WallStSmart

Paylocity Holdng (PCTY)vsUber Technologies Inc (UBER)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Uber Technologies Inc generates 2997% more annual revenue ($52.02B vs $1.68B). UBER leads profitability with a 19.3% profit margin vs 14.2%. PCTY appears more attractively valued with a PEG of 1.27. PCTY earns a higher WallStSmart Score of 66/100 (B-).

PCTY

Strong Buy

66

out of 100

Grade: B-

Growth: 9.3Profit: 6.5Value: 10.0Quality: 4.8
Piotroski: 6/9Altman Z: 1.22

UBER

Buy

56

out of 100

Grade: C

Growth: 6.0Profit: 7.5Value: 4.7Quality: 6.0
Piotroski: 4/9Altman Z: 1.47
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

PCTYUndervalued (+42.5%)

Margin of Safety

+42.5%

Fair Value

$187.20

Current Price

$109.60

$77.60 discount

UndervaluedFair: $187.20Overvalued
UBERSignificantly Overvalued (-122.0%)

Margin of Safety

-122.0%

Fair Value

$32.16

Current Price

$73.08

$40.92 premium

UndervaluedFair: $32.16Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

PCTY3 strengths · Avg: 9.0/10
EPS GrowthGrowth
133.3%10/10

Earnings expanding 133.3% YoY

Return on EquityProfitability
21.0%9/10

Every $100 of equity generates 21 in profit

Revenue GrowthGrowth
28.2%8/10

Revenue surging 28.2% year-over-year

UBER5 strengths · Avg: 8.6/10
Return on EquityProfitability
39.9%10/10

Every $100 of equity generates 40 in profit

Market CapQuality
$150.31B9/10

Large-cap with strong market position

P/E RatioValuation
15.3x8/10

Attractively priced relative to earnings

Revenue GrowthGrowth
20.1%8/10

Revenue surging 20.1% year-over-year

Free Cash FlowQuality
$2.81B8/10

Generating 2.8B in free cash flow

Areas to Watch

PCTY2 concerns · Avg: 3.0/10
P/E RatioValuation
27.1x4/10

Moderate valuation

Altman Z-ScoreHealth
1.222/10

Distress zone — elevated risk

UBER3 concerns · Avg: 2.0/10
PEG RatioValuation
4.512/10

Expensive relative to growth rate

EPS GrowthGrowth
-95.6%2/10

Earnings declined 95.6%

Altman Z-ScoreHealth
1.472/10

Distress zone — elevated risk

Comparative Analysis Report

WallStSmart Research

Bull Case : PCTY

The strongest argument for PCTY centers on EPS Growth, Return on Equity, Revenue Growth. Revenue growth of 28.2% demonstrates continued momentum. PEG of 1.27 suggests the stock is reasonably priced for its growth.

Bull Case : UBER

The strongest argument for UBER centers on Return on Equity, Market Cap, P/E Ratio. Profitability is solid with margins at 19.3% and operating margin at 12.3%. Revenue growth of 20.1% demonstrates continued momentum.

Bear Case : PCTY

The primary concerns for PCTY are P/E Ratio, Altman Z-Score.

Bear Case : UBER

The primary concerns for UBER are PEG Ratio, EPS Growth, Altman Z-Score.

Key Dynamics to Monitor

UBER carries more volatility with a beta of 1.22 — expect wider price swings.

PCTY is growing revenue faster at 28.2% — sustainability is the question.

UBER generates stronger free cash flow (2.8B), providing more financial flexibility.

Monitor SOFTWARE - APPLICATION industry trends, competitive dynamics, and regulatory changes.

Bottom Line

PCTY scores higher overall (66/100 vs 56/100) and 28.2% revenue growth. Both earn "Strong Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Paylocity Holdng

TECHNOLOGY · SOFTWARE - APPLICATION · USA

Paylocity Holding Corporation provides cloud-based payroll and human capital management software solutions for midsize organizations in the United States. The company is headquartered in Schaumburg, Illinois.

Uber Technologies Inc

TECHNOLOGY · SOFTWARE - APPLICATION · USA

Uber Technologies, Inc., commonly known as Uber, is an American technology company. Its services include ride-hailing, food delivery (Uber Eats), package delivery, couriers, freight transportation, and, through a partnership with Lime, electric bicycle and motorized scooter rental. The company is based in San Francisco, California.

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