WallStSmart

Penske Automotive Group Inc (PAG)vsRush Enterprises B Inc (RUSHB)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Penske Automotive Group Inc generates 336% more annual revenue ($31.72B vs $7.27B). RUSHB leads profitability with a 3.6% profit margin vs 2.9%. PAG appears more attractively valued with a PEG of 2.16. PAG earns a higher WallStSmart Score of 53/100 (C-).

PAG

Buy

53

out of 100

Grade: C-

Growth: 3.3Profit: 5.5Value: 5.3Quality: 4.3
Piotroski: 4/9

RUSHB

Hold

44

out of 100

Grade: D

Growth: 4.0Profit: 5.0Value: 6.0Quality: 4.8
Piotroski: 2/9
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

PAGFair Value (-2.0%)

Margin of Safety

-2.0%

Fair Value

$169.87

Current Price

$164.91

$4.96 premium

UndervaluedFair: $169.87Overvalued
RUSHBUndervalued (+61.6%)

Margin of Safety

+61.6%

Fair Value

$170.19

Current Price

$67.93

$102.26 discount

UndervaluedFair: $170.19Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

PAG2 strengths · Avg: 8.0/10
P/E RatioValuation
12.3x8/10

Attractively priced relative to earnings

Price/BookValuation
1.9x8/10

Reasonable price relative to book value

RUSHB1 strengths · Avg: 8.0/10
Price/BookValuation
2.4x8/10

Reasonable price relative to book value

Areas to Watch

PAG4 concerns · Avg: 3.5/10
PEG RatioValuation
2.164/10

Expensive relative to growth rate

Revenue GrowthGrowth
3.4%4/10

3.4% revenue growth

Profit MarginProfitability
2.9%3/10

2.9% margin — thin

Operating MarginProfitability
3.7%3/10

Operating margin of 3.7%

RUSHB4 concerns · Avg: 2.8/10
Profit MarginProfitability
3.6%3/10

3.6% margin — thin

Operating MarginProfitability
4.9%3/10

Operating margin of 4.9%

Piotroski F-ScoreQuality
2/93/10

Weak financial health signals

PEG RatioValuation
3.092/10

Expensive relative to growth rate

Comparative Analysis Report

WallStSmart Research

Bull Case : PAG

The strongest argument for PAG centers on P/E Ratio, Price/Book.

Bull Case : RUSHB

The strongest argument for RUSHB centers on Price/Book.

Bear Case : PAG

The primary concerns for PAG are PEG Ratio, Revenue Growth, Profit Margin. Debt-to-equity of 1.56 is elevated, increasing financial risk. Thin 2.9% margins leave little buffer for downturns.

Bear Case : RUSHB

The primary concerns for RUSHB are Profit Margin, Operating Margin, Piotroski F-Score. Thin 3.6% margins leave little buffer for downturns.

Key Dynamics to Monitor

RUSHB carries more volatility with a beta of 0.89 — expect wider price swings.

PAG is growing revenue faster at 3.4% — sustainability is the question.

PAG generates stronger free cash flow (152M), providing more financial flexibility.

Monitor AUTO & TRUCK DEALERSHIPS industry trends, competitive dynamics, and regulatory changes.

Bottom Line

PAG scores higher overall (53/100 vs 44/100). RUSHB offers better value entry with a 61.6% margin of safety. Both earn "Buy" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Penske Automotive Group Inc

CONSUMER CYCLICAL · AUTO & TRUCK DEALERSHIPS · USA

Penske Automotive Group, Inc., a diversified transportation services company, operates commercial and automotive truck dealerships. The company is headquartered in Bloomfield Hills, Michigan.

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Rush Enterprises B Inc

CONSUMER CYCLICAL · AUTO & TRUCK DEALERSHIPS · USA

Rush Enterprises, Inc. is an integrated retailer of commercial vehicles and related services in the United States. The company is headquartered in New Braunfels, Texas.

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