WallStSmart

MDU Resources Group Inc (MDU)vsNewJersey Resources Corporation (NJR)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

NewJersey Resources Corporation generates 22% more annual revenue ($2.23B vs $1.83B). NJR leads profitability with a 16.4% profit margin vs 10.7%. NJR appears more attractively valued with a PEG of 2.28. MDU earns a higher WallStSmart Score of 61/100 (C+).

MDU

Buy

61

out of 100

Grade: C+

Growth: 6.7Profit: 5.0Value: 5.0Quality: 3.0
Piotroski: 1/9Altman Z: 0.89

NJR

Buy

57

out of 100

Grade: C

Growth: 5.3Profit: 6.5Value: 4.7Quality: 4.0
Piotroski: 4/9Altman Z: 1.02
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

Intrinsic value data unavailable for MDU.

NJRSignificantly Overvalued (-63.1%)

Margin of Safety

-63.1%

Fair Value

$32.41

Current Price

$53.16

$20.75 premium

UndervaluedFair: $32.41Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

MDU2 strengths · Avg: 9.0/10
Price/BookValuation
1.3x10/10

Reasonable price relative to book value

EPS GrowthGrowth
47.2%8/10

Earnings expanding 47.2% YoY

NJR3 strengths · Avg: 8.0/10
P/E RatioValuation
15.0x8/10

Attractively priced relative to earnings

Price/BookValuation
2.0x8/10

Reasonable price relative to book value

Revenue GrowthGrowth
16.8%8/10

16.8% revenue growth

Areas to Watch

MDU4 concerns · Avg: 3.0/10
PEG RatioValuation
2.364/10

Expensive relative to growth rate

Return on EquityProfitability
6.5%3/10

ROE of 6.5% — below average capital efficiency

Piotroski F-ScoreQuality
1/93/10

Weak financial health signals

Altman Z-ScoreHealth
0.892/10

Distress zone — elevated risk

NJR3 concerns · Avg: 3.0/10
PEG RatioValuation
2.284/10

Expensive relative to growth rate

Debt/EquityHealth
1.473/10

Elevated debt levels

Altman Z-ScoreHealth
1.022/10

Distress zone — elevated risk

Comparative Analysis Report

WallStSmart Research

Bull Case : MDU

The strongest argument for MDU centers on Price/Book, EPS Growth.

Bull Case : NJR

The strongest argument for NJR centers on P/E Ratio, Price/Book, Revenue Growth. Profitability is solid with margins at 16.4% and operating margin at 9.1%. Revenue growth of 16.8% demonstrates continued momentum.

Bear Case : MDU

The primary concerns for MDU are PEG Ratio, Return on Equity, Piotroski F-Score.

Bear Case : NJR

The primary concerns for NJR are PEG Ratio, Debt/Equity, Altman Z-Score.

Key Dynamics to Monitor

MDU profiles as a value stock while NJR is a growth play — different risk/reward profiles.

NJR carries more volatility with a beta of 0.51 — expect wider price swings.

NJR is growing revenue faster at 16.8% — sustainability is the question.

MDU generates stronger free cash flow (72M), providing more financial flexibility.

Bottom Line

MDU scores higher overall (61/100 vs 57/100). Both earn "Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

MDU Resources Group Inc

UTILITIES · UTILITIES - REGULATED GAS · USA

MDU Resources Group, Inc. is involved in the regulated power supply and construction materials and services businesses in the United States. The company is headquartered in Bismarck, North Dakota.

NewJersey Resources Corporation

UTILITIES · UTILITIES - REGULATED GAS · USA

New Jersey Resources Corporation, an energy services portfolio company, provides regulated gas distribution and retail and wholesale energy services. The company is headquartered in Wall, New Jersey.

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