WallStSmart

LYFT Inc (LYFT)vsServiceNow Inc (NOW)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

ServiceNow Inc generates 118% more annual revenue ($14.73B vs $6.77B). LYFT leads profitability with a 42.3% profit margin vs 11.3%. LYFT appears more attractively valued with a PEG of 0.29. LYFT earns a higher WallStSmart Score of 80/100 (B+).

LYFT

Strong Buy

80

out of 100

Grade: B+

Growth: 8.7Profit: 6.5Value: 10.0Quality: 4.0
Piotroski: 2/9Altman Z: -0.33

NOW

Hold

49

out of 100

Grade: D+

Growth: 6.7Profit: 5.5Value: 6.7Quality: 4.0
Piotroski: 1/9Altman Z: 1.65
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

LYFTUndervalued (+54.8%)

Margin of Safety

+54.8%

Fair Value

$29.41

Current Price

$15.32

$14.09 discount

UndervaluedFair: $29.41Overvalued
NOWUndervalued (+78.9%)

Margin of Safety

+78.9%

Fair Value

$626.98

Current Price

$132.53

$494.45 discount

UndervaluedFair: $626.98Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

LYFT6 strengths · Avg: 9.3/10
PEG RatioValuation
0.2910/10

Growing faster than its price suggests

P/E RatioValuation
2.4x10/10

Attractively priced relative to earnings

Return on EquityProfitability
94.4%10/10

Every $100 of equity generates 94 in profit

Profit MarginProfitability
42.3%10/10

Keeps 42 of every $100 in revenue as profit

Price/BookValuation
1.9x8/10

Reasonable price relative to book value

Revenue GrowthGrowth
16.1%8/10

16.1% revenue growth

NOW3 strengths · Avg: 8.3/10
Market CapQuality
$137.02B9/10

Large-cap with strong market position

PEG RatioValuation
0.958/10

Growing faster than its price suggests

Revenue GrowthGrowth
24.0%8/10

Revenue surging 24.0% year-over-year

Areas to Watch

LYFT3 concerns · Avg: 2.7/10
Operating MarginProfitability
2.6%3/10

Operating margin of 2.6%

Piotroski F-ScoreQuality
2/93/10

Weak financial health signals

Altman Z-ScoreHealth
-0.332/10

Distress zone — elevated risk

NOW4 concerns · Avg: 3.5/10
Price/BookValuation
10.9x4/10

Trading at 10.9x book value

Altman Z-ScoreHealth
1.654/10

Distress zone — elevated risk

Operating MarginProfitability
4.1%3/10

Operating margin of 4.1%

Piotroski F-ScoreQuality
1/93/10

Weak financial health signals

Comparative Analysis Report

WallStSmart Research

Bull Case : LYFT

The strongest argument for LYFT centers on PEG Ratio, P/E Ratio, Return on Equity. Profitability is solid with margins at 42.3% and operating margin at 2.6%. Revenue growth of 16.1% demonstrates continued momentum.

Bull Case : NOW

The strongest argument for NOW centers on Market Cap, PEG Ratio, Revenue Growth. Revenue growth of 24.0% demonstrates continued momentum. PEG of 0.95 suggests the stock is reasonably priced for its growth.

Bear Case : LYFT

The primary concerns for LYFT are Operating Margin, Piotroski F-Score, Altman Z-Score.

Bear Case : NOW

The primary concerns for NOW are Price/Book, Altman Z-Score, Operating Margin. A P/E of 81.8x leaves little room for execution misses.

Key Dynamics to Monitor

LYFT carries more volatility with a beta of 1.84 — expect wider price swings.

NOW is growing revenue faster at 24.0% — sustainability is the question.

NOW generates stronger free cash flow (473M), providing more financial flexibility.

Monitor SOFTWARE - APPLICATION industry trends, competitive dynamics, and regulatory changes.

Bottom Line

LYFT scores higher overall (80/100 vs 49/100), backed by strong 42.3% margins and 16.1% revenue growth. NOW offers better value entry with a 78.9% margin of safety. Both earn "Strong Buy" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

LYFT Inc

TECHNOLOGY · SOFTWARE - APPLICATION · USA

Lyft, Inc. operates a peer-to-peer marketplace for on-demand ridesharing in the United States and Canada. The company is headquartered in San Francisco, California.

ServiceNow Inc

TECHNOLOGY · SOFTWARE - APPLICATION · USA

ServiceNow is an American software company based in Santa Clara, California that develops a cloud computing platform to help companies manage digital workflows for enterprise operations.

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