WallStSmart

Par Pacific Holdings Inc (PARR)vsExxon Mobil Corp (XOM)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Exxon Mobil Corp generates 4222% more annual revenue ($326.01B vs $7.54B). XOM leads profitability with a 7.8% profit margin vs 6.0%. PARR trades at a lower P/E of 6.5x. PARR earns a higher WallStSmart Score of 62/100 (C+).

PARR

Buy

62

out of 100

Grade: C+

Growth: 6.0Profit: 6.5Value: 7.7Quality: 6.5
Piotroski: 5/9Altman Z: 3.04

XOM

Buy

50

out of 100

Grade: C-

Growth: 2.7Profit: 5.5Value: 4.7Quality: 6.5
Piotroski: 1/9Altman Z: 3.44
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

PARRUndervalued (+18.2%)

Margin of Safety

+18.2%

Fair Value

$51.86

Current Price

$55.66

$3.80 discount

UndervaluedFair: $51.86Overvalued
XOMSignificantly Overvalued (-82.9%)

Margin of Safety

-82.9%

Fair Value

$81.96

Current Price

$149.92

$67.96 premium

UndervaluedFair: $81.96Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

PARR5 strengths · Avg: 9.4/10
P/E RatioValuation
6.5x10/10

Attractively priced relative to earnings

EPS GrowthGrowth
3869.0%10/10

Earnings expanding 3869.0% YoY

Altman Z-ScoreHealth
3.0410/10

Safe zone — low bankruptcy risk

Return on EquityProfitability
30.0%9/10

Every $100 of equity generates 30 in profit

Price/BookValuation
1.8x8/10

Reasonable price relative to book value

XOM5 strengths · Avg: 9.0/10
Market CapQuality
$619.92B10/10

Mega-cap, among the largest globally

Altman Z-ScoreHealth
3.4410/10

Safe zone — low bankruptcy risk

Debt/EquityHealth
0.199/10

Conservative balance sheet, low leverage

Price/BookValuation
2.4x8/10

Reasonable price relative to book value

Free Cash FlowQuality
$2.23B8/10

Generating 2.2B in free cash flow

Areas to Watch

PARR4 concerns · Avg: 3.3/10
Revenue GrowthGrowth
4.5%4/10

4.5% revenue growth

Profit MarginProfitability
6.0%3/10

6.0% margin — thin

Operating MarginProfitability
3.3%3/10

Operating margin of 3.3%

Debt/EquityHealth
1.083/10

Elevated debt levels

XOM4 concerns · Avg: 3.5/10
P/E RatioValuation
25.2x4/10

Moderate valuation

Revenue GrowthGrowth
2.6%4/10

2.6% revenue growth

Profit MarginProfitability
7.8%3/10

7.8% margin — thin

Piotroski F-ScoreQuality
1/93/10

Weak financial health signals

Comparative Analysis Report

WallStSmart Research

Bull Case : PARR

The strongest argument for PARR centers on P/E Ratio, EPS Growth, Altman Z-Score.

Bull Case : XOM

The strongest argument for XOM centers on Market Cap, Altman Z-Score, Debt/Equity. PEG of 1.38 suggests the stock is reasonably priced for its growth.

Bear Case : PARR

The primary concerns for PARR are Revenue Growth, Profit Margin, Operating Margin.

Bear Case : XOM

The primary concerns for XOM are P/E Ratio, Revenue Growth, Profit Margin.

Key Dynamics to Monitor

PARR carries more volatility with a beta of 0.91 — expect wider price swings.

PARR is growing revenue faster at 4.5% — sustainability is the question.

XOM generates stronger free cash flow (2.2B), providing more financial flexibility.

Monitor OIL & GAS REFINING & MARKETING industry trends, competitive dynamics, and regulatory changes.

Bottom Line

PARR scores higher overall (62/100 vs 50/100). Both earn "Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Par Pacific Holdings Inc

ENERGY · OIL & GAS REFINING & MARKETING · USA

Par Pacific Holdings, Inc. owns and operates energy and infrastructure businesses. The company is headquartered in Houston, Texas.

Exxon Mobil Corp

ENERGY · OIL & GAS INTEGRATED · USA

Exxon Mobil Corporation, stylized as ExxonMobil, is an American multinational oil and gas corporation headquartered in Irving, Texas. It is the largest direct descendant of John D. Rockefeller's Standard Oil, and was formed on November 30, 1999 by the merger of Exxon (formerly the Standard Oil Company of New Jersey) and Mobil (formerly the Standard Oil Company of New York). ExxonMobil's primary brands are Exxon, Mobil, Esso, and ExxonMobil Chemical. ExxonMobil is incorporated in New Jersey.

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