WallStSmart

LYFT Inc (LYFT)vsSAP SE ADR (SAP)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

SAP SE ADR generates 464% more annual revenue ($38.19B vs $6.77B). LYFT leads profitability with a 42.3% profit margin vs 20.4%. LYFT appears more attractively valued with a PEG of 0.29. LYFT earns a higher WallStSmart Score of 80/100 (B+).

LYFT

Strong Buy

80

out of 100

Grade: B+

Growth: 8.7Profit: 6.5Value: 10.0Quality: 4.0
Piotroski: 2/9Altman Z: -0.33

SAP

Buy

64

out of 100

Grade: C+

Growth: 7.3Profit: 8.5Value: 4.0Quality: 8.0
Piotroski: 6/9Altman Z: 3.11
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

LYFTUndervalued (+54.8%)

Margin of Safety

+54.8%

Fair Value

$29.41

Current Price

$15.32

$14.09 discount

UndervaluedFair: $29.41Overvalued
SAPSignificantly Overvalued (-30.1%)

Margin of Safety

-30.1%

Fair Value

$151.01

Current Price

$206.36

$55.35 premium

UndervaluedFair: $151.01Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

LYFT6 strengths · Avg: 9.3/10
PEG RatioValuation
0.2910/10

Growing faster than its price suggests

P/E RatioValuation
2.4x10/10

Attractively priced relative to earnings

Return on EquityProfitability
94.4%10/10

Every $100 of equity generates 94 in profit

Profit MarginProfitability
42.3%10/10

Keeps 42 of every $100 in revenue as profit

Price/BookValuation
1.9x8/10

Reasonable price relative to book value

Revenue GrowthGrowth
16.1%8/10

16.1% revenue growth

SAP6 strengths · Avg: 9.0/10
Market CapQuality
$248.28B10/10

Mega-cap, among the largest globally

Altman Z-ScoreHealth
3.1110/10

Safe zone — low bankruptcy risk

Profit MarginProfitability
20.4%9/10

Keeps 20 of every $100 in revenue as profit

Debt/EquityHealth
0.229/10

Conservative balance sheet, low leverage

Operating MarginProfitability
27.6%8/10

Strong operational efficiency at 27.6%

EPS GrowthGrowth
30.6%8/10

Earnings expanding 30.6% YoY

Areas to Watch

LYFT3 concerns · Avg: 2.7/10
Operating MarginProfitability
2.6%3/10

Operating margin of 2.6%

Piotroski F-ScoreQuality
2/93/10

Weak financial health signals

Altman Z-ScoreHealth
-0.332/10

Distress zone — elevated risk

SAP3 concerns · Avg: 3.3/10
PEG RatioValuation
1.644/10

Expensive relative to growth rate

P/E RatioValuation
27.8x4/10

Moderate valuation

Price/BookValuation
64.9x2/10

Trading at 64.9x book value

Comparative Analysis Report

WallStSmart Research

Bull Case : LYFT

The strongest argument for LYFT centers on PEG Ratio, P/E Ratio, Return on Equity. Profitability is solid with margins at 42.3% and operating margin at 2.6%. Revenue growth of 16.1% demonstrates continued momentum.

Bull Case : SAP

The strongest argument for SAP centers on Market Cap, Altman Z-Score, Profit Margin. Profitability is solid with margins at 20.4% and operating margin at 27.6%.

Bear Case : LYFT

The primary concerns for LYFT are Operating Margin, Piotroski F-Score, Altman Z-Score.

Bear Case : SAP

The primary concerns for SAP are PEG Ratio, P/E Ratio, Price/Book.

Key Dynamics to Monitor

LYFT profiles as a growth stock while SAP is a mature play — different risk/reward profiles.

LYFT carries more volatility with a beta of 1.84 — expect wider price swings.

LYFT is growing revenue faster at 16.1% — sustainability is the question.

SAP generates stronger free cash flow (3.0B), providing more financial flexibility.

Bottom Line

LYFT scores higher overall (80/100 vs 64/100), backed by strong 42.3% margins and 16.1% revenue growth. Both earn "Strong Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

LYFT Inc

TECHNOLOGY · SOFTWARE - APPLICATION · USA

Lyft, Inc. operates a peer-to-peer marketplace for on-demand ridesharing in the United States and Canada. The company is headquartered in San Francisco, California.

SAP SE ADR

TECHNOLOGY · SOFTWARE - APPLICATION · USA

SAP SE is a global enterprise application software company. The company is headquartered in Walldorf, Germany.

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