WallStSmart

Lincoln Educational Services (LINC)vsStride Inc (LRN)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Stride Inc generates 366% more annual revenue ($2.54B vs $544.69M). LRN leads profitability with a 12.1% profit margin vs 4.1%. LRN appears more attractively valued with a PEG of 0.55. LRN earns a higher WallStSmart Score of 65/100 (B-).

LINC

Hold

49

out of 100

Grade: D+

Growth: 8.7Profit: 5.0Value: 3.0Quality: 4.5
Piotroski: 4/9Altman Z: 1.90

LRN

Strong Buy

65

out of 100

Grade: B-

Growth: 4.7Profit: 7.5Value: 6.7Quality: 8.5
Piotroski: 4/9Altman Z: 3.92
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

Intrinsic value data unavailable for LINC.

LRNOvervalued (-12.2%)

Margin of Safety

-12.2%

Fair Value

$87.11

Current Price

$101.96

$14.85 premium

UndervaluedFair: $87.11Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

LINC2 strengths · Avg: 9.0/10
EPS GrowthGrowth
133.2%10/10

Earnings expanding 133.2% YoY

Revenue GrowthGrowth
22.5%8/10

Revenue surging 22.5% year-over-year

LRN5 strengths · Avg: 8.4/10
Altman Z-ScoreHealth
3.9210/10

Safe zone — low bankruptcy risk

PEG RatioValuation
0.558/10

Growing faster than its price suggests

P/E RatioValuation
15.3x8/10

Attractively priced relative to earnings

Price/BookValuation
2.6x8/10

Reasonable price relative to book value

Operating MarginProfitability
20.8%8/10

Strong operational efficiency at 20.8%

Areas to Watch

LINC4 concerns · Avg: 3.3/10
Altman Z-ScoreHealth
1.904/10

Grey zone — moderate risk

Market CapQuality
$1.47B3/10

Smaller company, higher risk/reward

Profit MarginProfitability
4.1%3/10

4.1% margin — thin

Operating MarginProfitability
4.5%3/10

Operating margin of 4.5%

LRN2 concerns · Avg: 3.0/10
Revenue GrowthGrowth
2.7%4/10

2.7% revenue growth

EPS GrowthGrowth
-4.5%2/10

Earnings declined 4.5%

Comparative Analysis Report

WallStSmart Research

Bull Case : LINC

The strongest argument for LINC centers on EPS Growth, Revenue Growth. Revenue growth of 22.5% demonstrates continued momentum.

Bull Case : LRN

The strongest argument for LRN centers on Altman Z-Score, PEG Ratio, P/E Ratio. PEG of 0.55 suggests the stock is reasonably priced for its growth.

Bear Case : LINC

The primary concerns for LINC are Altman Z-Score, Market Cap, Profit Margin. A P/E of 66.4x leaves little room for execution misses. Thin 4.1% margins leave little buffer for downturns.

Bear Case : LRN

The primary concerns for LRN are Revenue Growth, EPS Growth.

Key Dynamics to Monitor

LINC profiles as a growth stock while LRN is a value play — different risk/reward profiles.

LINC carries more volatility with a beta of 0.80 — expect wider price swings.

LINC is growing revenue faster at 22.5% — sustainability is the question.

LRN generates stronger free cash flow (202M), providing more financial flexibility.

Bottom Line

LRN scores higher overall (65/100 vs 49/100). Both earn "Strong Buy" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Lincoln Educational Services

CONSUMER DEFENSIVE · EDUCATION & TRAINING SERVICES · USA

Lincoln Educational Services Corporation offers various career-oriented postsecondary education services to high school graduates and working adults in the United States. The company is headquartered in West Orange, New Jersey.

Stride Inc

CONSUMER DEFENSIVE · EDUCATION & TRAINING SERVICES · USA

Stride, Inc., a technology-based education company, provides its own and third-party online educational services, software systems and curricula to facilitate individualized learning for students primarily in kindergarten through grade 12 (K -12) in the United States and internationally. .

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