WallStSmart

Lincoln Educational Services (LINC)vsGrand Canyon Education Inc (LOPE)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Grand Canyon Education Inc generates 113% more annual revenue ($1.11B vs $518.24M). LOPE leads profitability with a 19.5% profit margin vs 3.9%. LOPE appears more attractively valued with a PEG of 1.11. LOPE earns a higher WallStSmart Score of 66/100 (B-).

LINC

Buy

50

out of 100

Grade: C-

Growth: 8.7Profit: 5.5Value: 3.3Quality: 5.0

LOPE

Strong Buy

66

out of 100

Grade: B-

Growth: 6.0Profit: 9.5Value: 8.7Quality: 7.3
Piotroski: 3/9Altman Z: 7.84
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

LINCUndervalued (+10.0%)

Margin of Safety

+10.0%

Fair Value

$29.95

Current Price

$40.84

$10.89 discount

UndervaluedFair: $29.95Overvalued
LOPEUndervalued (+11.9%)

Margin of Safety

+11.9%

Fair Value

$181.96

Current Price

$170.62

$11.34 discount

UndervaluedFair: $181.96Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

LINC2 strengths · Avg: 9.0/10
EPS GrowthGrowth
87.1%10/10

Earnings expanding 87.1% YoY

Revenue GrowthGrowth
19.7%8/10

19.7% revenue growth

LOPE3 strengths · Avg: 9.7/10
Operating MarginProfitability
35.1%10/10

Strong operational efficiency at 35.1%

Altman Z-ScoreHealth
7.8410/10

Safe zone — low bankruptcy risk

Return on EquityProfitability
28.2%9/10

Every $100 of equity generates 28 in profit

Areas to Watch

LINC4 concerns · Avg: 2.5/10
Market CapQuality
$1.26B3/10

Smaller company, higher risk/reward

Profit MarginProfitability
3.9%3/10

3.9% margin — thin

PEG RatioValuation
3.622/10

Expensive relative to growth rate

P/E RatioValuation
61.8x2/10

Premium valuation, high expectations priced in

LOPE1 concerns · Avg: 3.0/10
Piotroski F-ScoreQuality
3/93/10

Weak financial health signals

Comparative Analysis Report

WallStSmart Research

Bull Case : LINC

The strongest argument for LINC centers on EPS Growth, Revenue Growth. Revenue growth of 19.7% demonstrates continued momentum.

Bull Case : LOPE

The strongest argument for LOPE centers on Operating Margin, Altman Z-Score, Return on Equity. Profitability is solid with margins at 19.5% and operating margin at 35.1%. PEG of 1.11 suggests the stock is reasonably priced for its growth.

Bear Case : LINC

The primary concerns for LINC are Market Cap, Profit Margin, PEG Ratio. A P/E of 61.8x leaves little room for execution misses. Thin 3.9% margins leave little buffer for downturns.

Bear Case : LOPE

The primary concerns for LOPE are Piotroski F-Score.

Key Dynamics to Monitor

LINC profiles as a growth stock while LOPE is a mature play — different risk/reward profiles.

LINC carries more volatility with a beta of 0.90 — expect wider price swings.

LINC is growing revenue faster at 19.7% — sustainability is the question.

LOPE generates stronger free cash flow (123M), providing more financial flexibility.

Bottom Line

LOPE scores higher overall (66/100 vs 50/100), backed by strong 19.5% margins. Both earn "Strong Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Lincoln Educational Services

CONSUMER DEFENSIVE · EDUCATION & TRAINING SERVICES · USA

Lincoln Educational Services Corporation offers various career-oriented postsecondary education services to high school graduates and working adults in the United States. The company is headquartered in West Orange, New Jersey.

Grand Canyon Education Inc

CONSUMER DEFENSIVE · EDUCATION & TRAINING SERVICES · USA

Grand Canyon Education, Inc. provides educational services to colleges and universities in the United States. The company is headquartered in Phoenix, Arizona.

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