PAR Technology Corporation (PAR)vsSAP SE ADR (SAP)
PAR
PAR Technology Corporation
$17.19
+1.84%
TECHNOLOGY · Cap: $716.82M
SAP
SAP SE ADR
$236.93
+0.48%
TECHNOLOGY · Cap: $272.16B
Smart Verdict
WallStSmart Research — data-driven comparison
SAP SE ADR generates 7830% more annual revenue ($39.39B vs $496.67M). SAP leads profitability with a 20.4% profit margin vs -14.5%. PAR appears more attractively valued with a PEG of 0.77. SAP earns a higher WallStSmart Score of 60/100 (C).
PAR
Buy52
out of 100
Grade: C-
SAP
Buy60
out of 100
Grade: C
Intrinsic Value Comparison
Multi-model valuation · Graham Formula
Margin of Safety
-29.7%
Fair Value
$16.72
Current Price
$17.19
$0.47 premium
Margin of Safety
-25.6%
Fair Value
$156.37
Current Price
$236.93
$80.56 premium
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Reasonable price relative to book value
Growing faster than its price suggests
18.7% revenue growth
Mega-cap, among the largest globally
Safe zone — low bankruptcy risk
Keeps 20 of every $100 in revenue as profit
Conservative balance sheet, low leverage
Strong operational efficiency at 29.5%
Generating 1.7B in free cash flow
Areas to Watch
0.0% earnings growth
Smaller company, higher risk/reward
Weak financial health signals
ROE of -8.9% — below average capital efficiency
Expensive relative to growth rate
Moderate valuation
Trading at 74.3x book value
Comparative Analysis Report
WallStSmart ResearchBull Case : PAR
The strongest argument for PAR centers on Price/Book, PEG Ratio, Revenue Growth. Revenue growth of 18.7% demonstrates continued momentum. PEG of 0.77 suggests the stock is reasonably priced for its growth.
Bull Case : SAP
The strongest argument for SAP centers on Market Cap, Altman Z-Score, Profit Margin. Profitability is solid with margins at 20.4% and operating margin at 29.5%. Revenue growth of 13.2% demonstrates continued momentum.
Bear Case : PAR
The primary concerns for PAR are EPS Growth, Market Cap, Piotroski F-Score.
Bear Case : SAP
The primary concerns for SAP are PEG Ratio, P/E Ratio, Price/Book.
Key Dynamics to Monitor
PAR profiles as a growth stock while SAP is a mature play — different risk/reward profiles.
PAR carries more volatility with a beta of 1.35 — expect wider price swings.
PAR is growing revenue faster at 18.7% — sustainability is the question.
SAP generates stronger free cash flow (1.7B), providing more financial flexibility.
Bottom Line
SAP scores higher overall (60/100 vs 52/100), backed by strong 20.4% margins and 13.2% revenue growth. Both earn "Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
PAR Technology Corporation
TECHNOLOGY · SOFTWARE - APPLICATION · USA
PAR Technology Corporation provides point of sale (POS) solutions to the restaurant and retail industries globally. The company is headquartered in New Hartford, New York.
SAP SE ADR
TECHNOLOGY · SOFTWARE - APPLICATION · USA
SAP SE is a global enterprise application software company. The company is headquartered in Walldorf, Germany.
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