WallStSmart

Natural Grocers by Vitamin Cottage Inc (NGVC)vsWalmart Inc. Common Stock (WMT)

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Smart Verdict

WallStSmart Research — data-driven comparison

Walmart Inc. Common Stock generates 54036% more annual revenue ($713.16B vs $1.32B). NGVC leads profitability with a 3.3% profit margin vs 3.1%. NGVC appears more attractively valued with a PEG of 1.44. NGVC earns a higher WallStSmart Score of 60/100 (C+).

NGVC

Buy

60

out of 100

Grade: C+

Growth: 6.7Profit: 5.5Value: 8.0Quality: 5.0

WMT

Hold

43

out of 100

Grade: D

Growth: 4.7Profit: 5.5Value: 2.7Quality: 6.0
Piotroski: 4/9Altman Z: 3.62
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

NGVCUndervalued (+71.9%)

Margin of Safety

+71.9%

Fair Value

$87.98

Current Price

$26.44

$61.54 discount

UndervaluedFair: $87.98Overvalued
WMTSignificantly Overvalued (-562.1%)

Margin of Safety

-562.1%

Fair Value

$18.56

Current Price

$122.89

$104.33 premium

UndervaluedFair: $18.56Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

NGVC4 strengths · Avg: 8.3/10
Return on EquityProfitability
23.6%9/10

Every $100 of equity generates 24 in profit

P/E RatioValuation
16.9x8/10

Attractively priced relative to earnings

Price/BookValuation
3.0x8/10

Reasonable price relative to book value

EPS GrowthGrowth
25.0%8/10

Earnings expanding 25.0% YoY

WMT4 strengths · Avg: 9.3/10
Market CapQuality
$979.73B10/10

Mega-cap, among the largest globally

Altman Z-ScoreHealth
3.6210/10

Safe zone — low bankruptcy risk

Return on EquityProfitability
21.8%9/10

Every $100 of equity generates 22 in profit

Free Cash FlowQuality
$6.10B8/10

Generating 6.1B in free cash flow

Areas to Watch

NGVC3 concerns · Avg: 3.0/10
Market CapQuality
$730.40M3/10

Smaller company, higher risk/reward

Profit MarginProfitability
3.3%3/10

3.3% margin — thin

Operating MarginProfitability
4.7%3/10

Operating margin of 4.7%

WMT4 concerns · Avg: 3.0/10
Price/BookValuation
9.8x4/10

Trading at 9.8x book value

Profit MarginProfitability
3.1%3/10

3.1% margin — thin

Operating MarginProfitability
4.6%3/10

Operating margin of 4.6%

PEG RatioValuation
4.462/10

Expensive relative to growth rate

Comparative Analysis Report

WallStSmart Research

Bull Case : NGVC

The strongest argument for NGVC centers on Return on Equity, P/E Ratio, Price/Book. PEG of 1.44 suggests the stock is reasonably priced for its growth.

Bull Case : WMT

The strongest argument for WMT centers on Market Cap, Altman Z-Score, Return on Equity.

Bear Case : NGVC

The primary concerns for NGVC are Market Cap, Profit Margin, Operating Margin. Thin 3.3% margins leave little buffer for downturns.

Bear Case : WMT

The primary concerns for WMT are Price/Book, Profit Margin, Operating Margin. A P/E of 45.0x leaves little room for execution misses. Thin 3.1% margins leave little buffer for downturns.

Key Dynamics to Monitor

NGVC carries more volatility with a beta of 1.20 — expect wider price swings.

NGVC is growing revenue faster at 6.3% — sustainability is the question.

WMT generates stronger free cash flow (6.1B), providing more financial flexibility.

Monitor GROCERY STORES industry trends, competitive dynamics, and regulatory changes.

Bottom Line

NGVC scores higher overall (60/100 vs 43/100). Both earn "Buy" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Natural Grocers by Vitamin Cottage Inc

CONSUMER DEFENSIVE · GROCERY STORES · USA

Natural Grocers of Vitamin Cottage, Inc., sells natural and organic foods and dietary supplements in the United States. The company is headquartered in Lakewood, Colorado.

Walmart Inc. Common Stock

CONSUMER DEFENSIVE · DISCOUNT STORES · USA

Walmart Inc. is an American multinational retail corporation that operates a chain of hypermarkets, discount department stores, and grocery stores from the United States, headquartered in Bentonville, Arkansas. It also owns and operates Sam's Club retail warehouses.

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