JPMorgan Chase & Co (JPM)vsRoot Inc (ROOT)
JPM
JPMorgan Chase & Co
$314.90
+1.78%
FINANCIAL SERVICES · Cap: $824.35B
ROOT
Root Inc
$55.05
+0.27%
FINANCIAL SERVICES · Cap: $871.01M
Smart Verdict
WallStSmart Research — data-driven comparison
JPMorgan Chase & Co generates 11340% more annual revenue ($173.56B vs $1.52B). JPM leads profitability with a 33.9% profit margin vs 2.5%. JPM trades at a lower P/E of 14.9x. JPM earns a higher WallStSmart Score of 73/100 (B).
JPM
Strong Buy73
out of 100
Grade: B
ROOT
Hold43
out of 100
Grade: D
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Mega-cap, among the largest globally
Keeps 34 of every $100 in revenue as profit
Strong operational efficiency at 43.7%
Attractively priced relative to earnings
Reasonable price relative to book value
Revenue surging 21.5% year-over-year
Areas to Watch
Expensive relative to growth rate
Elevated debt levels
Negative free cash flow — burning cash
Distress zone — elevated risk
Smaller company, higher risk/reward
2.5% margin — thin
Operating margin of 2.6%
Earnings declined 76.4%
Comparative Analysis Report
WallStSmart ResearchBull Case : JPM
The strongest argument for JPM centers on Market Cap, Profit Margin, Operating Margin. Profitability is solid with margins at 33.9% and operating margin at 43.7%. Revenue growth of 12.7% demonstrates continued momentum.
Bull Case : ROOT
The strongest argument for ROOT centers on Revenue Growth. Revenue growth of 21.5% demonstrates continued momentum.
Bear Case : JPM
The primary concerns for JPM are PEG Ratio, Debt/Equity, Free Cash Flow.
Bear Case : ROOT
The primary concerns for ROOT are Market Cap, Profit Margin, Operating Margin. Thin 2.5% margins leave little buffer for downturns.
Key Dynamics to Monitor
JPM profiles as a mature stock while ROOT is a growth play — different risk/reward profiles.
ROOT carries more volatility with a beta of 2.95 — expect wider price swings.
ROOT is growing revenue faster at 21.5% — sustainability is the question.
ROOT generates stronger free cash flow (66M), providing more financial flexibility.
Bottom Line
JPM scores higher overall (73/100 vs 43/100), backed by strong 33.9% margins and 12.7% revenue growth. Both earn "Strong Buy" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
JPMorgan Chase & Co
FINANCIAL SERVICES · BANKS - DIVERSIFIED · USA
JPMorgan Chase & Co. is an American multinational investment bank and financial services holding company headquartered in New York City. JPMorgan Chase is incorporated in Delaware. As a Bulge Bracket bank, it is a major provider of various investment banking and financial services. It is one of America's Big Four banks, along with Bank of America, Citigroup, and Wells Fargo. JPMorgan Chase is considered to be a universal bank and a custodian bank. The J.P. Morgan brand is used by the investment banking, asset management, private banking, private wealth management, and treasury services divisions.
Visit Website →Root Inc
FINANCIAL SERVICES · INSURANCE - PROPERTY & CASUALTY · USA
Root, Inc. offers insurance products and services in the United States. The company is headquartered in Columbus, Ohio.
Visit Website →Compare with Other BANKS - DIVERSIFIED Stocks
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