Lincoln Educational Services (LINC)vsTAL Education Group (TAL)
LINC
Lincoln Educational Services
$40.84
+3.18%
CONSUMER DEFENSIVE · Cap: $1.26B
TAL
TAL Education Group
$11.30
+2.26%
CONSUMER DEFENSIVE · Cap: $6.72B
Smart Verdict
WallStSmart Research — data-driven comparison
TAL Education Group generates 444% more annual revenue ($2.82B vs $518.24M). TAL leads profitability with a 9.9% profit margin vs 3.9%. TAL appears more attractively valued with a PEG of 0.46. TAL earns a higher WallStSmart Score of 68/100 (B-).
LINC
Buy50
out of 100
Grade: C-
TAL
Strong Buy68
out of 100
Grade: B-
Intrinsic Value Comparison
Multi-model valuation · Graham Formula
Margin of Safety
+10.0%
Fair Value
$29.95
Current Price
$40.84
$10.89 discount
Margin of Safety
+47.1%
Fair Value
$22.46
Current Price
$11.30
$11.16 discount
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Earnings expanding 87.1% YoY
19.7% revenue growth
Growing faster than its price suggests
Reasonable price relative to book value
Revenue surging 27.0% year-over-year
Areas to Watch
Smaller company, higher risk/reward
3.9% margin — thin
Expensive relative to growth rate
Premium valuation, high expectations priced in
ROE of 7.7% — below average capital efficiency
Weak financial health signals
Comparative Analysis Report
WallStSmart ResearchBull Case : LINC
The strongest argument for LINC centers on EPS Growth, Revenue Growth. Revenue growth of 19.7% demonstrates continued momentum.
Bull Case : TAL
The strongest argument for TAL centers on PEG Ratio, Price/Book, Revenue Growth. Revenue growth of 27.0% demonstrates continued momentum. PEG of 0.46 suggests the stock is reasonably priced for its growth.
Bear Case : LINC
The primary concerns for LINC are Market Cap, Profit Margin, PEG Ratio. A P/E of 61.8x leaves little room for execution misses. Thin 3.9% margins leave little buffer for downturns.
Bear Case : TAL
The primary concerns for TAL are Return on Equity, Piotroski F-Score.
Key Dynamics to Monitor
LINC carries more volatility with a beta of 0.90 — expect wider price swings.
TAL is growing revenue faster at 27.0% — sustainability is the question.
TAL generates stronger free cash flow (816M), providing more financial flexibility.
Monitor EDUCATION & TRAINING SERVICES industry trends, competitive dynamics, and regulatory changes.
Bottom Line
TAL scores higher overall (68/100 vs 50/100) and 27.0% revenue growth. Both earn "Strong Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
Lincoln Educational Services
CONSUMER DEFENSIVE · EDUCATION & TRAINING SERVICES · USA
Lincoln Educational Services Corporation offers various career-oriented postsecondary education services to high school graduates and working adults in the United States. The company is headquartered in West Orange, New Jersey.
TAL Education Group
CONSUMER DEFENSIVE · EDUCATION & TRAINING SERVICES · China
TAL Education Group offers K-12 afterschool tutoring services in the People's Republic of China. The company is headquartered in Beijing, the People's Republic of China.
Compare with Other EDUCATION & TRAINING SERVICES Stocks
Want to dig deeper into these stocks?