WallStSmart

PAR Technology Corporation (PAR)vsUber Technologies Inc (UBER)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Uber Technologies Inc generates 11020% more annual revenue ($55.23B vs $496.67M). UBER leads profitability with a 17.3% profit margin vs -14.5%. PAR appears more attractively valued with a PEG of 0.77. UBER earns a higher WallStSmart Score of 64/100 (C+).

PAR

Buy

52

out of 100

Grade: C-

Growth: 7.3Profit: 2.0Value: 5.0Quality: 5.0
Piotroski: 3/9Altman Z: 0.77

UBER

Buy

64

out of 100

Grade: C+

Growth: 8.0Profit: 7.5Value: 5.3Quality: 4.5
Piotroski: 4/9Altman Z: 1.47
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

PARSignificantly Overvalued (-29.2%)

Margin of Safety

-29.2%

Fair Value

$16.78

Current Price

$18.00

$1.22 premium

UndervaluedFair: $16.78Overvalued
UBERUndervalued (+0.4%)

Margin of Safety

+0.4%

Fair Value

$71.93

Current Price

$72.64

$0.70 discount

UndervaluedFair: $71.93Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

PAR3 strengths · Avg: 8.7/10
Price/BookValuation
0.9x10/10

Reasonable price relative to book value

PEG RatioValuation
0.778/10

Growing faster than its price suggests

Revenue GrowthGrowth
18.7%8/10

18.7% revenue growth

UBER5 strengths · Avg: 9.0/10
Return on EquityProfitability
35.1%10/10

Every $100 of equity generates 35 in profit

EPS GrowthGrowth
85.5%10/10

Earnings expanding 85.5% YoY

Market CapQuality
$146.39B9/10

Large-cap with strong market position

P/E RatioValuation
15.9x8/10

Attractively priced relative to earnings

Free Cash FlowQuality
$2.79B8/10

Generating 2.8B in free cash flow

Areas to Watch

PAR4 concerns · Avg: 3.0/10
EPS GrowthGrowth
0.0%4/10

0.0% earnings growth

Market CapQuality
$730.47M3/10

Smaller company, higher risk/reward

Piotroski F-ScoreQuality
3/93/10

Weak financial health signals

Return on EquityProfitability
-8.9%2/10

ROE of -8.9% — below average capital efficiency

UBER2 concerns · Avg: 2.0/10
PEG RatioValuation
6.152/10

Expensive relative to growth rate

Altman Z-ScoreHealth
1.472/10

Distress zone — elevated risk

Comparative Analysis Report

WallStSmart Research

Bull Case : PAR

The strongest argument for PAR centers on Price/Book, PEG Ratio, Revenue Growth. Revenue growth of 18.7% demonstrates continued momentum. PEG of 0.77 suggests the stock is reasonably priced for its growth.

Bull Case : UBER

The strongest argument for UBER centers on Return on Equity, EPS Growth, Market Cap. Profitability is solid with margins at 17.3% and operating margin at 13.3%. Revenue growth of 12.2% demonstrates continued momentum.

Bear Case : PAR

The primary concerns for PAR are EPS Growth, Market Cap, Piotroski F-Score.

Bear Case : UBER

The primary concerns for UBER are PEG Ratio, Altman Z-Score.

Key Dynamics to Monitor

PAR profiles as a growth stock while UBER is a mature play — different risk/reward profiles.

PAR carries more volatility with a beta of 1.32 — expect wider price swings.

PAR is growing revenue faster at 18.7% — sustainability is the question.

UBER generates stronger free cash flow (2.8B), providing more financial flexibility.

Bottom Line

UBER scores higher overall (64/100 vs 52/100), backed by strong 17.3% margins and 12.2% revenue growth. Both earn "Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

PAR Technology Corporation

TECHNOLOGY · SOFTWARE - APPLICATION · USA

PAR Technology Corporation provides point of sale (POS) solutions to the restaurant and retail industries globally. The company is headquartered in New Hartford, New York.

Uber Technologies Inc

TECHNOLOGY · SOFTWARE - APPLICATION · USA

Uber Technologies, Inc., commonly known as Uber, is an American technology company. Its services include ride-hailing, food delivery (Uber Eats), package delivery, couriers, freight transportation, and, through a partnership with Lime, electric bicycle and motorized scooter rental. The company is based in San Francisco, California.

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