WallStSmart

Murphy USA Inc (MUSA)vsTractor Supply Company (TSCO)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Murphy USA Inc generates 10% more annual revenue ($17.02B vs $15.52B). TSCO leads profitability with a 7.1% profit margin vs 2.8%. MUSA appears more attractively valued with a PEG of 1.51. MUSA earns a higher WallStSmart Score of 54/100 (C-).

MUSA

Buy

54

out of 100

Grade: C-

Growth: 4.0Profit: 7.0Value: 9.3Quality: 4.5
Piotroski: 3/9Altman Z: 5.89

TSCO

Buy

51

out of 100

Grade: C-

Growth: 3.3Profit: 7.0Value: 7.3Quality: 5.8
Piotroski: 2/9Altman Z: 3.11
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

MUSAUndervalued (+20.0%)

Margin of Safety

+20.0%

Fair Value

$476.41

Current Price

$477.36

$0.95 discount

UndervaluedFair: $476.41Overvalued
TSCOSignificantly Overvalued (-289.2%)

Margin of Safety

-289.2%

Fair Value

$14.01

Current Price

$45.96

$31.95 premium

UndervaluedFair: $14.01Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

MUSA2 strengths · Avg: 10.0/10
Return on EquityProfitability
64.3%10/10

Every $100 of equity generates 64 in profit

Altman Z-ScoreHealth
5.8910/10

Safe zone — low bankruptcy risk

TSCO2 strengths · Avg: 10.0/10
Return on EquityProfitability
45.2%10/10

Every $100 of equity generates 45 in profit

Altman Z-ScoreHealth
3.1110/10

Safe zone — low bankruptcy risk

Areas to Watch

MUSA4 concerns · Avg: 3.8/10
PEG RatioValuation
1.514/10

Expensive relative to growth rate

Price/BookValuation
14.2x4/10

Trading at 14.2x book value

Revenue GrowthGrowth
0.2%4/10

0.2% revenue growth

Profit MarginProfitability
2.8%3/10

2.8% margin — thin

TSCO4 concerns · Avg: 3.8/10
PEG RatioValuation
1.854/10

Expensive relative to growth rate

Price/BookValuation
9.4x4/10

Trading at 9.4x book value

Revenue GrowthGrowth
3.3%4/10

3.3% revenue growth

Profit MarginProfitability
7.1%3/10

7.1% margin — thin

Comparative Analysis Report

WallStSmart Research

Bull Case : MUSA

The strongest argument for MUSA centers on Return on Equity, Altman Z-Score.

Bull Case : TSCO

The strongest argument for TSCO centers on Return on Equity, Altman Z-Score.

Bear Case : MUSA

The primary concerns for MUSA are PEG Ratio, Price/Book, Revenue Growth. Debt-to-equity of 5.22 is elevated, increasing financial risk. Thin 2.8% margins leave little buffer for downturns.

Bear Case : TSCO

The primary concerns for TSCO are PEG Ratio, Price/Book, Revenue Growth.

Key Dynamics to Monitor

TSCO carries more volatility with a beta of 0.70 — expect wider price swings.

TSCO is growing revenue faster at 3.3% — sustainability is the question.

MUSA generates stronger free cash flow (129M), providing more financial flexibility.

Monitor SPECIALTY RETAIL industry trends, competitive dynamics, and regulatory changes.

Bottom Line

MUSA scores higher overall (54/100 vs 51/100). Both earn "Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Murphy USA Inc

CONSUMER CYCLICAL · SPECIALTY RETAIL · USA

Murphy USA Inc. is engaged in the marketing of retail motor fuel products and convenience merchandise. The company is headquartered in El Dorado, Arkansas.

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Tractor Supply Company

CONSUMER CYCLICAL · SPECIALTY RETAIL · USA

Tractor Supply Company (TSCO) is an American retail chain of stores that offers products for home improvement, agriculture, lawn and garden maintenance, livestock, equine and pet care.

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