WallStSmart

Parke Bancorp Inc (PKBK)vsPNC Financial Services Group Inc (PNC)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

PNC Financial Services Group Inc generates 27276% more annual revenue ($24.32B vs $88.83M). PKBK leads profitability with a 51.6% profit margin vs 31.4%. PKBK appears more attractively valued with a PEG of 0.43. PKBK earns a higher WallStSmart Score of 80/100 (B+).

PKBK

Strong Buy

80

out of 100

Grade: B+

Growth: 9.3Profit: 7.5Value: 8.3Quality: 4.5
Piotroski: 6/9Altman Z: -0.56

PNC

Strong Buy

76

out of 100

Grade: B+

Growth: 8.0Profit: 7.5Value: 5.7Quality: 3.5
Piotroski: 5/9Altman Z: -0.48

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

PKBK6 strengths · Avg: 10.0/10
PEG RatioValuation
0.4310/10

Growing faster than its price suggests

P/E RatioValuation
8.9x10/10

Attractively priced relative to earnings

Price/BookValuation
1.2x10/10

Reasonable price relative to book value

Profit MarginProfitability
51.6%10/10

Keeps 52 of every $100 in revenue as profit

Operating MarginProfitability
72.0%10/10

Strong operational efficiency at 72.0%

Revenue GrowthGrowth
31.1%10/10

Revenue surging 31.1% year-over-year

PNC6 strengths · Avg: 8.8/10
Profit MarginProfitability
31.4%10/10

Keeps 31 of every $100 in revenue as profit

Operating MarginProfitability
38.7%10/10

Strong operational efficiency at 38.7%

Market CapQuality
$97.44B9/10

Large-cap with strong market position

P/E RatioValuation
13.4x8/10

Attractively priced relative to earnings

Price/BookValuation
1.7x8/10

Reasonable price relative to book value

Revenue GrowthGrowth
23.6%8/10

Revenue surging 23.6% year-over-year

Areas to Watch

PKBK2 concerns · Avg: 2.5/10
Market CapQuality
$406.71M3/10

Smaller company, higher risk/reward

Altman Z-ScoreHealth
-0.562/10

Distress zone — elevated risk

PNC3 concerns · Avg: 3.0/10
PEG RatioValuation
1.704/10

Expensive relative to growth rate

Debt/EquityHealth
1.343/10

Elevated debt levels

Altman Z-ScoreHealth
-0.482/10

Distress zone — elevated risk

Comparative Analysis Report

WallStSmart Research

Bull Case : PKBK

The strongest argument for PKBK centers on PEG Ratio, P/E Ratio, Price/Book. Profitability is solid with margins at 51.6% and operating margin at 72.0%. Revenue growth of 31.1% demonstrates continued momentum.

Bull Case : PNC

The strongest argument for PNC centers on Profit Margin, Operating Margin, Market Cap. Profitability is solid with margins at 31.4% and operating margin at 38.7%. Revenue growth of 23.6% demonstrates continued momentum.

Bear Case : PKBK

The primary concerns for PKBK are Market Cap, Altman Z-Score.

Bear Case : PNC

The primary concerns for PNC are PEG Ratio, Debt/Equity, Altman Z-Score.

Key Dynamics to Monitor

PNC carries more volatility with a beta of 0.89 — expect wider price swings.

PKBK is growing revenue faster at 31.1% — sustainability is the question.

PNC generates stronger free cash flow (2.1B), providing more financial flexibility.

Monitor BANKS - REGIONAL industry trends, competitive dynamics, and regulatory changes.

Bottom Line

PKBK scores higher overall (80/100 vs 76/100), backed by strong 51.6% margins and 31.1% revenue growth. Both earn "Strong Buy" and "Strong Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Parke Bancorp Inc

FINANCIAL SERVICES · BANKS - REGIONAL · USA

Parke Bancorp, Inc. is the banking holding company for Parke Bank providing personal and business financial services to individuals and small and medium-sized businesses. The company is headquartered in Washington Township, New Jersey.

PNC Financial Services Group Inc

FINANCIAL SERVICES · BANKS - REGIONAL · USA

PNC Financial Services Group, Inc. (stylized as PNC) is a bank holding company and financial services corporation based in Pittsburgh, Pennsylvania. Its banking subsidiary, PNC Bank, operates in 21 states and the District of Columbia with 2,296 branches and 9,051 ATMs. The company also provides financial services such as asset management, wealth management, estate planning, loan servicing, and information processing.

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