WallStSmart

Penske Automotive Group Inc (PAG)vsRideNow Group, Inc. (RDNW)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Penske Automotive Group Inc generates 2840% more annual revenue ($32.20B vs $1.10B). PAG leads profitability with a 2.8% profit margin vs -0.8%. PAG earns a higher WallStSmart Score of 52/100 (C-).

PAG

Buy

52

out of 100

Grade: C-

Growth: 4.0Profit: 5.5Value: 5.7Quality: 5.0
Piotroski: 4/9Altman Z: 2.70

RDNW

Avoid

31

out of 100

Grade: F

Growth: 2.7Profit: 4.0Value: 5.0Quality: 4.0
Piotroski: 5/9Altman Z: 0.35

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

PAG2 strengths · Avg: 8.0/10
P/E RatioValuation
16.0x8/10

Attractively priced relative to earnings

Price/BookValuation
2.4x8/10

Reasonable price relative to book value

RDNW0 strengths · Avg: 0/10

No standout strengths identified

Areas to Watch

PAG4 concerns · Avg: 3.3/10
PEG RatioValuation
2.214/10

Expensive relative to growth rate

Profit MarginProfitability
2.8%3/10

2.8% margin — thin

Operating MarginProfitability
4.0%3/10

Operating margin of 4.0%

Debt/EquityHealth
1.593/10

Elevated debt levels

RDNW4 concerns · Avg: 3.0/10
EPS GrowthGrowth
0.0%4/10

0.0% earnings growth

Market CapQuality
$223.53M3/10

Smaller company, higher risk/reward

Debt/EquityHealth
1.313/10

Elevated debt levels

Return on EquityProfitability
-14.2%2/10

ROE of -14.2% — below average capital efficiency

Comparative Analysis Report

WallStSmart Research

Bull Case : PAG

The strongest argument for PAG centers on P/E Ratio, Price/Book.

Bull Case : RDNW

RDNW has a balanced fundamental profile.

Bear Case : PAG

The primary concerns for PAG are PEG Ratio, Profit Margin, Operating Margin. Debt-to-equity of 1.59 is elevated, increasing financial risk. Thin 2.8% margins leave little buffer for downturns.

Bear Case : RDNW

The primary concerns for RDNW are EPS Growth, Market Cap, Debt/Equity.

Key Dynamics to Monitor

PAG profiles as a value stock while RDNW is a turnaround play — different risk/reward profiles.

RDNW carries more volatility with a beta of 1.21 — expect wider price swings.

PAG is growing revenue faster at 6.0% — sustainability is the question.

PAG generates stronger free cash flow (132M), providing more financial flexibility.

Bottom Line

PAG scores higher overall (52/100 vs 31/100). Both earn "Buy" and "Avoid" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Penske Automotive Group Inc

CONSUMER CYCLICAL · AUTO & TRUCK DEALERSHIPS · USA

Penske Automotive Group, Inc., a diversified transportation services company, operates commercial and automotive truck dealerships. The company is headquartered in Bloomfield Hills, Michigan.

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RideNow Group, Inc.

CONSUMER CYCLICAL · AUTO & TRUCK DEALERSHIPS · USA

RideNow Group, Inc. provides powersports dealership and vehicle transportation services in the United States. The company is headquartered in Phoenix, Arizona.

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