WallStSmart

Penske Automotive Group Inc (PAG)vsRush Enterprises A Inc (RUSHA)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Penske Automotive Group Inc generates 345% more annual revenue ($32.20B vs $7.24B). RUSHA leads profitability with a 3.7% profit margin vs 2.8%. PAG appears more attractively valued with a PEG of 2.75. PAG earns a higher WallStSmart Score of 58/100 (C).

PAG

Buy

58

out of 100

Grade: C

Growth: 5.3Profit: 5.5Value: 5.0Quality: 5.0
Piotroski: 4/9Altman Z: 2.70

RUSHA

Hold

46

out of 100

Grade: D+

Growth: 3.3Profit: 5.5Value: 4.3Quality: 6.0
Piotroski: 3/9Altman Z: 3.34

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

PAG2 strengths · Avg: 8.0/10
P/E RatioValuation
15.3x8/10

Attractively priced relative to earnings

Price/BookValuation
2.5x8/10

Reasonable price relative to book value

RUSHA2 strengths · Avg: 9.0/10
Altman Z-ScoreHealth
3.3410/10

Safe zone — low bankruptcy risk

Price/BookValuation
2.8x8/10

Reasonable price relative to book value

Areas to Watch

PAG4 concerns · Avg: 2.8/10
Profit MarginProfitability
2.8%3/10

2.8% margin — thin

Operating MarginProfitability
4.0%3/10

Operating margin of 4.0%

Debt/EquityHealth
1.643/10

Elevated debt levels

PEG RatioValuation
2.752/10

Expensive relative to growth rate

RUSHA4 concerns · Avg: 3.0/10
EPS GrowthGrowth
1.1%4/10

1.1% earnings growth

Profit MarginProfitability
3.7%3/10

3.7% margin — thin

Piotroski F-ScoreQuality
3/93/10

Weak financial health signals

PEG RatioValuation
3.162/10

Expensive relative to growth rate

Comparative Analysis Report

WallStSmart Research

Bull Case : PAG

The strongest argument for PAG centers on P/E Ratio, Price/Book. Revenue growth of 11.1% demonstrates continued momentum.

Bull Case : RUSHA

The strongest argument for RUSHA centers on Altman Z-Score, Price/Book.

Bear Case : PAG

The primary concerns for PAG are Profit Margin, Operating Margin, Debt/Equity. Debt-to-equity of 1.64 is elevated, increasing financial risk. Thin 2.8% margins leave little buffer for downturns.

Bear Case : RUSHA

The primary concerns for RUSHA are EPS Growth, Profit Margin, Piotroski F-Score. Thin 3.7% margins leave little buffer for downturns.

Key Dynamics to Monitor

RUSHA carries more volatility with a beta of 0.89 — expect wider price swings.

PAG is growing revenue faster at 11.1% — sustainability is the question.

PAG generates stronger free cash flow (152M), providing more financial flexibility.

Monitor AUTO & TRUCK DEALERSHIPS industry trends, competitive dynamics, and regulatory changes.

Bottom Line

PAG scores higher overall (58/100 vs 46/100) and 11.1% revenue growth. Both earn "Buy" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Penske Automotive Group Inc

CONSUMER CYCLICAL · AUTO & TRUCK DEALERSHIPS · USA

Penske Automotive Group, Inc., a diversified transportation services company, operates commercial and automotive truck dealerships. The company is headquartered in Bloomfield Hills, Michigan.

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Rush Enterprises A Inc

CONSUMER CYCLICAL · AUTO & TRUCK DEALERSHIPS · USA

Rush Enterprises, Inc. is an integrated retailer of commercial vehicles and related services in the United States. The company is headquartered in New Braunfels, Texas.

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