Woori Financial Group Inc (WF) Stock Analysis — PE Ratio, PS Ratio, Intrinsic Value & 2030 Price Target
Woori Financial Group Inc stock (WF) is currently trading at $66.88. Woori Financial Group Inc PE ratio is 8.21. Woori Financial Group Inc PS ratio (Price-to-Sales) is 0.00. Analyst consensus price target for WF is $92.39. WallStSmart rates WF as Hold.
- WF PE ratio analysis and historical PE chart
- WF PS ratio (Price-to-Sales) history and trend
- WF intrinsic value — DCF, Graham Number, EPV models
- WF stock price prediction 2025 2026 2027 2028 2029 2030
- WF fair value vs current price
- WF insider transactions and insider buying
- Is WF undervalued or overvalued?
- Woori Financial Group Inc financial analysis — revenue, earnings, cash flow
- WF Piotroski F-Score and Altman Z-Score
- WF analyst price target and Smart Rating
Woori Financial Group Inc
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WF Intrinsic Value Analysis for Value Investors
Benjamin Graham Formula · Woori Financial Group Inc (WF)
WF trades 40% above its Graham fair value of $54.81, indicating the stock may be overvalued at current levels.
Based on Benjamin Graham Formula. Growth rate capped at 25%. For informational purposes only. Not financial advice.
Smart Analysis
Woori Financial Group Inc (WF) · 10 metrics scored
Smart Score
Category Performance
WallStSmart pulls financial metrics like revenue growth, profit margins, and valuation ratios and scores each one from 0 to 10 based on how strong or weak it is. Those 10 scores are grouped into 4 categories: Growth, Profitability, Valuation, and Quality — which form the 4 axes of the spider chart you see. The categories are then combined into a final score out of 100, but not equally. Growth and Profitability together count for 60% of the total, because a fast-growing profitable business matters more than just a cheap one. That final number maps to a rating (Strong Buy, Buy, Hold, Avoid) and a letter grade, giving you one clear Stock Rating.
Investment Thesis
Strong fundamentals in market cap, operating margin, price/sales. Concerns around return on equity and eps growth. Fundamentals are solid but monitor weak areas for improvement.
Woori Financial Group Inc (WF) Key Strengths (5)
Paying less than $1 for every $1 of annual revenue
Trading below book value, meaning the market prices it less than net assets
Keeps $31 of every $100 in revenue as net profit
Large-cap company with substantial market presence
Strong operational efficiency: $28 kept per $100 revenue
Supporting Valuation Data
Woori Financial Group Inc (WF) Areas to Watch (5)
Earnings declining -23.80%, profits shrinking
Very low institutional interest at 3.16%
Low profitability relative to shareholder equity
Paying a premium for growth, expensive relative to earnings expansion
Modest revenue growth at 5.70%
Woori Financial Group Inc (WF) Detailed Analysis Report
Overall Assessment
This company scores 62/100 in our Smart Analysis, earning a C+ grade. Out of 10 metrics analyzed, 5 register as strengths (avg 9.4/10) while 5 fall into concern territory (avg 2.6/10). The category breakdown reveals uneven performance, with some areas requiring attention.
The Bull Case
The strongest argument centers on Price/Sales, Price/Book, Profit Margin. Valuation metrics including Price/Sales (0.00), Price/Book (0.68) suggest the stock is attractively priced. Profitability is solid with Operating Margin at 27.80%, Profit Margin at 31.40%.
The Bear Case
The primary concerns are EPS Growth, Institutional Own., Return on Equity. Some valuation metrics including PEG Ratio (2.46) suggest expensive pricing. Growth concerns include Revenue Growth at 5.70%, EPS Growth at -23.80%, which may limit upside. Profitability pressure is visible in Return on Equity at 8.75%.
Key Dynamics to Monitor
Three factors to monitor going forward. First, whether EPS Growth improves, as this is the primary drag on the overall score. Second, margin trajectory, with Return on Equity at 8.75% needing improvement to support the investment thesis. Third, growth sustainability, with Revenue Growth at 5.70% needing to reaccelerate.
Risk Considerations
Based on the metric profile, this is a moderate-to-high risk investment. Strengths and concerns are roughly balanced. Investors should size positions according to their risk tolerance and maintain diversification.
Bottom Line
Mixed fundamentals with both positives (Price/Sales, Price/Book) and negatives (EPS Growth, Institutional Own.). A cautious approach is warranted. Monitor for improvement in weak areas before increasing conviction.
Disclaimer: Smart Analysis is a scoring system developed by WallStSmart Team. Scores update daily using multi-model valuation framework. Always conduct your own research and consult with financial advisors before making investment decisions.
WF Price-to-Sales(PS) Ratio Chart
Historical valuation based on market cap ÷ trailing 12-month revenue
WF's Price-to-Sales ratio of 0.00x trades Infinity% above its historical average of 0x (0th percentile), historically expensive. The current valuation is -Infinity% below its historical high of 0x set in Mar 2026, and Infinity% above its historical low of 0x in Mar 2026. Over the past 12 months, the PS ratio has compressed from ~0.0x as trailing revenue scaled faster than the stock price.
WallStSmart Analysis Synopsis
Data-driven financial summary for Woori Financial Group Inc (WF) · FINANCIAL SERVICES › BANKS - REGIONAL
The Big Picture
Woori Financial Group Inc is a mature, profitable business with steady cash generation. Revenue reached 10.0T with 6% growth year-over-year. Profit margins are strong at 31.4%, reflecting pricing power and operational efficiency.
Key Findings
ROE of 875.0% means the company generates strong returns on shareholder equity. Above 20% is considered top-tier.
Profit margin of 31.4% and operating margin of 27.8% demonstrate strong pricing power and operational efficiency.
Free cash flow is -6.8T, meaning the company is burning cash. This may be acceptable for high-growth companies investing heavily.
What to Watch Next
Dividend sustainability with a current yield of 4.0%. Watch payout ratio and free cash flow coverage.
Sector dynamics: monitor BANKS - REGIONAL industry trends, competitive moves, and regulatory changes that could impact Woori Financial Group Inc.
Bottom Line
Woori Financial Group Inc is a well-established business delivering consistent profitability with 31.4% margins. The growth phase may be slowing, but strong cash generation and operational efficiency make it suitable for investors seeking reliability over excitement.
This synopsis is generated from publicly available financial data. It is not financial advice. Always conduct your own research and consult a qualified financial advisor before making investment decisions.
Insider Transactions
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About Woori Financial Group Inc(WF)
NYSE
FINANCIAL SERVICES
BANKS - REGIONAL
USA
Woori Financial Group Inc. is a commercial bank providing a range of financial services to individual, commercial and institutional clients in Korea. The company is headquartered in Seoul, South Korea.