Lument Finance Trust Inc (LFT)vsRithm Capital Corp. (RITM)
LFT
Lument Finance Trust Inc
$4.43
+2.31%
REAL ESTATE · Cap: $21.29M
RITM
Rithm Capital Corp.
$9.00
-2.28%
REAL ESTATE · Cap: $5.18B
Smart Verdict
WallStSmart Research — data-driven comparison
Rithm Capital Corp. generates 112487% more annual revenue ($4.86B vs $4.32M). RITM leads profitability with a 10.2% profit margin vs 0.0%. RITM earns a higher WallStSmart Score of 65/100 (C+).
LFT
Hold46
out of 100
Grade: D+
RITM
Buy65
out of 100
Grade: C+
Intrinsic Value Comparison
Multi-model valuation · Graham Formula
Intrinsic value data unavailable for LFT.
Margin of Safety
+84.9%
Fair Value
$70.99
Current Price
$9.00
$61.99 discount
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Reasonable price relative to book value
Strong operational efficiency at 196.4%
Revenue surging 208.5% year-over-year
Reasonable price relative to book value
Revenue surging 57.6% year-over-year
Attractively priced relative to earnings
Strong operational efficiency at 20.2%
Areas to Watch
Smaller company, higher risk/reward
0.0% margin — thin
Weak financial health signals
ROE of -0.9% — below average capital efficiency
Weak financial health signals
Negative free cash flow — burning cash
Distress zone — elevated risk
Elevated debt levels
Comparative Analysis Report
WallStSmart ResearchBull Case : LFT
The strongest argument for LFT centers on Price/Book, Operating Margin, Revenue Growth. Revenue growth of 208.5% demonstrates continued momentum.
Bull Case : RITM
The strongest argument for RITM centers on Price/Book, Revenue Growth, P/E Ratio. Revenue growth of 57.6% demonstrates continued momentum.
Bear Case : LFT
The primary concerns for LFT are Market Cap, Profit Margin, Piotroski F-Score. Debt-to-equity of 4.40 is elevated, increasing financial risk.
Bear Case : RITM
The primary concerns for RITM are Piotroski F-Score, Free Cash Flow, Altman Z-Score. Debt-to-equity of 4.90 is elevated, increasing financial risk.
Key Dynamics to Monitor
LFT profiles as a hypergrowth stock while RITM is a growth play — different risk/reward profiles.
RITM carries more volatility with a beta of 1.16 — expect wider price swings.
LFT is growing revenue faster at 208.5% — sustainability is the question.
LFT generates stronger free cash flow (169,867), providing more financial flexibility.
Bottom Line
RITM scores higher overall (65/100 vs 46/100) and 57.6% revenue growth. Both earn "Buy" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
Lument Finance Trust Inc
REAL ESTATE · REIT - MORTGAGE · USA
Lument Finance Trust, Inc., a real estate investment trust, focuses on investing, financing and managing a portfolio of commercial real estate debt investments in the United States. The company is headquartered in New York, New York.
Visit Website →Rithm Capital Corp.
REAL ESTATE · REIT - MORTGAGE · USA
Rhythm Capital Corp. The company is headquartered in New York, New York.
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