WallStSmart

Valero Energy Corporation (VLO)vsExxon Mobil Corp (XOM)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Exxon Mobil Corp generates 179% more annual revenue ($323.90B vs $115.94B). XOM leads profitability with a 8.9% profit margin vs 2.0%. XOM appears more attractively valued with a PEG of 2.02. VLO earns a higher WallStSmart Score of 51/100 (C-).

VLO

Buy

51

out of 100

Grade: C-

Growth: 4.7Profit: 5.5Value: 5.3Quality: 7.0
Piotroski: 6/9

XOM

Hold

44

out of 100

Grade: D

Growth: 2.0Profit: 6.0Value: 4.0Quality: 6.5
Piotroski: 1/9Altman Z: 3.44
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

VLOUndervalued (+42.5%)

Margin of Safety

+42.5%

Fair Value

$354.74

Current Price

$254.32

$100.42 discount

UndervaluedFair: $354.74Overvalued
XOMSignificantly Overvalued (-275.3%)

Margin of Safety

-275.3%

Fair Value

$45.56

Current Price

$170.99

$125.43 premium

UndervaluedFair: $45.56Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

VLO3 strengths · Avg: 9.0/10
EPS GrowthGrowth
317.9%10/10

Earnings expanding 317.9% YoY

Market CapQuality
$76.05B9/10

Large-cap with strong market position

Free Cash FlowQuality
$1.81B8/10

Generating 1.8B in free cash flow

XOM5 strengths · Avg: 9.0/10
Market CapQuality
$712.47B10/10

Mega-cap, among the largest globally

Altman Z-ScoreHealth
3.4410/10

Safe zone — low bankruptcy risk

Debt/EquityHealth
0.279/10

Conservative balance sheet, low leverage

Price/BookValuation
2.8x8/10

Reasonable price relative to book value

Free Cash FlowQuality
$5.23B8/10

Generating 5.2B in free cash flow

Areas to Watch

VLO4 concerns · Avg: 2.8/10
P/E RatioValuation
33.5x4/10

Premium valuation, high expectations priced in

Profit MarginProfitability
2.0%3/10

2.0% margin — thin

PEG RatioValuation
4.212/10

Expensive relative to growth rate

Revenue GrowthGrowth
-2.1%2/10

Revenue declined 2.1%

XOM4 concerns · Avg: 3.3/10
PEG RatioValuation
2.024/10

Expensive relative to growth rate

P/E RatioValuation
25.5x4/10

Moderate valuation

Piotroski F-ScoreQuality
1/93/10

Weak financial health signals

Revenue GrowthGrowth
-1.3%2/10

Revenue declined 1.3%

Comparative Analysis Report

WallStSmart Research

Bull Case : VLO

The strongest argument for VLO centers on EPS Growth, Market Cap, Free Cash Flow.

Bull Case : XOM

The strongest argument for XOM centers on Market Cap, Altman Z-Score, Debt/Equity.

Bear Case : VLO

The primary concerns for VLO are P/E Ratio, Profit Margin, PEG Ratio. Thin 2.0% margins leave little buffer for downturns.

Bear Case : XOM

The primary concerns for XOM are PEG Ratio, P/E Ratio, Piotroski F-Score.

Key Dynamics to Monitor

VLO carries more volatility with a beta of 0.73 — expect wider price swings.

XOM is growing revenue faster at -1.3% — sustainability is the question.

XOM generates stronger free cash flow (5.2B), providing more financial flexibility.

Monitor OIL & GAS REFINING & MARKETING industry trends, competitive dynamics, and regulatory changes.

Bottom Line

VLO scores higher overall (51/100 vs 44/100). Both earn "Buy" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Valero Energy Corporation

ENERGY · OIL & GAS REFINING & MARKETING · USA

Valero Energy Corporation is a Fortune 500 international manufacturer and marketer of transportation fuels, other petrochemical products, and power. It is headquartered in San Antonio, Texas, United States.

Exxon Mobil Corp

ENERGY · OIL & GAS INTEGRATED · USA

Exxon Mobil Corporation, stylized as ExxonMobil, is an American multinational oil and gas corporation headquartered in Irving, Texas. It is the largest direct descendant of John D. Rockefeller's Standard Oil, and was formed on November 30, 1999 by the merger of Exxon (formerly the Standard Oil Company of New Jersey) and Mobil (formerly the Standard Oil Company of New York). ExxonMobil's primary brands are Exxon, Mobil, Esso, and ExxonMobil Chemical. ExxonMobil is incorporated in New Jersey.

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