WallStSmart

PDD Holdings Inc. (PDD)vsUlta Beauty Inc (ULTA)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

PDD Holdings Inc. generates 3379% more annual revenue ($450.78B vs $12.96B). PDD leads profitability with a 20.4% profit margin vs 9.3%. PDD appears more attractively valued with a PEG of 0.72. PDD earns a higher WallStSmart Score of 75/100 (B).

PDD

Strong Buy

75

out of 100

Grade: B

Growth: 6.0Profit: 8.0Value: 9.3Quality: 8.0
Piotroski: 2/9Altman Z: 3.69

ULTA

Buy

61

out of 100

Grade: C+

Growth: 6.0Profit: 7.5Value: 4.0Quality: 6.0
Piotroski: 3/9Altman Z: 3.40
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

PDDUndervalued (+69.8%)

Margin of Safety

+69.8%

Fair Value

$353.87

Current Price

$77.81

$276.06 discount

UndervaluedFair: $353.87Overvalued
ULTASignificantly Overvalued (-20.8%)

Margin of Safety

-20.8%

Fair Value

$565.46

Current Price

$546.78

$18.68 premium

UndervaluedFair: $565.46Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

PDD6 strengths · Avg: 9.7/10
P/E RatioValuation
8.9x10/10

Attractively priced relative to earnings

Debt/EquityHealth
0.0110/10

Conservative balance sheet, low leverage

Free Cash FlowQuality
$25.67B10/10

Generating 25.7B in free cash flow

Altman Z-ScoreHealth
3.6910/10

Safe zone — low bankruptcy risk

Market CapQuality
$117.02B9/10

Large-cap with strong market position

Return on EquityProfitability
20.8%9/10

Every $100 of equity generates 21 in profit

ULTA2 strengths · Avg: 10.0/10
Return on EquityProfitability
45.8%10/10

Every $100 of equity generates 46 in profit

Altman Z-ScoreHealth
3.4010/10

Safe zone — low bankruptcy risk

Areas to Watch

PDD2 concerns · Avg: 2.5/10
Piotroski F-ScoreQuality
2/93/10

Weak financial health signals

EPS GrowthGrowth
-11.2%2/10

Earnings declined 11.2%

ULTA3 concerns · Avg: 3.7/10
PEG RatioValuation
1.974/10

Expensive relative to growth rate

Price/BookValuation
8.6x4/10

Trading at 8.6x book value

Piotroski F-ScoreQuality
3/93/10

Weak financial health signals

Comparative Analysis Report

WallStSmart Research

Bull Case : PDD

The strongest argument for PDD centers on P/E Ratio, Debt/Equity, Free Cash Flow. Profitability is solid with margins at 20.4% and operating margin at 24.7%. PEG of 0.72 suggests the stock is reasonably priced for its growth.

Bull Case : ULTA

The strongest argument for ULTA centers on Return on Equity, Altman Z-Score.

Bear Case : PDD

The primary concerns for PDD are Piotroski F-Score, EPS Growth.

Bear Case : ULTA

The primary concerns for ULTA are PEG Ratio, Price/Book, Piotroski F-Score.

Key Dynamics to Monitor

PDD profiles as a mature stock while ULTA is a value play — different risk/reward profiles.

ULTA carries more volatility with a beta of 0.85 — expect wider price swings.

ULTA is growing revenue faster at 8.9% — sustainability is the question.

PDD generates stronger free cash flow (25.7B), providing more financial flexibility.

Bottom Line

PDD scores higher overall (75/100 vs 61/100), backed by strong 20.4% margins. Both earn "Strong Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

PDD Holdings Inc.

CONSUMER CYCLICAL · INTERNET RETAIL · China

Pinduoduo Inc., operates an electronic commerce platform in the People's Republic of China. The company is headquartered in Shanghai, the People's Republic of China.

Visit Website →

Ulta Beauty Inc

CONSUMER CYCLICAL · SPECIALTY RETAIL · USA

Ulta Beauty, Inc., formerly known as Ulta Salon, Cosmetics & Fragrance Inc., is an American chain of beauty stores headquartered in Bolingbrook, Illinois. Ulta Beauty carries cosmetics and skincare brands, men's and women's fragrances, nail products, bath and body products, beauty tools and haircare products.

Want to dig deeper into these stocks?