Mitsubishi UFJ Financial Group Inc ADR (MUFG)vsStewart Information Services Corp (STC)
MUFG
Mitsubishi UFJ Financial Group Inc ADR
$22.12
+2.89%
FINANCIAL SERVICES · Cap: $253.17B
STC
Stewart Information Services Corp
$65.60
+0.18%
FINANCIAL SERVICES · Cap: $2.06B
Smart Verdict
WallStSmart Research — data-driven comparison
Mitsubishi UFJ Financial Group Inc ADR generates 205026% more annual revenue ($6.71T vs $3.27B). MUFG leads profitability with a 25.8% profit margin vs 4.1%. MUFG appears more attractively valued with a PEG of 1.99. MUFG earns a higher WallStSmart Score of 71/100 (B).
MUFG
Strong Buy71
out of 100
Grade: B
STC
Buy56
out of 100
Grade: C
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Mega-cap, among the largest globally
Strong operational efficiency at 116.9%
Generating 8.1T in free cash flow
Keeps 26 of every $100 in revenue as profit
Attractively priced relative to earnings
Reasonable price relative to book value
Reasonable price relative to book value
Attractively priced relative to earnings
Revenue surging 24.5% year-over-year
Areas to Watch
Expensive relative to growth rate
Distress zone — elevated risk
Elevated debt levels
ROE of 7.9% — below average capital efficiency
4.1% margin — thin
Weak financial health signals
Expensive relative to growth rate
Comparative Analysis Report
WallStSmart ResearchBull Case : MUFG
The strongest argument for MUFG centers on Market Cap, Operating Margin, Free Cash Flow. Profitability is solid with margins at 25.8% and operating margin at 116.9%. Revenue growth of 11.7% demonstrates continued momentum.
Bull Case : STC
The strongest argument for STC centers on Price/Book, P/E Ratio, Revenue Growth. Revenue growth of 24.5% demonstrates continued momentum.
Bear Case : MUFG
The primary concerns for MUFG are PEG Ratio, Altman Z-Score, Debt/Equity. Debt-to-equity of 3.16 is elevated, increasing financial risk.
Bear Case : STC
The primary concerns for STC are Return on Equity, Profit Margin, Piotroski F-Score. Thin 4.1% margins leave little buffer for downturns.
Key Dynamics to Monitor
MUFG profiles as a mature stock while STC is a growth play — different risk/reward profiles.
STC carries more volatility with a beta of 0.99 — expect wider price swings.
STC is growing revenue faster at 24.5% — sustainability is the question.
MUFG generates stronger free cash flow (8.1T), providing more financial flexibility.
Bottom Line
MUFG scores higher overall (71/100 vs 56/100), backed by strong 25.8% margins and 11.7% revenue growth. Both earn "Strong Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
Mitsubishi UFJ Financial Group Inc ADR
FINANCIAL SERVICES · BANKS - DIVERSIFIED · USA
Mitsubishi UFJ Financial Group, Inc., a banking holding company, offers financial services in Japan, the United States, and Asia / Oceania. The company is headquartered in Tokyo, Japan.
Visit Website →Stewart Information Services Corp
FINANCIAL SERVICES · INSURANCE - PROPERTY & CASUALTY · USA
Stewart Information Services Corporation offers title insurance and real estate transaction services. The company is headquartered in Houston, Texas.
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