WallStSmart

Mizuho Financial Group Inc. (MFG)vsOld National Bancorp (ONB)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Mizuho Financial Group Inc. generates 174545% more annual revenue ($4.02T vs $2.30B). ONB leads profitability with a 29.1% profit margin vs 26.1%. MFG appears more attractively valued with a PEG of 0.86. ONB earns a higher WallStSmart Score of 75/100 (B+).

MFG

Strong Buy

74

out of 100

Grade: B

Growth: 8.0Profit: 7.5Value: 10.0Quality: 5.0

ONB

Strong Buy

75

out of 100

Grade: B+

Growth: 9.3Profit: 7.5Value: 10.0Quality: 4.0
Piotroski: 3/9
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

MFGUndervalued (+42.4%)

Margin of Safety

+42.4%

Fair Value

$17.51

Current Price

$7.81

$9.70 discount

UndervaluedFair: $17.51Overvalued
ONBUndervalued (+59.4%)

Margin of Safety

+59.4%

Fair Value

$61.43

Current Price

$21.77

$39.66 discount

UndervaluedFair: $61.43Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

MFG6 strengths · Avg: 9.0/10
Price/BookValuation
0.3x10/10

Reasonable price relative to book value

Operating MarginProfitability
36.3%10/10

Strong operational efficiency at 36.3%

Market CapQuality
$92.84B9/10

Large-cap with strong market position

Profit MarginProfitability
26.1%9/10

Keeps 26 of every $100 in revenue as profit

PEG RatioValuation
0.868/10

Growing faster than its price suggests

P/E RatioValuation
14.3x8/10

Attractively priced relative to earnings

ONB5 strengths · Avg: 9.4/10
Price/BookValuation
1.0x10/10

Reasonable price relative to book value

Operating MarginProfitability
47.6%10/10

Strong operational efficiency at 47.6%

Revenue GrowthGrowth
41.4%10/10

Revenue surging 41.4% year-over-year

Profit MarginProfitability
29.1%9/10

Keeps 29 of every $100 in revenue as profit

P/E RatioValuation
12.2x8/10

Attractively priced relative to earnings

Areas to Watch

MFG0 concerns · Avg: 0/10

No major concerns identified

ONB2 concerns · Avg: 3.5/10
PEG RatioValuation
1.594/10

Expensive relative to growth rate

Piotroski F-ScoreQuality
3/93/10

Weak financial health signals

Comparative Analysis Report

WallStSmart Research

Bull Case : MFG

The strongest argument for MFG centers on Price/Book, Operating Margin, Market Cap. Profitability is solid with margins at 26.1% and operating margin at 36.3%. PEG of 0.86 suggests the stock is reasonably priced for its growth.

Bull Case : ONB

The strongest argument for ONB centers on Price/Book, Operating Margin, Revenue Growth. Profitability is solid with margins at 29.1% and operating margin at 47.6%. Revenue growth of 41.4% demonstrates continued momentum.

Bear Case : MFG

No major red flags identified for MFG, but monitor valuation.

Bear Case : ONB

The primary concerns for ONB are PEG Ratio, Piotroski F-Score.

Key Dynamics to Monitor

MFG profiles as a mature stock while ONB is a growth play — different risk/reward profiles.

ONB carries more volatility with a beta of 0.83 — expect wider price swings.

ONB is growing revenue faster at 41.4% — sustainability is the question.

Monitor BANKS - REGIONAL industry trends, competitive dynamics, and regulatory changes.

Bottom Line

ONB scores higher overall (75/100 vs 74/100), backed by strong 29.1% margins and 41.4% revenue growth. MFG offers better value entry with a 42.4% margin of safety. Both earn "Strong Buy" and "Strong Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Mizuho Financial Group Inc.

FINANCIAL SERVICES · BANKS - REGIONAL · USA

Mizuho Financial Group, Inc. engages in banking, trusts, securities and other businesses related to financial services in Japan, America, Europe, Asia / Oceania and internationally. The company is headquartered in Tokyo, Japan.

Old National Bancorp

FINANCIAL SERVICES · BANKS - REGIONAL · USA

Old National Bancorp is the banking holding company for Old National Bank providing various financial services to individual and business clients in the United States. The company is headquartered in Evansville, Indiana.

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