LCNB Corporation (LCNB)vsMitsubishi UFJ Financial Group Inc ADR (MUFG)
LCNB
LCNB Corporation
$18.79
-1.88%
FINANCIAL SERVICES · Cap: $277.55M
MUFG
Mitsubishi UFJ Financial Group Inc ADR
$23.13
-1.57%
FINANCIAL SERVICES · Cap: $271.15B
Smart Verdict
WallStSmart Research — data-driven comparison
Mitsubishi UFJ Financial Group Inc ADR generates 7888702% more annual revenue ($7.26T vs $92.03M). MUFG leads profitability with a 27.5% profit margin vs 26.7%. MUFG appears more attractively valued with a PEG of 1.94. MUFG earns a higher WallStSmart Score of 79/100 (B+).
LCNB
Strong Buy65
out of 100
Grade: B-
MUFG
Strong Buy79
out of 100
Grade: B+
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Attractively priced relative to earnings
Reasonable price relative to book value
Strong operational efficiency at 39.2%
Keeps 27 of every $100 in revenue as profit
Earnings expanding 28.3% YoY
Mega-cap, among the largest globally
Strong operational efficiency at 45.6%
Earnings expanding 50.9% YoY
Keeps 28 of every $100 in revenue as profit
Attractively priced relative to earnings
Reasonable price relative to book value
Areas to Watch
Smaller company, higher risk/reward
Expensive relative to growth rate
Distress zone — elevated risk
Expensive relative to growth rate
Distress zone — elevated risk
Elevated debt levels
Comparative Analysis Report
WallStSmart ResearchBull Case : LCNB
The strongest argument for LCNB centers on P/E Ratio, Price/Book, Operating Margin. Profitability is solid with margins at 26.7% and operating margin at 39.2%.
Bull Case : MUFG
The strongest argument for MUFG centers on Market Cap, Operating Margin, EPS Growth. Profitability is solid with margins at 27.5% and operating margin at 45.6%. Revenue growth of 28.8% demonstrates continued momentum.
Bear Case : LCNB
The primary concerns for LCNB are Market Cap, PEG Ratio, Altman Z-Score.
Bear Case : MUFG
The primary concerns for MUFG are PEG Ratio, Altman Z-Score, Debt/Equity. Debt-to-equity of 3.16 is elevated, increasing financial risk.
Key Dynamics to Monitor
LCNB profiles as a mature stock while MUFG is a growth play — different risk/reward profiles.
LCNB carries more volatility with a beta of 0.56 — expect wider price swings.
MUFG is growing revenue faster at 28.8% — sustainability is the question.
Monitor BANKS - REGIONAL industry trends, competitive dynamics, and regulatory changes.
Bottom Line
MUFG scores higher overall (79/100 vs 65/100), backed by strong 27.5% margins and 28.8% revenue growth. Both earn "Strong Buy" and "Strong Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
LCNB Corporation
FINANCIAL SERVICES · BANKS - REGIONAL · USA
LCNB Corp. The company is headquartered in Lebanon, Ohio.
Visit Website →Mitsubishi UFJ Financial Group Inc ADR
FINANCIAL SERVICES · BANKS - DIVERSIFIED · USA
Mitsubishi UFJ Financial Group, Inc., a banking holding company, offers financial services in Japan, the United States, and Asia / Oceania. The company is headquartered in Tokyo, Japan.
Visit Website →Compare with Other BANKS - REGIONAL Stocks
Want to dig deeper into these stocks?