Mizuho Financial Group Inc. (MFG)vsWoori Financial Group Inc (WF)
MFG
Mizuho Financial Group Inc.
$7.81
+0.77%
FINANCIAL SERVICES · Cap: $92.84B
WF
Woori Financial Group Inc
$66.88
+1.09%
FINANCIAL SERVICES · Cap: $16.12B
Smart Verdict
WallStSmart Research — data-driven comparison
Woori Financial Group Inc generates 148% more annual revenue ($9.96T vs $4.02T). WF leads profitability with a 31.4% profit margin vs 26.1%. MFG appears more attractively valued with a PEG of 0.86. MFG earns a higher WallStSmart Score of 74/100 (B).
MFG
Strong Buy74
out of 100
Grade: B
WF
Buy62
out of 100
Grade: C+
Intrinsic Value Comparison
Multi-model valuation · Graham Formula
Margin of Safety
+42.4%
Fair Value
$17.51
Current Price
$7.81
$9.70 discount
Margin of Safety
-40.5%
Fair Value
$54.81
Current Price
$66.88
$12.07 premium
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Reasonable price relative to book value
Strong operational efficiency at 36.3%
Large-cap with strong market position
Keeps 26 of every $100 in revenue as profit
Growing faster than its price suggests
Attractively priced relative to earnings
Attractively priced relative to earnings
Keeps 31 of every $100 in revenue as profit
Reasonable price relative to book value
Strong operational efficiency at 27.8%
Areas to Watch
No major concerns identified
Expensive relative to growth rate
Earnings declined 23.8%
Negative free cash flow — burning cash
Distress zone — elevated risk
Comparative Analysis Report
WallStSmart ResearchBull Case : MFG
The strongest argument for MFG centers on Price/Book, Operating Margin, Market Cap. Profitability is solid with margins at 26.1% and operating margin at 36.3%. PEG of 0.86 suggests the stock is reasonably priced for its growth.
Bull Case : WF
The strongest argument for WF centers on P/E Ratio, Profit Margin, Price/Book. Profitability is solid with margins at 31.4% and operating margin at 27.8%.
Bear Case : MFG
No major red flags identified for MFG, but monitor valuation.
Bear Case : WF
The primary concerns for WF are PEG Ratio, EPS Growth, Free Cash Flow.
Key Dynamics to Monitor
WF carries more volatility with a beta of 0.72 — expect wider price swings.
WF is growing revenue faster at 5.7% — sustainability is the question.
Monitor BANKS - REGIONAL industry trends, competitive dynamics, and regulatory changes.
Bottom Line
MFG scores higher overall (74/100 vs 62/100), backed by strong 26.1% margins. Both earn "Strong Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
Mizuho Financial Group Inc.
FINANCIAL SERVICES · BANKS - REGIONAL · USA
Mizuho Financial Group, Inc. engages in banking, trusts, securities and other businesses related to financial services in Japan, America, Europe, Asia / Oceania and internationally. The company is headquartered in Tokyo, Japan.
Woori Financial Group Inc
FINANCIAL SERVICES · BANKS - REGIONAL · USA
Woori Financial Group Inc. is a commercial bank providing a range of financial services to individual, commercial and institutional clients in Korea. The company is headquartered in Seoul, South Korea.
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