WallStSmart

MercadoLibre Inc. (MELI)vsNio Inc Class A ADR (NIO)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Nio Inc Class A ADR generates 203% more annual revenue ($87.49B vs $28.89B). MELI leads profitability with a 6.9% profit margin vs -17.8%. MELI earns a higher WallStSmart Score of 62/100 (C+).

MELI

Buy

62

out of 100

Grade: C+

Growth: 7.3Profit: 6.5Value: 7.3Quality: 5.3
Piotroski: 2/9Altman Z: 2.04

NIO

Hold

38

out of 100

Grade: F

Growth: 7.3Profit: 2.5Value: 5.0Quality: 3.8
Piotroski: 5/9
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

MELIUndervalued (+59.5%)

Margin of Safety

+59.5%

Fair Value

$4981.85

Current Price

$1792.63

$3189.22 discount

UndervaluedFair: $4981.85Overvalued

Intrinsic value data unavailable for NIO.

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

MELI5 strengths · Avg: 9.0/10
Return on EquityProfitability
36.0%10/10

Every $100 of equity generates 36 in profit

Revenue GrowthGrowth
44.6%10/10

Revenue surging 44.6% year-over-year

Market CapQuality
$90.88B9/10

Large-cap with strong market position

PEG RatioValuation
0.838/10

Growing faster than its price suggests

Free Cash FlowQuality
$4.78B8/10

Generating 4.8B in free cash flow

NIO1 strengths · Avg: 10.0/10
Revenue GrowthGrowth
75.9%10/10

Revenue surging 75.9% year-over-year

Areas to Watch

MELI4 concerns · Avg: 3.0/10
Price/BookValuation
13.5x4/10

Trading at 13.5x book value

Profit MarginProfitability
6.9%3/10

6.9% margin — thin

Piotroski F-ScoreQuality
2/93/10

Weak financial health signals

P/E RatioValuation
45.5x2/10

Premium valuation, high expectations priced in

NIO4 concerns · Avg: 2.8/10
EPS GrowthGrowth
0.0%4/10

0.0% earnings growth

Operating MarginProfitability
1.5%3/10

Operating margin of 1.5%

Price/BookValuation
25.6x2/10

Trading at 25.6x book value

Return on EquityProfitability
-118.7%2/10

ROE of -118.7% — below average capital efficiency

Comparative Analysis Report

WallStSmart Research

Bull Case : MELI

The strongest argument for MELI centers on Return on Equity, Revenue Growth, Market Cap. Revenue growth of 44.6% demonstrates continued momentum. PEG of 0.83 suggests the stock is reasonably priced for its growth.

Bull Case : NIO

The strongest argument for NIO centers on Revenue Growth. Revenue growth of 75.9% demonstrates continued momentum.

Bear Case : MELI

The primary concerns for MELI are Price/Book, Profit Margin, Piotroski F-Score. A P/E of 45.5x leaves little room for execution misses.

Bear Case : NIO

The primary concerns for NIO are EPS Growth, Operating Margin, Price/Book. Debt-to-equity of 7.53 is elevated, increasing financial risk.

Key Dynamics to Monitor

MELI carries more volatility with a beta of 1.49 — expect wider price swings.

NIO is growing revenue faster at 75.9% — sustainability is the question.

Monitor INTERNET RETAIL industry trends, competitive dynamics, and regulatory changes.

Bottom Line

MELI scores higher overall (62/100 vs 38/100) and 44.6% revenue growth. Both earn "Buy" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

MercadoLibre Inc.

CONSUMER CYCLICAL · INTERNET RETAIL · USA

MercadoLibre, Inc. operates online trading platforms in Latin America. The company is headquartered in Buenos Aires, Argentina.

Nio Inc Class A ADR

CONSUMER CYCLICAL · AUTO MANUFACTURERS · China

NIO Inc. designs, develops, manufactures, and sells smart electric vehicles in mainland China, Hong Kong, the United States, the United Kingdom, and Germany. The company is headquartered in Shanghai, China.

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