ServiceNow Inc (NOW)vsTyler Technologies Inc (TYL)
NOW
ServiceNow Inc
$117.35
+6.42%
TECHNOLOGY · Cap: $122.14B
TYL
Tyler Technologies Inc
$312.45
+2.00%
TECHNOLOGY · Cap: $12.68B
Smart Verdict
WallStSmart Research — data-driven comparison
ServiceNow Inc generates 506% more annual revenue ($14.73B vs $2.43B). TYL leads profitability with a 13.4% profit margin vs 11.3%. NOW appears more attractively valued with a PEG of 0.99. TYL earns a higher WallStSmart Score of 55/100 (C).
NOW
Hold49
out of 100
Grade: D+
TYL
Buy55
out of 100
Grade: C
Intrinsic Value Comparison
Multi-model valuation · Graham Formula
Margin of Safety
+81.5%
Fair Value
$634.69
Current Price
$117.35
$517.34 discount
Margin of Safety
+2.6%
Fair Value
$348.17
Current Price
$312.45
$35.72 discount
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Large-cap with strong market position
Growing faster than its price suggests
Revenue surging 24.0% year-over-year
Conservative balance sheet, low leverage
Areas to Watch
Trading at 9.7x book value
Distress zone — elevated risk
Operating margin of 4.1%
Weak financial health signals
ROE of 5.6% — below average capital efficiency
Premium valuation, high expectations priced in
Comparative Analysis Report
WallStSmart ResearchBull Case : NOW
The strongest argument for NOW centers on Market Cap, PEG Ratio, Revenue Growth. Revenue growth of 24.0% demonstrates continued momentum. PEG of 0.99 suggests the stock is reasonably priced for its growth.
Bull Case : TYL
The strongest argument for TYL centers on Debt/Equity. PEG of 1.49 suggests the stock is reasonably priced for its growth.
Bear Case : NOW
The primary concerns for NOW are Price/Book, Altman Z-Score, Operating Margin. A P/E of 72.0x leaves little room for execution misses.
Bear Case : TYL
The primary concerns for TYL are Return on Equity, P/E Ratio. A P/E of 40.6x leaves little room for execution misses.
Key Dynamics to Monitor
NOW profiles as a growth stock while TYL is a value play — different risk/reward profiles.
NOW carries more volatility with a beta of 0.93 — expect wider price swings.
NOW is growing revenue faster at 24.0% — sustainability is the question.
NOW generates stronger free cash flow (473M), providing more financial flexibility.
Bottom Line
TYL scores higher overall (55/100 vs 49/100). NOW offers better value entry with a 81.5% margin of safety. Both earn "Buy" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
ServiceNow Inc
TECHNOLOGY · SOFTWARE - APPLICATION · USA
ServiceNow is an American software company based in Santa Clara, California that develops a cloud computing platform to help companies manage digital workflows for enterprise operations.
Tyler Technologies Inc
TECHNOLOGY · SOFTWARE - APPLICATION · USA
Tyler Technologies, Inc., based in Plano, Texas, is the largest provider of software to the United States public sector.
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