WallStSmart

LYFT Inc (LYFT)vsSAP SE ADR (SAP)

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Smart Verdict

WallStSmart Research — data-driven comparison

SAP SE ADR generates 483% more annual revenue ($36.80B vs $6.32B). LYFT leads profitability with a 45.0% profit margin vs 19.5%. LYFT appears more attractively valued with a PEG of 0.15. LYFT earns a higher WallStSmart Score of 77/100 (B+).

LYFT

Strong Buy

77

out of 100

Grade: B+

Growth: 7.3Profit: 6.0Value: 10.0Quality: 3.3
Piotroski: 3/9Altman Z: -1.61

SAP

Buy

58

out of 100

Grade: C

Growth: 5.3Profit: 8.5Value: 7.3Quality: 8.0
Piotroski: 6/9Altman Z: 3.09
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

LYFTUndervalued (+95.8%)

Margin of Safety

+95.8%

Fair Value

$318.71

Current Price

$13.26

$305.45 discount

UndervaluedFair: $318.71Overvalued
SAPSignificantly Overvalued (-88.8%)

Margin of Safety

-88.8%

Fair Value

$104.04

Current Price

$168.95

$64.91 premium

UndervaluedFair: $104.04Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

LYFT6 strengths · Avg: 9.3/10
PEG RatioValuation
0.1510/10

Growing faster than its price suggests

P/E RatioValuation
1.9x10/10

Attractively priced relative to earnings

Return on EquityProfitability
140.8%10/10

Every $100 of equity generates 141 in profit

Profit MarginProfitability
45.0%10/10

Keeps 45 of every $100 in revenue as profit

Price/BookValuation
1.6x8/10

Reasonable price relative to book value

EPS GrowthGrowth
45.1%8/10

Earnings expanding 45.1% YoY

SAP6 strengths · Avg: 8.8/10
Market CapQuality
$217.55B10/10

Mega-cap, among the largest globally

Altman Z-ScoreHealth
3.0910/10

Safe zone — low bankruptcy risk

Debt/EquityHealth
0.189/10

Conservative balance sheet, low leverage

PEG RatioValuation
0.798/10

Growing faster than its price suggests

Operating MarginProfitability
29.2%8/10

Strong operational efficiency at 29.2%

Free Cash FlowQuality
$1.09B8/10

Generating 1.1B in free cash flow

Areas to Watch

LYFT4 concerns · Avg: 2.5/10
Revenue GrowthGrowth
2.7%4/10

2.7% revenue growth

Piotroski F-ScoreQuality
3/93/10

Weak financial health signals

Altman Z-ScoreHealth
-1.612/10

Distress zone — elevated risk

Operating MarginProfitability
-11.2%1/10

Operating margin of -11.2%

SAP2 concerns · Avg: 4.0/10
P/E RatioValuation
26.3x4/10

Moderate valuation

Revenue GrowthGrowth
3.3%4/10

3.3% revenue growth

Comparative Analysis Report

WallStSmart Research

Bull Case : LYFT

The strongest argument for LYFT centers on PEG Ratio, P/E Ratio, Return on Equity. Profitability is solid with margins at 45.0% and operating margin at -11.2%. PEG of 0.15 suggests the stock is reasonably priced for its growth.

Bull Case : SAP

The strongest argument for SAP centers on Market Cap, Altman Z-Score, Debt/Equity. Profitability is solid with margins at 19.5% and operating margin at 29.2%. PEG of 0.79 suggests the stock is reasonably priced for its growth.

Bear Case : LYFT

The primary concerns for LYFT are Revenue Growth, Piotroski F-Score, Altman Z-Score.

Bear Case : SAP

The primary concerns for SAP are P/E Ratio, Revenue Growth.

Key Dynamics to Monitor

LYFT carries more volatility with a beta of 1.91 — expect wider price swings.

SAP is growing revenue faster at 3.3% — sustainability is the question.

SAP generates stronger free cash flow (1.1B), providing more financial flexibility.

Monitor SOFTWARE - APPLICATION industry trends, competitive dynamics, and regulatory changes.

Bottom Line

LYFT scores higher overall (77/100 vs 58/100), backed by strong 45.0% margins. Both earn "Strong Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

LYFT Inc

TECHNOLOGY · SOFTWARE - APPLICATION · USA

Lyft, Inc. operates a peer-to-peer marketplace for on-demand ridesharing in the United States and Canada. The company is headquartered in San Francisco, California.

SAP SE ADR

TECHNOLOGY · SOFTWARE - APPLICATION · USA

SAP SE is a global enterprise application software company. The company is headquartered in Walldorf, Germany.

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