Lument Finance Trust Inc (LFT)vsAnnaly Capital Management, Inc. (NLY)
LFT
Lument Finance Trust Inc
$4.43
+2.31%
REAL ESTATE · Cap: $21.29M
NLY
Annaly Capital Management, Inc.
$17.57
-4.15%
REAL ESTATE · Cap: $14.75B
Smart Verdict
WallStSmart Research — data-driven comparison
Annaly Capital Management, Inc. generates 32141% more annual revenue ($1.39B vs $4.32M). NLY leads profitability with a 80.3% profit margin vs 0.0%. NLY earns a higher WallStSmart Score of 70/100 (B).
LFT
Hold46
out of 100
Grade: D+
NLY
Strong Buy70
out of 100
Grade: B
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Reasonable price relative to book value
Strong operational efficiency at 196.4%
Revenue surging 208.5% year-over-year
Reasonable price relative to book value
Keeps 80 of every $100 in revenue as profit
Strong operational efficiency at 107.3%
Revenue surging 479.4% year-over-year
Earnings expanding 3426.0% YoY
Attractively priced relative to earnings
Areas to Watch
Smaller company, higher risk/reward
0.0% margin — thin
Weak financial health signals
ROE of -0.9% — below average capital efficiency
ROE of 7.2% — below average capital efficiency
Weak financial health signals
Expensive relative to growth rate
Distress zone — elevated risk
Comparative Analysis Report
WallStSmart ResearchBull Case : LFT
The strongest argument for LFT centers on Price/Book, Operating Margin, Revenue Growth. Revenue growth of 208.5% demonstrates continued momentum.
Bull Case : NLY
The strongest argument for NLY centers on Price/Book, Profit Margin, Operating Margin. Profitability is solid with margins at 80.3% and operating margin at 107.3%. Revenue growth of 479.4% demonstrates continued momentum.
Bear Case : LFT
The primary concerns for LFT are Market Cap, Profit Margin, Piotroski F-Score. Debt-to-equity of 4.40 is elevated, increasing financial risk.
Bear Case : NLY
The primary concerns for NLY are Return on Equity, Piotroski F-Score, PEG Ratio. Debt-to-equity of 8.04 is elevated, increasing financial risk.
Key Dynamics to Monitor
LFT profiles as a hypergrowth stock while NLY is a growth play — different risk/reward profiles.
NLY carries more volatility with a beta of 1.31 — expect wider price swings.
NLY is growing revenue faster at 479.4% — sustainability is the question.
NLY generates stronger free cash flow (2.7B), providing more financial flexibility.
Bottom Line
NLY scores higher overall (70/100 vs 46/100), backed by strong 80.3% margins and 479.4% revenue growth. Both earn "Strong Buy" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
Lument Finance Trust Inc
REAL ESTATE · REIT - MORTGAGE · USA
Lument Finance Trust, Inc., a real estate investment trust, focuses on investing, financing and managing a portfolio of commercial real estate debt investments in the United States. The company is headquartered in New York, New York.
Visit Website →Annaly Capital Management, Inc.
REAL ESTATE · REIT - MORTGAGE · USA
Annaly Capital Management, Inc., a diversified capital manager, invests in and finances residential and commercial assets. The company is headquartered in New York, New York.
Visit Website →Compare with Other REIT - MORTGAGE Stocks
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