WallStSmart

Kaixin Auto Holdings (KXIN)vsLithia Motors Inc (LAD)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Lithia Motors Inc generates 29246413% more annual revenue ($37.73B vs $129,000). LAD leads profitability with a 1.9% profit margin vs 0.0%. LAD earns a higher WallStSmart Score of 55/100 (C).

KXIN

Avoid

23

out of 100

Grade: F

Growth: 2.7Profit: 2.5Value: 6.7Quality: 5.0
Piotroski: 4/9Altman Z: -13.56

LAD

Buy

55

out of 100

Grade: C

Growth: 4.7Profit: 5.0Value: 8.0Quality: 4.5
Piotroski: 2/9Altman Z: 2.38
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

KXINUndervalued (+55.7%)

Margin of Safety

+55.7%

Fair Value

$1.36

Current Price

$6.00

$4.64 discount

UndervaluedFair: $1.36Overvalued
LADUndervalued (+8.7%)

Margin of Safety

+8.7%

Fair Value

$350.78

Current Price

$288.84

$61.94 discount

UndervaluedFair: $350.78Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

KXIN2 strengths · Avg: 10.0/10
Price/BookValuation
0.4x10/10

Reasonable price relative to book value

Debt/EquityHealth
0.0410/10

Conservative balance sheet, low leverage

LAD3 strengths · Avg: 9.3/10
P/E RatioValuation
10.9x10/10

Attractively priced relative to earnings

Price/BookValuation
1.0x10/10

Reasonable price relative to book value

PEG RatioValuation
0.708/10

Growing faster than its price suggests

Areas to Watch

KXIN4 concerns · Avg: 3.0/10
EPS GrowthGrowth
0.0%4/10

0.0% earnings growth

Market CapQuality
$9.15M3/10

Smaller company, higher risk/reward

Profit MarginProfitability
0.0%3/10

0.0% margin — thin

Return on EquityProfitability
-235.3%2/10

ROE of -235.3% — below average capital efficiency

LAD4 concerns · Avg: 3.3/10
Revenue GrowthGrowth
1.0%4/10

1.0% revenue growth

Profit MarginProfitability
1.9%3/10

1.9% margin — thin

Operating MarginProfitability
3.6%3/10

Operating margin of 3.6%

Debt/EquityHealth
1.513/10

Elevated debt levels

Comparative Analysis Report

WallStSmart Research

Bull Case : KXIN

The strongest argument for KXIN centers on Price/Book, Debt/Equity.

Bull Case : LAD

The strongest argument for LAD centers on P/E Ratio, Price/Book, PEG Ratio. PEG of 0.70 suggests the stock is reasonably priced for its growth.

Bear Case : KXIN

The primary concerns for KXIN are EPS Growth, Market Cap, Profit Margin.

Bear Case : LAD

The primary concerns for LAD are Revenue Growth, Profit Margin, Operating Margin. Debt-to-equity of 1.51 is elevated, increasing financial risk. Thin 1.9% margins leave little buffer for downturns.

Key Dynamics to Monitor

KXIN carries more volatility with a beta of 1.36 — expect wider price swings.

LAD is growing revenue faster at 1.0% — sustainability is the question.

KXIN generates stronger free cash flow (-1M), providing more financial flexibility.

Monitor AUTO & TRUCK DEALERSHIPS industry trends, competitive dynamics, and regulatory changes.

Bottom Line

LAD scores higher overall (55/100 vs 23/100). KXIN offers better value entry with a 55.7% margin of safety. Both earn "Buy" and "Avoid" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Kaixin Auto Holdings

CONSUMER CYCLICAL · AUTO & TRUCK DEALERSHIPS · China

Kaixin Auto Holdings is a used car dealer in the People's Republic of China. The company is headquartered in Beijing, the People's Republic of China.

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Lithia Motors Inc

CONSUMER CYCLICAL · AUTO & TRUCK DEALERSHIPS · USA

Lithia Motors, Inc. is an automobile retailer in the United States. The company is headquartered in Medford, Oregon.

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