Parke Bancorp Inc (PKBK)vsU.S. Bancorp (USB)
PKBK
Parke Bancorp Inc
$28.41
+0.35%
FINANCIAL SERVICES · Cap: $331.36M
USB
U.S. Bancorp
$51.89
-0.58%
FINANCIAL SERVICES · Cap: $81.01B
Smart Verdict
WallStSmart Research — data-driven comparison
U.S. Bancorp generates 33957% more annual revenue ($26.35B vs $77.38M). PKBK leads profitability with a 48.8% profit margin vs 28.7%. PKBK appears more attractively valued with a PEG of 0.43. PKBK earns a higher WallStSmart Score of 80/100 (B+).
PKBK
Strong Buy80
out of 100
Grade: B+
USB
Strong Buy75
out of 100
Grade: B
Intrinsic Value Comparison
Multi-model valuation · Graham Formula
Margin of Safety
+80.7%
Fair Value
$147.89
Current Price
$28.41
$119.48 discount
Margin of Safety
+75.8%
Fair Value
$214.00
Current Price
$51.89
$162.11 discount
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Growing faster than its price suggests
Attractively priced relative to earnings
Reasonable price relative to book value
Keeps 49 of every $100 in revenue as profit
Strong operational efficiency at 68.9%
Revenue surging 33.9% year-over-year
Attractively priced relative to earnings
Reasonable price relative to book value
Strong operational efficiency at 39.3%
Large-cap with strong market position
Keeps 29 of every $100 in revenue as profit
Earnings expanding 24.7% YoY
Areas to Watch
Smaller company, higher risk/reward
Expensive relative to growth rate
Distress zone — elevated risk
Comparative Analysis Report
WallStSmart ResearchBull Case : PKBK
The strongest argument for PKBK centers on PEG Ratio, P/E Ratio, Price/Book. Profitability is solid with margins at 48.8% and operating margin at 68.9%. Revenue growth of 33.9% demonstrates continued momentum.
Bull Case : USB
The strongest argument for USB centers on P/E Ratio, Price/Book, Operating Margin. Profitability is solid with margins at 28.7% and operating margin at 39.3%.
Bear Case : PKBK
The primary concerns for PKBK are Market Cap.
Bear Case : USB
The primary concerns for USB are PEG Ratio, Altman Z-Score.
Key Dynamics to Monitor
PKBK profiles as a growth stock while USB is a mature play — different risk/reward profiles.
USB carries more volatility with a beta of 1.04 — expect wider price swings.
PKBK is growing revenue faster at 33.9% — sustainability is the question.
USB generates stronger free cash flow (2.8B), providing more financial flexibility.
Bottom Line
PKBK scores higher overall (80/100 vs 75/100), backed by strong 48.8% margins and 33.9% revenue growth. USB offers better value entry with a 75.8% margin of safety. Both earn "Strong Buy" and "Strong Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
Parke Bancorp Inc
FINANCIAL SERVICES · BANKS - REGIONAL · USA
Parke Bancorp, Inc. is the banking holding company for Parke Bank providing personal and business financial services to individuals and small and medium-sized businesses. The company is headquartered in Washington Township, New Jersey.
U.S. Bancorp
FINANCIAL SERVICES · BANKS - REGIONAL · USA
U.S. Bancorp is an American bank holding company based in Minneapolis, Minnesota, and incorporated in Delaware. The company provides banking, investment, mortgage, trust, and payment services products to individuals, businesses, governmental entities, and other financial institutions.
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