WallStSmart

ServiceNow Inc (NOW)vsNerdy Inc (NRDY)

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Smart Verdict

WallStSmart Research — data-driven comparison

ServiceNow Inc generates 8564% more annual revenue ($15.43B vs $178.10M). NOW leads profitability with a 9.4% profit margin vs -17.0%. NOW earns a higher WallStSmart Score of 55/100 (C-).

NOW

Buy

55

out of 100

Grade: C-

Growth: 6.7Profit: 6.5Value: 6.7Quality: 4.0
Piotroski: 1/9Altman Z: 1.65

NRDY

Avoid

20

out of 100

Grade: F

Growth: 3.3Profit: 2.0Value: 5.0Quality: 4.5
Piotroski: 2/9Altman Z: -10.39
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Intrinsic Value Comparison

Multi-model valuation · Graham Formula

NOWUndervalued (+83.7%)

Margin of Safety

+83.7%

Fair Value

$643.99

Current Price

$105.12

$538.87 discount

UndervaluedFair: $643.99Overvalued

Intrinsic value data unavailable for NRDY.

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

NOW3 strengths · Avg: 8.3/10
Market CapQuality
$109.11B9/10

Large-cap with strong market position

PEG RatioValuation
0.768/10

Growing faster than its price suggests

Revenue GrowthGrowth
20.5%8/10

Revenue surging 20.5% year-over-year

NRDY0 strengths · Avg: 0/10

No standout strengths identified

Areas to Watch

NOW4 concerns · Avg: 3.3/10
Price/BookValuation
8.3x4/10

Trading at 8.3x book value

Altman Z-ScoreHealth
1.654/10

Distress zone — elevated risk

Piotroski F-ScoreQuality
1/93/10

Weak financial health signals

P/E RatioValuation
75.6x2/10

Premium valuation, high expectations priced in

NRDY4 concerns · Avg: 3.3/10
EPS GrowthGrowth
0.0%4/10

0.0% earnings growth

Market CapQuality
$443.50M3/10

Smaller company, higher risk/reward

Debt/EquityHealth
1.133/10

Elevated debt levels

Piotroski F-ScoreQuality
2/93/10

Weak financial health signals

Comparative Analysis Report

WallStSmart Research

Bull Case : NOW

The strongest argument for NOW centers on Market Cap, PEG Ratio, Revenue Growth. Revenue growth of 20.5% demonstrates continued momentum. PEG of 0.76 suggests the stock is reasonably priced for its growth.

Bull Case : NRDY

NRDY has a balanced fundamental profile.

Bear Case : NOW

The primary concerns for NOW are Price/Book, Altman Z-Score, Piotroski F-Score. A P/E of 75.6x leaves little room for execution misses.

Bear Case : NRDY

The primary concerns for NRDY are EPS Growth, Market Cap, Debt/Equity.

Key Dynamics to Monitor

NOW profiles as a growth stock while NRDY is a turnaround play — different risk/reward profiles.

NRDY carries more volatility with a beta of 1.79 — expect wider price swings.

NOW is growing revenue faster at 20.5% — sustainability is the question.

NOW generates stronger free cash flow (473M), providing more financial flexibility.

Bottom Line

NOW scores higher overall (55/100 vs 20/100) and 20.5% revenue growth. Both earn "Buy" and "Avoid" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

ServiceNow Inc

TECHNOLOGY · SOFTWARE - APPLICATION · USA

ServiceNow is an American software company based in Santa Clara, California that develops a cloud computing platform to help companies manage digital workflows for enterprise operations.

Nerdy Inc

TECHNOLOGY · SOFTWARE - APPLICATION · USA

Nerdy Inc. is a prominent player in the online education sector, primarily known for its flagship platform, Varsity Tutors, which delivers personalized learning experiences through innovative technology. The company offers a diverse range of educational services, including one-on-one tutoring and small group classes, tailored to various subjects and academic levels. With a strong emphasis on data analytics to enhance learning efficacy, Nerdy Inc. is well-positioned to capitalize on the expanding online education landscape. Committed to improving accessibility and empowering students, the company is poised to significantly influence the future of education.

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