WallStSmart

NVIDIA Corporation (NVDA)vsPaysign Inc (PAYS)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

NVIDIA Corporation generates 300937% more annual revenue ($302.97B vs $100.64M). NVDA leads profitability with a 63.7% profit margin vs 15.7%. NVDA trades at a lower P/E of 27.6x. NVDA earns a higher WallStSmart Score of 80/100 (A-).

NVDA

Exceptional Buy

80

out of 100

Grade: A-

Growth: 10.0Profit: 10.0Value: 5.3Quality: 8.5
Piotroski: 3/9Altman Z: 6.75

PAYS

Buy

63

out of 100

Grade: C+

Growth: 10.0Profit: 8.5Value: 6.3Quality: 5.0
Piotroski: 3/9Altman Z: 0.72
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

NVDASignificantly Overvalued (-52.6%)

Margin of Safety

-52.6%

Fair Value

$143.03

Current Price

$218.29

$75.26 premium

UndervaluedFair: $143.03Overvalued
PAYSUndervalued (+57.1%)

Margin of Safety

+57.1%

Fair Value

$7.90

Current Price

$13.01

$5.11 discount

UndervaluedFair: $7.90Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

NVDA6 strengths · Avg: 10.0/10
Market CapQuality
$5.27T10/10

Mega-cap, among the largest globally

Return on EquityProfitability
84.2%10/10

Every $100 of equity generates 84 in profit

Profit MarginProfitability
63.7%10/10

Keeps 64 of every $100 in revenue as profit

Operating MarginProfitability
66.2%10/10

Strong operational efficiency at 66.2%

Revenue GrowthGrowth
105.9%10/10

Revenue surging 105.9% year-over-year

EPS GrowthGrowth
127.8%10/10

Earnings expanding 127.8% YoY

PAYS5 strengths · Avg: 9.4/10
Revenue GrowthGrowth
48.1%10/10

Revenue surging 48.1% year-over-year

EPS GrowthGrowth
450.0%10/10

Earnings expanding 450.0% YoY

Debt/EquityHealth
0.0910/10

Conservative balance sheet, low leverage

Return on EquityProfitability
26.2%9/10

Every $100 of equity generates 26 in profit

Operating MarginProfitability
28.3%8/10

Strong operational efficiency at 28.3%

Areas to Watch

NVDA3 concerns · Avg: 3.0/10
P/E RatioValuation
27.6x4/10

Moderate valuation

Piotroski F-ScoreQuality
3/93/10

Weak financial health signals

Price/BookValuation
23.0x2/10

Trading at 23.0x book value

PAYS4 concerns · Avg: 3.0/10
Price/BookValuation
12.2x4/10

Trading at 12.2x book value

Market CapQuality
$759.42M3/10

Smaller company, higher risk/reward

Piotroski F-ScoreQuality
3/93/10

Weak financial health signals

P/E RatioValuation
49.8x2/10

Premium valuation, high expectations priced in

Comparative Analysis Report

WallStSmart Research

Bull Case : NVDA

The strongest argument for NVDA centers on Market Cap, Return on Equity, Profit Margin. Profitability is solid with margins at 63.7% and operating margin at 66.2%. Revenue growth of 105.9% demonstrates continued momentum.

Bull Case : PAYS

The strongest argument for PAYS centers on Revenue Growth, EPS Growth, Debt/Equity. Profitability is solid with margins at 15.7% and operating margin at 28.3%. Revenue growth of 48.1% demonstrates continued momentum.

Bear Case : NVDA

The primary concerns for NVDA are P/E Ratio, Piotroski F-Score, Price/Book.

Bear Case : PAYS

The primary concerns for PAYS are Price/Book, Market Cap, Piotroski F-Score. A P/E of 49.8x leaves little room for execution misses.

Key Dynamics to Monitor

NVDA carries more volatility with a beta of 2.22 — expect wider price swings.

NVDA is growing revenue faster at 105.9% — sustainability is the question.

NVDA generates stronger free cash flow (21.4B), providing more financial flexibility.

Monitor SEMICONDUCTORS industry trends, competitive dynamics, and regulatory changes.

Bottom Line

NVDA scores higher overall (80/100 vs 63/100), backed by strong 63.7% margins and 105.9% revenue growth. PAYS offers better value entry with a 57.1% margin of safety. Both earn "Exceptional Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

NVIDIA Corporation

TECHNOLOGY · SEMICONDUCTORS · USA

Nvidia Corporation is an American multinational technology company incorporated in Delaware and based in Santa Clara, California. It designs graphics processing units (GPUs) for the gaming and professional markets, as well as system on a chip units (SoCs) for the mobile computing and automotive market.

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Paysign Inc

TECHNOLOGY · SOFTWARE - INFRASTRUCTURE · USA

PaySign, Inc. offers prepaid card products and processing services under the PaySign brand for corporate, consumer and government applications. The company is headquartered in Henderson, Nevada.

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