WallStSmart

Kaixin Auto Holdings (KXIN)vsLithia Motors Inc (LAD)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Lithia Motors Inc generates 29407960% more annual revenue ($37.94B vs $129,000). LAD leads profitability with a 1.9% profit margin vs 0.0%. LAD earns a higher WallStSmart Score of 61/100 (C+).

KXIN

Avoid

23

out of 100

Grade: F

Growth: 2.7Profit: 2.5Value: 6.7Quality: 5.0
Piotroski: 4/9Altman Z: -13.56

LAD

Buy

61

out of 100

Grade: C+

Growth: 6.7Profit: 5.0Value: 7.3Quality: 4.5
Piotroski: 2/9Altman Z: 2.38
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

KXINUndervalued (+59.0%)

Margin of Safety

+59.0%

Fair Value

$1.47

Current Price

$1.05

$0.42 discount

UndervaluedFair: $1.47Overvalued
LADUndervalued (+12.0%)

Margin of Safety

+12.0%

Fair Value

$364.07

Current Price

$358.02

$6.05 discount

UndervaluedFair: $364.07Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

KXIN2 strengths · Avg: 10.0/10
Price/BookValuation
0.1x10/10

Reasonable price relative to book value

Debt/EquityHealth
0.0410/10

Conservative balance sheet, low leverage

LAD3 strengths · Avg: 8.7/10
Price/BookValuation
1.2x10/10

Reasonable price relative to book value

PEG RatioValuation
0.728/10

Growing faster than its price suggests

P/E RatioValuation
12.2x8/10

Attractively priced relative to earnings

Areas to Watch

KXIN4 concerns · Avg: 3.0/10
EPS GrowthGrowth
0.0%4/10

0.0% earnings growth

Market CapQuality
$2.12M3/10

Smaller company, higher risk/reward

Profit MarginProfitability
0.0%3/10

0.0% margin — thin

Return on EquityProfitability
-235.3%2/10

ROE of -235.3% — below average capital efficiency

LAD4 concerns · Avg: 3.3/10
Revenue GrowthGrowth
2.2%4/10

2.2% revenue growth

Profit MarginProfitability
1.9%3/10

1.9% margin — thin

Operating MarginProfitability
4.6%3/10

Operating margin of 4.6%

Piotroski F-ScoreQuality
2/93/10

Weak financial health signals

Comparative Analysis Report

WallStSmart Research

Bull Case : KXIN

The strongest argument for KXIN centers on Price/Book, Debt/Equity.

Bull Case : LAD

The strongest argument for LAD centers on Price/Book, PEG Ratio, P/E Ratio. PEG of 0.72 suggests the stock is reasonably priced for its growth.

Bear Case : KXIN

The primary concerns for KXIN are EPS Growth, Market Cap, Profit Margin.

Bear Case : LAD

The primary concerns for LAD are Revenue Growth, Profit Margin, Operating Margin. Debt-to-equity of 2.58 is elevated, increasing financial risk. Thin 1.9% margins leave little buffer for downturns.

Key Dynamics to Monitor

KXIN carries more volatility with a beta of 1.25 — expect wider price swings.

LAD is growing revenue faster at 2.2% — sustainability is the question.

KXIN generates stronger free cash flow (-1M), providing more financial flexibility.

Monitor AUTO & TRUCK DEALERSHIPS industry trends, competitive dynamics, and regulatory changes.

Bottom Line

LAD scores higher overall (61/100 vs 23/100). KXIN offers better value entry with a 59.0% margin of safety. Both earn "Buy" and "Avoid" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Kaixin Auto Holdings

CONSUMER CYCLICAL · AUTO & TRUCK DEALERSHIPS · China

Kaixin Auto Holdings is a used car dealer in the People's Republic of China. The company is headquartered in Beijing, the People's Republic of China.

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Lithia Motors Inc

CONSUMER CYCLICAL · AUTO & TRUCK DEALERSHIPS · USA

Lithia Motors, Inc. is an automobile retailer in the United States. The company is headquartered in Medford, Oregon.

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