Four banks, along with Bank of America, Citigroup, and Wells Fargo. JPMorgan Chase is considered to be a universal bank and a custodian bank. The J.P. Morgan brand is used by the investment banking, asset management, private banking, private wealth management, and treasury services divisions.
Visit Website →Raymond James Financial Inc.
FINANCIAL SERVICES · ASSET MANAGEMENT · USA
Raymond James Financial is an American multinational independent investment bank and financial services company providing financial services to individuals, corporations, and municipalities through its subsidiary companies that engage primarily in investment and financial planning, in addition to investment banking and asset management.
Visit Website →Compare with Other BANKS - DIVERSIFIED Stocks
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