WallStSmart

Natural Grocers by Vitamin Cottage Inc (NGVC)vsYesway, Inc. Class A Common Stock (YSWY)

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Smart Verdict

WallStSmart Research — data-driven comparison

Yesway, Inc. Class A Common Stock generates 106% more annual revenue ($2.75B vs $1.34B). NGVC leads profitability with a 3.6% profit margin vs 3.3%. NGVC earns a higher WallStSmart Score of 53/100 (C-).

NGVC

Buy

53

out of 100

Grade: C-

Growth: 4.7Profit: 6.0Value: 7.3Quality: 5.5
Piotroski: 5/9Altman Z: 2.90

YSWY

Hold

40

out of 100

Grade: F

Growth: 4.7Profit: 5.0Value: 5.0Quality: 5.5
Piotroski: 5/9Altman Z: 1.88
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

NGVCUndervalued (+19.8%)

Margin of Safety

+19.8%

Fair Value

$30.83

Current Price

$30.10

$0.73 discount

UndervaluedFair: $30.83Overvalued

Intrinsic value data unavailable for YSWY.

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

NGVC2 strengths · Avg: 8.5/10
Return on EquityProfitability
20.9%9/10

Every $100 of equity generates 21 in profit

P/E RatioValuation
14.5x8/10

Attractively priced relative to earnings

YSWY0 strengths · Avg: 0/10

No standout strengths identified

Areas to Watch

NGVC4 concerns · Avg: 3.5/10
Revenue GrowthGrowth
0.5%4/10

0.5% revenue growth

EPS GrowthGrowth
3.6%4/10

3.6% earnings growth

Market CapQuality
$693.53M3/10

Smaller company, higher risk/reward

Profit MarginProfitability
3.6%3/10

3.6% margin — thin

YSWY4 concerns · Avg: 3.5/10
EPS GrowthGrowth
0.0%4/10

0.0% earnings growth

Altman Z-ScoreHealth
1.884/10

Grey zone — moderate risk

Market CapQuality
$1.47B3/10

Smaller company, higher risk/reward

Return on EquityProfitability
3.4%3/10

ROE of 3.4% — below average capital efficiency

Comparative Analysis Report

WallStSmart Research

Bull Case : NGVC

The strongest argument for NGVC centers on Return on Equity, P/E Ratio. PEG of 1.44 suggests the stock is reasonably priced for its growth.

Bull Case : YSWY

Revenue growth of 14.4% demonstrates continued momentum.

Bear Case : NGVC

The primary concerns for NGVC are Revenue Growth, EPS Growth, Market Cap. Thin 3.6% margins leave little buffer for downturns.

Bear Case : YSWY

The primary concerns for YSWY are EPS Growth, Altman Z-Score, Market Cap. Thin 3.3% margins leave little buffer for downturns.

Key Dynamics to Monitor

YSWY is growing revenue faster at 14.4% — sustainability is the question.

NGVC generates stronger free cash flow (2M), providing more financial flexibility.

Monitor GROCERY STORES industry trends, competitive dynamics, and regulatory changes.

Bottom Line

NGVC scores higher overall (53/100 vs 40/100). Both earn "Buy" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Natural Grocers by Vitamin Cottage Inc

CONSUMER DEFENSIVE · GROCERY STORES · USA

Natural Grocers of Vitamin Cottage, Inc., sells natural and organic foods and dietary supplements in the United States. The company is headquartered in Lakewood, Colorado.

Yesway, Inc. Class A Common Stock

CONSUMER DEFENSIVE · GROCERY STORES · USA

Yesway, Inc. (Ticker: YSWY) is a leading convenience store operator focusing on delivering value-oriented products and services across its extensive network, primarily situated in the central United States. With a strategic emphasis on enhancing the customer experience through a diverse range of offerings, including grocery items, prepared foods, and fuel, Yesway is well-positioned for growth within the expanding convenience store sector. The company's commitment to operational efficiency, community engagement, and innovative marketing strategies, alongside a dedication to sustainability, strengthens its competitive edge in a dynamic retail environment. Through strategic acquisitions and market expansion initiatives, Yesway aims to solidify its presence and capture an increasing share of the market.

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