WallStSmart

ServiceNow Inc (NOW)vsSS&C Technologies Holdings Inc (SSNC)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

ServiceNow Inc generates 112% more annual revenue ($13.28B vs $6.27B). NOW leads profitability with a 13.2% profit margin vs 12.7%. SSNC appears more attractively valued with a PEG of 0.74. SSNC earns a higher WallStSmart Score of 62/100 (C+).

NOW

Buy

56

out of 100

Grade: C

Growth: 7.3Profit: 7.0Value: 4.7Quality: 3.8
Piotroski: 1/9Altman Z: 1.65

SSNC

Buy

62

out of 100

Grade: C+

Growth: 4.7Profit: 6.5Value: 7.3Quality: 4.8
Piotroski: 4/9Altman Z: 1.19
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

NOWSignificantly Overvalued (-404.2%)

Margin of Safety

-404.2%

Fair Value

$20.44

Current Price

$103.06

$82.62 premium

UndervaluedFair: $20.44Overvalued
SSNCSignificantly Overvalued (-240.4%)

Margin of Safety

-240.4%

Fair Value

$21.42

Current Price

$67.44

$46.02 premium

UndervaluedFair: $21.42Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

NOW3 strengths · Avg: 8.3/10
Market CapQuality
$110.42B9/10

Large-cap with strong market position

Revenue GrowthGrowth
20.7%8/10

Revenue surging 20.7% year-over-year

Free Cash FlowQuality
$2.00B8/10

Generating 2.0B in free cash flow

SSNC3 strengths · Avg: 8.0/10
PEG RatioValuation
0.748/10

Growing faster than its price suggests

Price/BookValuation
2.4x8/10

Reasonable price relative to book value

Operating MarginProfitability
22.3%8/10

Strong operational efficiency at 22.3%

Areas to Watch

NOW4 concerns · Avg: 3.8/10
Price/BookValuation
8.3x4/10

Trading at 8.3x book value

EPS GrowthGrowth
3.4%4/10

3.4% earnings growth

Altman Z-ScoreHealth
1.654/10

Distress zone — elevated risk

Piotroski F-ScoreQuality
1/93/10

Weak financial health signals

SSNC2 concerns · Avg: 2.0/10
EPS GrowthGrowth
-22.1%2/10

Earnings declined 22.1%

Altman Z-ScoreHealth
1.192/10

Distress zone — elevated risk

Comparative Analysis Report

WallStSmart Research

Bull Case : NOW

The strongest argument for NOW centers on Market Cap, Revenue Growth, Free Cash Flow. Revenue growth of 20.7% demonstrates continued momentum. PEG of 1.06 suggests the stock is reasonably priced for its growth.

Bull Case : SSNC

The strongest argument for SSNC centers on PEG Ratio, Price/Book, Operating Margin. PEG of 0.74 suggests the stock is reasonably priced for its growth.

Bear Case : NOW

The primary concerns for NOW are Price/Book, EPS Growth, Altman Z-Score. A P/E of 62.7x leaves little room for execution misses.

Bear Case : SSNC

The primary concerns for SSNC are EPS Growth, Altman Z-Score.

Key Dynamics to Monitor

NOW profiles as a growth stock while SSNC is a value play — different risk/reward profiles.

SSNC carries more volatility with a beta of 1.17 — expect wider price swings.

NOW is growing revenue faster at 20.7% — sustainability is the question.

NOW generates stronger free cash flow (2.0B), providing more financial flexibility.

Bottom Line

SSNC scores higher overall (62/100 vs 56/100). Both earn "Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

ServiceNow Inc

TECHNOLOGY · SOFTWARE - APPLICATION · USA

ServiceNow is an American software company based in Santa Clara, California that develops a cloud computing platform to help companies manage digital workflows for enterprise operations.

SS&C Technologies Holdings Inc

TECHNOLOGY · SOFTWARE - APPLICATION · USA

SS&C Technologies Holdings, Inc. provides software products and software-enabled services to the healthcare and financial services industries. The company is headquartered in Windsor, Connecticut.

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