Old National Bancorp (ONB) Stock Analysis — PE Ratio, PS Ratio, Intrinsic Value & 2030 Price Target
Old National Bancorp stock (ONB) is currently trading at $21.77. Old National Bancorp PE ratio is 12.16. Old National Bancorp PS ratio (Price-to-Sales) is 3.69. Analyst consensus price target for ONB is $27.38. WallStSmart rates ONB as Buy.
- ONB PE ratio analysis and historical PE chart
- ONB PS ratio (Price-to-Sales) history and trend
- ONB intrinsic value — DCF, Graham Number, EPV models
- ONB stock price prediction 2025 2026 2027 2028 2029 2030
- ONB fair value vs current price
- ONB insider transactions and insider buying
- Is ONB undervalued or overvalued?
- Old National Bancorp financial analysis — revenue, earnings, cash flow
- ONB Piotroski F-Score and Altman Z-Score
- ONB analyst price target and Smart Rating
Old National Bancorp
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ONB Intrinsic Value Analysis for Value Investors
Benjamin Graham Formula · Old National Bancorp (ONB)
ONB trades at a significant discount to its Graham intrinsic value of $61.43, offering a 59% margin of safety — a level value investors typically seek before buying.
Based on Benjamin Graham Formula. Growth rate capped at 25%. For informational purposes only. Not financial advice.
Smart Analysis
Old National Bancorp (ONB) · 10 metrics scored
Smart Score
Category Performance
WallStSmart pulls financial metrics like revenue growth, profit margins, and valuation ratios and scores each one from 0 to 10 based on how strong or weak it is. Those 10 scores are grouped into 4 categories: Growth, Profitability, Valuation, and Quality — which form the 4 axes of the spider chart you see. The categories are then combined into a final score out of 100, but not equally. Growth and Profitability together count for 60% of the total, because a fast-growing profitable business matters more than just a cheap one. That final number maps to a rating (Strong Buy, Buy, Hold, Avoid) and a letter grade, giving you one clear Stock Rating.
Investment Thesis
Strong fundamentals in operating margin, price/book, revenue growth. Concerns around return on equity. Overall metrics suggest strong investment potential with favorable risk/reward.
Old National Bancorp (ONB) Key Strengths (6)
Keeps $48 of every $100 in revenue after operating costs
Revenue surging 41.40% year-over-year
Keeps $29 of every $100 in revenue as net profit
96.54% of shares held by major funds and institutions
Trading at 1.02x book value, attractively priced
Mid-cap company balancing growth potential with stability
Supporting Valuation Data
Old National Bancorp (ONB) Areas to Watch (4)
Low profitability relative to shareholder equity
Growth is fairly priced, not cheap, not expensive
Revenue is fairly priced at 3.69x sales
Solid earnings growth at 17.20%
Old National Bancorp (ONB) Detailed Analysis Report
Overall Assessment
This company scores 75/100 in our Smart Analysis, earning a B+ grade. Out of 10 metrics analyzed, 6 register as strengths (avg 9.2/10) while 4 fall into concern territory (avg 5.3/10). All four categories (Growth, Profitability, Valuation, and Quality) show healthy scores, indicating broadly sound fundamentals.
The Bull Case
The strongest argument centers on Operating Margin, Revenue Growth, Profit Margin. Valuation metrics including Price/Book (1.02) suggest the stock is attractively priced. Profitability is solid with Operating Margin at 47.60%, Profit Margin at 29.10%. Growth metrics are encouraging with Revenue Growth at 41.40%.
The Bear Case
The primary concerns are Return on Equity, PEG Ratio, Price/Sales. Some valuation metrics including PEG Ratio (1.59), Price/Sales (3.69) suggest expensive pricing. Growth concerns include EPS Growth at 17.20%, which may limit upside. Profitability pressure is visible in Return on Equity at 9.02%.
Key Dynamics to Monitor
Three factors to monitor going forward. First, whether Return on Equity improves, as this is the primary drag on the overall score. Second, margin trajectory, with Return on Equity at 9.02% needing improvement to support the investment thesis. Third, growth sustainability, with Revenue Growth at 41.40% strong but requiring continuation.
Risk Considerations
Based on the metric profile, this is a moderate risk investment. The weight of evidence leans positive, with more strengths than concerns. Investors should size positions according to their risk tolerance and maintain diversification.
Bottom Line
The combination of Operating Margin and Revenue Growth makes a compelling case at current levels. The key risk is Return on Equity, but the overall fundamental picture is positive with a clear path to maintaining or improving the current B+ grade.
Disclaimer: Smart Analysis is a scoring system developed by WallStSmart Team. Scores update daily using multi-model valuation framework. Always conduct your own research and consult with financial advisors before making investment decisions.
ONB Price-to-Sales(PS) Ratio Chart
Historical valuation based on market cap ÷ trailing 12-month revenue
ONB's Price-to-Sales ratio of 3.69x trades at a deep discount to its historical average of 9.69x (2th percentile). The current valuation is 75% below its historical high of 14.58x set in Jan 2006, and 2% above its historical low of 3.6x in Mar 2026.
WallStSmart Analysis Synopsis
Data-driven financial summary for Old National Bancorp (ONB) · FINANCIAL SERVICES › BANKS - REGIONAL
The Big Picture
Old National Bancorp is a strong growth company balancing expansion with improving profitability. Revenue reached 2.3B with 41% growth year-over-year. Profit margins are strong at 29.1%, reflecting pricing power and operational efficiency.
Key Findings
Revenue growing at 41% YoY, reaching 2.3B. This pace significantly outperforms most BANKS - REGIONAL peers.
Profit margin of 29.1% and operating margin of 47.6% demonstrate strong pricing power and operational efficiency.
What to Watch Next
Growth sustainability: can Old National Bancorp maintain 41%+ revenue growth, or will competition slow it down?
Sector dynamics: monitor BANKS - REGIONAL industry trends, competitive moves, and regulatory changes that could impact Old National Bancorp.
Bottom Line
Old National Bancorp offers an attractive blend of growth (41% revenue expansion) and improving fundamentals. The company is transitioning from pure growth to profitable growth, a critical inflection point. Watch for sustained margin expansion as the key signal.
This synopsis is generated from publicly available financial data. It is not financial advice. Always conduct your own research and consult a qualified financial advisor before making investment decisions.
Insider Transactions
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About Old National Bancorp(ONB)
NASDAQ
FINANCIAL SERVICES
BANKS - REGIONAL
USA
Old National Bancorp is the banking holding company for Old National Bank providing various financial services to individual and business clients in the United States. The company is headquartered in Evansville, Indiana.