Kingstone Companies Inc (KINS)vsW. R. Berkley Corp (WRB)
KINS
Kingstone Companies Inc
$19.22
-0.16%
FINANCIAL SERVICES · Cap: $292.71M
WRB
W. R. Berkley Corp
$69.90
-0.21%
FINANCIAL SERVICES · Cap: $25.90B
Smart Verdict
WallStSmart Research — data-driven comparison
W. R. Berkley Corp generates 6167% more annual revenue ($14.90B vs $237.70M). KINS leads profitability with a 14.8% profit margin vs 12.9%. KINS appears more attractively valued with a PEG of 3.28. KINS earns a higher WallStSmart Score of 70/100 (B-).
KINS
Strong Buy70
out of 100
Grade: B-
WRB
Buy63
out of 100
Grade: C+
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Attractively priced relative to earnings
Conservative balance sheet, low leverage
Every $100 of equity generates 27 in profit
Reasonable price relative to book value
Strong operational efficiency at 29.7%
Revenue surging 25.9% year-over-year
Conservative balance sheet, low leverage
Attractively priced relative to earnings
Reasonable price relative to book value
Areas to Watch
Smaller company, higher risk/reward
Expensive relative to growth rate
Distress zone — elevated risk
1.2% revenue growth
Expensive relative to growth rate
Distress zone — elevated risk
Comparative Analysis Report
WallStSmart ResearchBull Case : KINS
The strongest argument for KINS centers on P/E Ratio, Debt/Equity, Return on Equity. Revenue growth of 25.9% demonstrates continued momentum.
Bull Case : WRB
The strongest argument for WRB centers on Debt/Equity, P/E Ratio, Price/Book.
Bear Case : KINS
The primary concerns for KINS are Market Cap, PEG Ratio, Altman Z-Score.
Bear Case : WRB
The primary concerns for WRB are Revenue Growth, PEG Ratio, Altman Z-Score.
Key Dynamics to Monitor
KINS profiles as a growth stock while WRB is a value play — different risk/reward profiles.
KINS carries more volatility with a beta of 0.46 — expect wider price swings.
KINS is growing revenue faster at 25.9% — sustainability is the question.
WRB generates stronger free cash flow (788M), providing more financial flexibility.
Bottom Line
KINS scores higher overall (70/100 vs 63/100) and 25.9% revenue growth. Both earn "Strong Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
Kingstone Companies Inc
FINANCIAL SERVICES · INSURANCE - PROPERTY & CASUALTY · USA
Kingstone Companies, Inc., through its subsidiary, Kingstone Insurance Company, underwrites property and casualty insurance products to individuals in New York. The company is headquartered in Kingston, New York.
W. R. Berkley Corp
FINANCIAL SERVICES · INSURANCE - PROPERTY & CASUALTY · USA
W. R. Berkley Corporation is a commercial lines property & casualty insurance holding company organized in Delaware and based in Greenwich, Connecticut.
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