WallStSmart

Pegasystems Inc (PEGA)vsTurtle Beach Corporation (TBCH)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Pegasystems Inc generates 483% more annual revenue ($1.74B vs $297.77M). PEGA leads profitability with a 18.7% profit margin vs -1.1%. TBCH appears more attractively valued with a PEG of 0.98. PEGA earns a higher WallStSmart Score of 48/100 (D+).

PEGA

Hold

48

out of 100

Grade: D+

Growth: 4.7Profit: 7.5Value: 6.0Quality: 7.0
Piotroski: 5/9Altman Z: 2.77

TBCH

Hold

40

out of 100

Grade: F

Growth: 4.0Profit: 3.5Value: 6.0Quality: 6.5
Piotroski: 5/9Altman Z: 1.92
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

PEGAUndervalued (+61.1%)

Margin of Safety

+61.1%

Fair Value

$97.56

Current Price

$36.24

$61.32 discount

UndervaluedFair: $97.56Overvalued

Intrinsic value data unavailable for TBCH.

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

PEGA2 strengths · Avg: 9.5/10
Return on EquityProfitability
48.3%10/10

Every $100 of equity generates 48 in profit

Debt/EquityHealth
0.109/10

Conservative balance sheet, low leverage

TBCH2 strengths · Avg: 8.0/10
PEG RatioValuation
0.988/10

Growing faster than its price suggests

Price/BookValuation
2.2x8/10

Reasonable price relative to book value

Areas to Watch

PEGA4 concerns · Avg: 2.8/10
Price/BookValuation
10.6x4/10

Trading at 10.6x book value

Operating MarginProfitability
4.6%3/10

Operating margin of 4.6%

PEG RatioValuation
2.992/10

Expensive relative to growth rate

EPS GrowthGrowth
-52.9%2/10

Earnings declined 52.9%

TBCH4 concerns · Avg: 3.0/10
Altman Z-ScoreHealth
1.924/10

Grey zone — moderate risk

Market CapQuality
$223.51M3/10

Smaller company, higher risk/reward

Return on EquityProfitability
1.1%3/10

ROE of 1.1% — below average capital efficiency

Revenue GrowthGrowth
-0.7%2/10

Revenue declined 0.7%

Comparative Analysis Report

WallStSmart Research

Bull Case : PEGA

The strongest argument for PEGA centers on Return on Equity, Debt/Equity. Profitability is solid with margins at 18.7% and operating margin at 4.6%.

Bull Case : TBCH

The strongest argument for TBCH centers on PEG Ratio, Price/Book. PEG of 0.98 suggests the stock is reasonably priced for its growth.

Bear Case : PEGA

The primary concerns for PEGA are Price/Book, Operating Margin, PEG Ratio.

Bear Case : TBCH

The primary concerns for TBCH are Altman Z-Score, Market Cap, Return on Equity.

Key Dynamics to Monitor

PEGA profiles as a mature stock while TBCH is a turnaround play — different risk/reward profiles.

TBCH carries more volatility with a beta of 2.31 — expect wider price swings.

PEGA is growing revenue faster at 9.4% — sustainability is the question.

PEGA generates stronger free cash flow (80M), providing more financial flexibility.

Bottom Line

PEGA scores higher overall (48/100 vs 40/100), backed by strong 18.7% margins. Both earn "Hold" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Pegasystems Inc

TECHNOLOGY · SOFTWARE - APPLICATION · USA

Pegasystems Inc. develops, markets, licenses, hosts and supports business software applications in the United States, the rest of the Americas, the United Kingdom, the rest of Europe, the Middle East, Africa, and Asia-Pacific. The company is headquartered in Cambridge, Massachusetts.

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Turtle Beach Corporation

TECHNOLOGY · CONSUMER ELECTRONICS · USA

Turtle Beach Corporation is an audio technology company in North America, Europe, the Middle East, and the Asia Pacific. The company is headquartered in White Plains, New York.

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