Paylocity Holdng (PCTY) Stock Analysis — PE Ratio, PS Ratio, Intrinsic Value & 2030 Price Target
Paylocity Holdng stock (PCTY) is currently trading at $109.60. Paylocity Holdng PE ratio is 27.08. Paylocity Holdng PS ratio (Price-to-Sales) is 3.51. Analyst consensus price target for PCTY is $169.43. WallStSmart rates PCTY as Moderate Buy.
- PCTY PE ratio analysis and historical PE chart
- PCTY PS ratio (Price-to-Sales) history and trend
- PCTY intrinsic value — DCF, Graham Number, EPV models
- PCTY stock price prediction 2025 2026 2027 2028 2029 2030
- PCTY fair value vs current price
- PCTY insider transactions and insider buying
- Is PCTY undervalued or overvalued?
- Paylocity Holdng financial analysis — revenue, earnings, cash flow
- PCTY Piotroski F-Score and Altman Z-Score
- PCTY analyst price target and Smart Rating
Paylocity Holdng
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PCTY Intrinsic Value Analysis for Value Investors
Benjamin Graham Formula · Paylocity Holdng (PCTY)
PCTY trades at a significant discount to its Graham intrinsic value of $187.20, offering a 42% margin of safety — a level value investors typically seek before buying.
Based on Benjamin Graham Formula. Growth rate capped at 25%. For informational purposes only. Not financial advice.
Smart Analysis
Paylocity Holdng (PCTY) · 10 metrics scored
Smart Score
Category Performance
WallStSmart pulls financial metrics like revenue growth, profit margins, and valuation ratios and scores each one from 0 to 10 based on how strong or weak it is. Those 10 scores are grouped into 4 categories: Growth, Profitability, Valuation, and Quality — which form the 4 axes of the spider chart you see. The categories are then combined into a final score out of 100, but not equally. Growth and Profitability together count for 60% of the total, because a fast-growing profitable business matters more than just a cheap one. That final number maps to a rating (Strong Buy, Buy, Hold, Avoid) and a letter grade, giving you one clear Stock Rating.
Investment Thesis
Strong fundamentals in peg ratio, return on equity, revenue growth. Concerns around operating margin and price/book. Overall metrics suggest strong investment potential with favorable risk/reward.
Paylocity Holdng (PCTY) Key Strengths (6)
Earnings per share surging 133.30% year-over-year
82.28% of shares held by major funds and institutions
Every $100 of equity generates $21 in profit
Good growth relative to its price
Strong revenue growth at 28.20% annually
Mid-cap company balancing growth potential with stability
Supporting Valuation Data
Paylocity Holdng (PCTY) Areas to Watch (4)
Very thin margins with limited operational efficiency
Very expensive at 5.7x book value
Revenue is fairly priced at 3.51x sales
Decent profitability, keeps $14 per $100 revenue
Supporting Valuation Data
Paylocity Holdng (PCTY) Detailed Analysis Report
Overall Assessment
This company scores 66/100 in our Smart Analysis, earning a B- grade. Out of 10 metrics analyzed, 6 register as strengths (avg 8.7/10) while 4 fall into concern territory (avg 4.0/10). The category breakdown reveals uneven performance, with some areas requiring attention.
The Bull Case
The strongest argument centers on EPS Growth, Institutional Own., Return on Equity. Valuation metrics including PEG Ratio (1.27) suggest the stock is attractively priced. Profitability is solid with Return on Equity at 21.00%. Growth metrics are encouraging with Revenue Growth at 28.20%, EPS Growth at 133.30%.
The Bear Case
The primary concerns are Operating Margin, Price/Book, Price/Sales. Some valuation metrics including Price/Sales (3.51), Price/Book (5.65) suggest expensive pricing. Profitability pressure is visible in Operating Margin at 5.43%, Profit Margin at 14.20%.
Key Dynamics to Monitor
Three factors to monitor going forward. First, whether Operating Margin improves, as this is the primary drag on the overall score. Second, margin trajectory, with Return on Equity at 21.00% currently healthy but needing to be sustained. Third, growth sustainability, with Revenue Growth at 28.20% strong but requiring continuation.
Risk Considerations
Based on the metric profile, this is a moderate-to-high risk investment. The weight of evidence leans positive, with more strengths than concerns. Investors should size positions according to their risk tolerance and maintain diversification.
Bottom Line
Mixed fundamentals with both positives (EPS Growth, Institutional Own.) and negatives (Operating Margin, Price/Book). A cautious approach is warranted. Monitor for improvement in weak areas before increasing conviction.
Disclaimer: Smart Analysis is a scoring system developed by WallStSmart Team. Scores update daily using multi-model valuation framework. Always conduct your own research and consult with financial advisors before making investment decisions.
PCTY Price-to-Sales(PS) Ratio Chart
Historical valuation based on market cap ÷ trailing 12-month revenue
PCTY's Price-to-Sales ratio of 3.51x trades at a deep discount to its historical average of 11.37x (1th percentile). The current valuation is 86% below its historical high of 25.86x set in Oct 2021, and 2% above its historical low of 3.45x in Mar 2026. Over the past 12 months, the PS ratio has compressed from ~7.2x as trailing revenue scaled faster than the stock price.
Compare PCTY with Competitors
Top SOFTWARE - APPLICATION stocks by market cap
Compare any two stocks →WallStSmart Analysis Synopsis
Data-driven financial summary for Paylocity Holdng (PCTY) · TECHNOLOGY › SOFTWARE - APPLICATION
The Big Picture
Paylocity Holdng is a strong growth company balancing expansion with improving profitability. Revenue reached 1.7B with 28% growth year-over-year. Profit margins of 14.2% are healthy, with room for further expansion as the business scales.
Key Findings
Revenue growing at 28% YoY, reaching 1.7B. This pace significantly outperforms most SOFTWARE - APPLICATION peers.
ROE of 21.0% means the company generates strong returns on shareholder equity. Above 20% is considered top-tier.
What to Watch Next
Margin expansion: can Paylocity Holdng push profit margins above 15% as the business scales?
Growth sustainability: can Paylocity Holdng maintain 28%+ revenue growth, or will competition slow it down?
Sector dynamics: monitor SOFTWARE - APPLICATION industry trends, competitive moves, and regulatory changes that could impact Paylocity Holdng.
Bottom Line
Paylocity Holdng offers an attractive blend of growth (28% revenue expansion) and improving fundamentals. The company is transitioning from pure growth to profitable growth, a critical inflection point. Watch for sustained margin expansion as the key signal.
This synopsis is generated from publicly available financial data. It is not financial advice. Always conduct your own research and consult a qualified financial advisor before making investment decisions.
Insider Transactions(22 last 3 months)
| Insider | Type | Shares |
|---|---|---|
CAPPOTELLI, ANDREW Sr Vice President Operations | Sell | -70 |
| Insider | Type | Shares |
|---|---|---|
CAPPOTELLI, ANDREW Sr Vice President Operations | Sell | -59 |
| Insider | Type | Shares |
|---|---|---|
ROST, NICHOLAS VP CAO & Treasurer | Sell | -307 |
| Insider | Type | Shares |
|---|---|---|
KING, MELISSA ANN SVP Product and Technology | Sell | -380 |
Data sourced from SEC Form 4 filings
Last updated: 2:34:44 PM
About Paylocity Holdng(PCTY)
NASDAQ
TECHNOLOGY
SOFTWARE - APPLICATION
USA
Paylocity Holding Corporation provides cloud-based payroll and human capital management software solutions for midsize organizations in the United States. The company is headquartered in Schaumburg, Illinois.